Mountain Laurel Federal Credit Union is headquartered in Saint Marys and is the 58th largest credit union in the state of Pennsylvania. It is also the 1,501st largest credit union in the nation. It was established in 1970 and as of September of 2019, it had grown to 32 employees and 20,756 members at 7 locations. Mountain Laurel Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Elk, Cameron, McKean or Warren Counties in Pennsylvania and their immediate family.
See current membership details
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 20053 |
| Year Chartered | 1970 |
| Employees | 32 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.23% |
| Return on Equity - YTD | 8.56% |
| Annual Interest Income | $3.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $116.8MM$116.3MM |
| Loans | Q3 2019vs Q3 2018 | $75.2MM$77.1MM |
| Deposits | Q3 2019vs Q3 2018 | $99.4MM$100.3MM |
| Equity Capital | Q3 2019vs Q3 2018 | $17.0MM$15.7MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $404.00K$290.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $170.00K$851.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $41.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Mountain Laurel Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Mountain Laurel Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | IRA Share | |
| 0.50% | $5 | - | Share (Savings) | |
| 0.30% | - | - | Christmas Club Share | |
| 0.30% | - | - | Vacation Club Share |
Mountain Laurel Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | $500 | - | 24 Month Share Certificate | |
| 0.70% | $500 | - | 12 Month Share Certificate | |
| 0.60% | $500 | - | 6 Month Share Certificate |
| Mountain Laurel Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 135 S Kendall Ave | Bradford, PA 16701-3617 |
| Branch Office | 413 S Michael St | Saint Marys, PA 15857 |
| Branch Office | 22 W 4th St | Emporium, PA 15834 |
| Branch Office | 211 S Fraley St | Kane, PA 16735 |
| Branch Office | 1513 Pennsylvania Ave E | Warren, PA 16365-3142 |
| Branch Office | 117 Pennsylvania Ave W PO Box 783 | Warren, PA 16365-2514 |
| Branch Office | 22 Church St | Port Allegany, PA 16743 |