Mountain Valley Bank, N.A. is headquartered in Elkins and is the 39^th largest bank in the state of West Virginia. It is also the 3,821^st largest bank in the nation. It was established in 1909 and as of June of 2016, it had grown to 42 employees at 4 locations. Mountain Valley Bank, N.A. has an A health rating.

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Health

A

Data as of Q2 2016

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Health Grade Components

Overall
FDIC Certificate #	6786
Year Established	1909
Employees	42
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.47%
Return on Equity - YTD	3.69%
Annual Interest Income	$2.5MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$134.0MM$134.0MM
Loans	Q2 2016vs Q2 2015	$87.7MM$85.9MM
Deposits	Q2 2016vs Q2 2015	$112.3MM$113.2MM
Equity Capital	Q2 2016vs Q2 2015	$17.2MM$16.6MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$1.0MM$1.4MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$854.00K$527.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Locations

Mountain Valley Bank, N.A. Locations
Mountain Valley Bank, N.A.	317 Davis Avenue	Elkins, WV 26241
Parsons Branch	401 First Street	Parsons, WV 26287
Elkins Branch	1955 Beverly Pike	Elkins, WV 26241
Mill Creek Branch	9896 Seneca Trail	Mill Creek, WV 26280