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Overview / Commentary
205 E 3rd St
Salida, CO 81201

Mountain River Credit Union is headquartered in Salida and is the 55th largest credit union in the state of Colorado. It is also the 3,151st largest credit union in the nation. It was established in 1960 and as of June of 2017, it had grown to 8 employees and 3,297 members at 3 locations. Mountain River Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Alamosa, Chaffee, Rio Grande, Lake or western Fremont Counties in Colorado.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mountain River Credit Union has a low asset base.

Health Grade Components

NCUA #63704
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD-0.62%
Return on Equity - YTD-8.6%
Annual Interest Income$396.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$25.4MM$25.1MM
LoansQ2 2017vs Q2 2016$12.4MM$12.1MM
DepositsQ2 2017vs Q2 2016$23.5MM$23.1MM
Equity CapitalQ2 2017vs Q2 2016$1.9MM$2.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$83.00K$74.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$432.00K$112.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0

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Mountain River Credit Union Locations
Branch Office2437 Main StAlamosa, CO 81101
Branch Office205 E 3rd StSalida, CO 81201
Branch Office28350 County Road 317 Unit 10Buena Vista, CO 81211-9261