Featured Savings Rates
Featured Accounts
Overview / Commentary
304-636-7801
317 Davis Avenue
Elkins, WV 26241

Mountain Valley Bank, N.A. is headquartered in Elkins and is the 38th largest bank in the state of West Virginia. It is also the 3,601st largest bank in the nation. It was established in 1909 and as of December of 2016, it had grown to 42 employees at 4 locations. Mountain Valley Bank, N.A. has an A health rating.

Reviews (1)

Small town bank review

I bank with Mountain Valley Bank in north central West Virginia. The bank staff are usually friendly and know you by name, they go out of their way to be nice. My experience with the people is almost always a positive. They do charge high fees for overdraws, they charge $33 for each overdraft and are very reluctant to return the fees. Also the tellers are given almost no authority to reverse overdrafts, and you have to call and speak with someone to try and get the fees removed. One time I was 7 minutes late on a deposit the cutoff was 2pm and I was there at 2:07 making a $6 deposit to avoid an overdraft, they put it on next day and gave me a $33 fee on a $5 overdraft, and would not budge on returning the fee. It was my fault, but $33 seems a bit excessive.



Health

Health Grade Components

Overall
FDIC Certificate #6786
Year Established1909
Employees42
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD4.26%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$147.2MM$131.4MM
LoansQ4 2016vs Q4 2015$88.1MM$89.8MM
DepositsQ4 2016vs Q4 2015$126.1MM$110.3MM
Equity CapitalQ4 2016vs Q4 2015$16.9MM$16.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.1MM$1.3MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.0MM$0
Real Estate OwnedQ4 2016vs Q4 2015$0$285.00K
Rates

Sorry, we do not have rate data for Mountain Valley Bank, N.A..

Locations


Mountain Valley Bank, N.A. Locations
Mountain Valley Bank, N.A.317 Davis AvenueElkins, WV 26241
Parsons Branch401 First StreetParsons, WV 26287
Elkins Branch1955 Beverly PikeElkins, WV 26241
Mill Creek Branch9896 Seneca TrailMill Creek, WV 26280