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Overview / Commentary
205 E 3rd St
Salida, CO 81201

Mountain River Credit Union is headquartered in Salida and is the 55th largest credit union in the state of Colorado. It is also the 3,117th largest credit union in the nation. It was established in 1960 and as of December of 2016, it had grown to 12 employees and 3,317 members at 3 locations. Mountain River Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Alamosa, Chaffee, Rio Grande, Lake or western Fremont Counties in Colorado.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mountain River Credit Union has a low asset base.

Health Grade Components

NCUA #63704
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD-0.2%
Return on Equity - YTD-2.54%
Annual Interest Income$781.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$25.8MM$23.4MM
LoansQ4 2016vs Q4 2015$11.9MM$12.1MM
DepositsQ4 2016vs Q4 2015$23.8MM$21.4MM
Equity CapitalQ4 2016vs Q4 2015$2.0MM$2.0MM
Loan Loss AllowanceQ4 2016vs Q4 2015$79.00K$71.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$239.00K$210.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0

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Mountain River Credit Union Locations
Branch Office2437 Main StAlamosa, CO 81101
Branch Office316 Harrison AveLeadville, CO 80461
Branch Office205 E 3rd StSalida, CO 81201