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Overview / Commentary
205 E 3rd St
Salida, CO 81201

Mountain River Credit Union is headquartered in Salida and is the 55th largest credit union in the state of Colorado. It is also the 3,094th largest credit union in the nation. It was established in 1960 and as of March of 2017, it had grown to 10 employees and 3,350 members at 3 locations. Mountain River Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Alamosa, Chaffee, Rio Grande, Lake or western Fremont Counties in Colorado.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mountain River Credit Union has a low asset base.

Health Grade Components

NCUA #63704
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD-0.7%
Return on Equity - YTD-9.59%
Annual Interest Income$191.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$26.8MM$23.4MM
LoansQ1 2017vs Q1 2016$11.8MM$12.2MM
DepositsQ1 2017vs Q1 2016$24.8MM$21.4MM
Equity CapitalQ1 2017vs Q1 2016$1.9MM$2.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$75.00K$76.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$262.00K$82.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0

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Mountain River Credit Union Locations
Branch Office2437 Main StAlamosa, CO 81101
Branch Office205 E 3rd StSalida, CO 81201
Branch Office28350 County Road 317 Unit 10Buena Vista, CO 81211-9261