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Overview / Commentary
317 Davis Avenue
Elkins, WV 26241

Mountain Valley Bank, N.A. is headquartered in Elkins and is the 39th largest bank in the state of West Virginia. It is also the 3,823rd largest bank in the nation. It was established in 1909 and as of March of 2016, it had grown to 41 employees at 4 locations. Mountain Valley Bank, N.A. has an A health rating.


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Health Grade Components

FDIC Certificate #6786
Year Established1909
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD4.84%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$135.1MM$133.6MM
LoansQ1 2016vs Q1 2015$90.2MM$85.3MM
DepositsQ1 2016vs Q1 2015$113.6MM$112.8MM
Equity CapitalQ1 2016vs Q1 2015$17.1MM$16.6MM
Loan Loss AllowanceQ1 2016vs Q1 2015$1.3MM$1.3MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$0$66.00K
Real Estate OwnedQ1 2016vs Q1 2015$285.00K$0

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Mountain Valley Bank, N.A. Locations
Mountain Valley Bank, N.A.317 Davis AvenueElkins, WV 26241
Parsons Branch401 First StreetParsons, WV 26287
Elkins Branch1955 Beverly PikeElkins, WV 26241
Mill Creek Branch9896 Seneca TrailMill Creek, WV 26280