Featured Savings Rates
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Mountain Laurel Federal Credit Union

Popular Accounts at this Credit Union

0.60%1-year CD12 Month Share Certificate
0.43%SavingsShare (Savings)
0.70%2-year CD24 Month Share Certificate

Overview / Commentary
413 S Michael St
Saint Marys, PA 15857

Mountain Laurel Federal Credit Union is headquartered in Saint Marys and is the 57th largest credit union in the state of Pennsylvania. It is also the 1,503rd largest credit union in the nation. It was established in 1970 and as of September of 2017, it had grown to 29 employees and 21,408 members at 7 locations. Mountain Laurel Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Elk, Cameron, McKean or Warren Counties in Pennsylvania.
See current membership details


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Health Grade Components

NCUA #20053
Year Chartered1970
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD7.21%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$111.1MM$101.2MM
LoansQ3 2017vs Q3 2016$67.0MM$58.0MM
DepositsQ3 2017vs Q3 2016$96.4MM$88.1MM
Equity CapitalQ3 2017vs Q3 2016$14.5MM$12.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$216.00K$237.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$195.00K$253.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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Mountain Laurel Federal Credit Union Savings Account Rates

1.00%--IRA Share
0.43%--Share (Savings)
0.15%--Christmas/Vacation Club Share

Mountain Laurel Federal Credit Union CD Rates

0.70%$500-24 Month Share Certificate
0.60%$500-12 Month Share Certificate
0.50%$500-6 Month Share Certificate

Mountain Laurel Federal Credit Union Locations
Branch Office135 S Kendall AveBradford, PA 16701-3617
Branch Office413 S Michael StSaint Marys, PA 15857
Branch Office22 W 4th StEmporium, PA 15834
Branch Office211 S Fraley StKane, PA 16735
Branch Office1513 Pennsylvania Ave EWarren, PA 16365-3142
Branch Office117 Pennsylvania Ave W PO Box 783Warren, PA 16365-2514
Branch Office22 Church StPort Allegany, PA 16743