Mountain Laurel Federal Credit Union

Overview / Commentary
413 S Michael St
Saint Marys, PA 15857

Mountain Laurel Federal Credit Union is headquartered in Saint Marys and is the 59th largest credit union in the state of Pennsylvania. It is also the 1,457th largest credit union in the nation. It was established in 1970 and as of December of 2023, it had grown to 30 employees and 18,624 members at 7 locations. Mountain Laurel Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Mountain Laurel Federal Credit Union is open to anyone who lives, works, worships, or attends school in the Pennsylvania counties of Elk, Cameron, McKean, or Warren. Immediate family of current credit union members also qualify.
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Health Grade Components

NCUA #20053
Year Chartered1970
Primary Regulator
Profit Margin
Return on Assets - YTD2.14%
Return on Equity - YTD13.49%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$153.2MM$155.2MM
LoansQ4 2023vs Q4 2022$80.8MM$74.6MM
DepositsQ4 2023vs Q4 2022$128.4MM$133.7MM
Equity CapitalQ4 2023vs Q4 2022$24.3MM$21.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$478K$386K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$300K$422K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Mountain Laurel Federal Credit Union Savings Account Rates

1.00%--IRA Share
0.30%$5-Share (Savings)
0.05%--Christmas Club Share
0.05%--Vacation Club Share

Mountain Laurel Federal Credit Union CD Rates

3.50%$500-24 Month Share Certificate
3.25%$500-12 Month Share Certificate
3.00%$500-6 Month Share Certificate

Mountain Laurel Federal Credit Union IRA Rates

4.50%$500-12 Month IRA Certificate
4.50%$500-24 Month IRA Certificate

Mountain Laurel Federal Credit Union Locations
Branch Office135 S Kendall AveBradford, PA 16701-3617
Branch Office413 S Michael StSaint Marys, PA 15857
Branch Office22 W 4th StEmporium, PA 15834
Branch Office211 S Fraley StKane, PA 16735
Branch Office1513 Pennsylvania Ave EWarren, PA 16365-3142
Branch Office117 Pennsylvania Ave W PO Box 783Warren, PA 16365-2514
Branch Office22 Church StPort Allegany, PA 16743

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