Mountain Laurel Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mlfcu.net

814-834-9518

413 S Michael St
Saint Marys, PA 15857

Mountain Laurel Federal Credit Union is headquartered in Saint Marys and is the 58^th largest credit union in the state of Pennsylvania. It is also the 1,442^nd largest credit union in the nation. It was established in 1970 and as of March of 2025, it had grown to 30 employees and 18,247 members at 6 locations. Mountain Laurel Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Mountain Laurel Federal Credit Union is open to anyone who lives, works, worships, or attends school in the Pennsylvania counties of Elk, Cameron, McKean, or Warren. Immediate family of current credit union members also qualify.
See current membership details

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	20053
Year Chartered	1970
Employees	30
Primary Regulator

Profit Margin
Return on Assets - YTD	2.4%
Return on Equity - YTD	13.17%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$161.6MM$156.2MM
Loans	Q1 2025vs Q1 2024	$78.3MM$79.8MM
Deposits	Q1 2025vs Q1 2024	$132.1MM$130.6MM
Equity Capital	Q1 2025vs Q1 2024	$29MM$25.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$620K$489K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$119K$259K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Mountain Laurel Federal Credit Union.

Locations

Mountain Laurel Federal Credit Union Locations
Branch Office	135 S Kendall Ave	Bradford, PA 16701-3617
Branch Office	413 S Michael St	Saint Marys, PA 15857
Branch Office	22 W 4th St	Emporium, PA 15834
Branch Office	211 S Fraley St	Kane, PA 16735
Branch Office	117 Pennsylvania Ave W PO Box 783	Warren, PA 16365-2514
Branch Office	22 Church St	Port Allegany, PA 16743

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