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Overview / Commentary
317 Davis Avenue
Elkins, WV 26241

Mountain Valley Bank, N.A. is headquartered in Elkins and is the 39th largest bank in the state of West Virginia. It is also the 3,793rd largest bank in the nation. It was established in 1909 and as of September of 2016, it had grown to 42 employees at 4 locations. Mountain Valley Bank, N.A. has an A health rating.


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Health Grade Components

FDIC Certificate #6786
Year Established1909
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD4.15%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$135.2MM$132.8MM
LoansQ3 2016vs Q3 2015$88.9MM$88.4MM
DepositsQ3 2016vs Q3 2015$113.3MM$111.6MM
Equity CapitalQ3 2016vs Q3 2015$17.4MM$17.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.0MM$1.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$798.00K$154.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$276.00K

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Mountain Valley Bank, N.A. Locations
Mountain Valley Bank, N.A.317 Davis AvenueElkins, WV 26241
Parsons Branch401 First StreetParsons, WV 26287
Elkins Branch1955 Beverly PikeElkins, WV 26241
Mill Creek Branch9896 Seneca TrailMill Creek, WV 26280