United Southeast Federal Credit Union
Overview / Commentary
United Southeast Federal Credit Union is headquartered in Bristol and is the 27th largest credit union in the state of Tennessee. It is also the 1,170th largest credit union in the nation. It was established in 1941 and as of March of 2025, it had grown to 54 employees and 22,367 members at 6 locations. United Southeast Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in most of Sullivan County, Washington County, Tennessee and Washington County, Virginia. Membership is also open to employees of a member of the select employer group.
See current membership details
Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 4714 |
| Year Chartered | 1941 |
| Employees | 54 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 4.42% |
| Annual Interest Income | $2.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $238.9MM$236.8MM |
| Loans | Q1 2025vs Q1 2024 | $153.5MM$152.8MM |
| Deposits | Q1 2025vs Q1 2024 | $208.9MM$209MM |
| Equity Capital | Q1 2025vs Q1 2024 | $28.6MM$26.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.1MM$882K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $340K$223K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |