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Overview / Commentary
317 Davis Avenue
Elkins, WV 26241

Mountain Valley Bank, N.A. is headquartered in Elkins and is the 39th largest bank in the state of West Virginia. It is also the 3,821st largest bank in the nation. It was established in 1909 and as of June of 2016, it had grown to 42 employees at 4 locations. Mountain Valley Bank, N.A. has an A health rating.


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Health Grade Components

FDIC Certificate #6786
Year Established1909
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD3.69%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$134.0MM$134.0MM
LoansQ2 2016vs Q2 2015$87.7MM$85.9MM
DepositsQ2 2016vs Q2 2015$112.3MM$113.2MM
Equity CapitalQ2 2016vs Q2 2015$17.2MM$16.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.0MM$1.4MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$854.00K$527.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0

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Mountain Valley Bank, N.A. Locations
Mountain Valley Bank, N.A.317 Davis AvenueElkins, WV 26241
Parsons Branch401 First StreetParsons, WV 26287
Elkins Branch1955 Beverly PikeElkins, WV 26241
Mill Creek Branch9896 Seneca TrailMill Creek, WV 26280