Featured Savings Rates
Featured Accounts
Overview / Commentary
205 E 3rd St
Salida, CO 81201

Mountain River Credit Union is headquartered in Salida and is the 56th largest credit union in the state of Colorado. It is also the 3,113th largest credit union in the nation. It was established in 1960 and as of December of 2017, it had grown to 10 employees and 3,235 members at 3 locations. Mountain River Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Alamosa, Chaffee, Rio Grande, Lake or western Fremont Counties in Colorado.
See current membership details

Reviews (1)

Why I chose a Credit Union

Posted by: fawnleach | Mar 9, 2018

The main reason I choose to bank at a credit union is the community involvement. My credit union is a local entity concerned with local citizens. If I have an issue, I speak directly to an individual and things get resolved. I live in a small town and I like that I have brick and mortar option. The larger banks do not exist in my town. My credit union also belongs to a Coop so I can get help almost anywhere. All I need to do is find an affiliate and its just as good as my local institution. The only requirement needed to establish is $25 in a savings account. I think that's cool because it invokes financial responsibility. I have all the benefits of a larger institution but I am not just a number. I have a debit card, online banking, and receive my statements via email. I like that because it is environmentally responsible. I will never bank with a bank. Credit Unions all the way!

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mountain River Credit Union has a low asset base.

Health Grade Components

NCUA #63704
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD-0.16%
Return on Equity - YTD-2.08%
Annual Interest Income$799.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$25.5MM$25.8MM
LoansQ4 2017vs Q4 2016$11.0MM$11.9MM
DepositsQ4 2017vs Q4 2016$23.5MM$23.8MM
Equity CapitalQ4 2017vs Q4 2016$1.9MM$2.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$78.00K$79.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$214.00K$239.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

Sorry, we do not have rate data for Mountain River Credit Union.


Mountain River Credit Union Locations
Branch Office2437 Main StAlamosa, CO 81101
Branch Office205 E 3rd StSalida, CO 81201
Branch Office28350 County Road 317 Unit 10Buena Vista, CO 81211-9261