Mountaincrest Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mountaincrestcu.com

360-435-5400

3710 168TH ST NE STE A108
Arlington, WA 98223

Mountaincrest Credit Union is headquartered in Arlington and is the 36^th largest credit union in the state of Washington. It is also the 1,509^th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 24 employees and 9,318 members at 2 locations. Mountaincrest Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in MountainCrest Credit Union is open to those who live, work, or worship in the state of Washington.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68253
Year Chartered	1934
Employees	24
Primary Regulator

Profit Margin
Return on Assets - YTD	0.9%
Return on Equity - YTD	6.79%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$148.6MM$142.1MM
Loans	Q1 2025vs Q1 2024	$92.5MM$103.2MM
Deposits	Q1 2025vs Q1 2024	$129MM$123.8MM
Equity Capital	Q1 2025vs Q1 2024	$19.5MM$17.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$733K$579K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.3MM$743K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mountaincrest Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$50k^*	-	Cash Management
OTHER TIERS: 0.30% → $2.5k - $50k
0.20%	$0	-	PAWS Club
0.20%	$0	-	Teen Savings
0.10%	$0	-	Shares Savings
0.10%	$0	-	Holiday Club

Mountaincrest Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.34%^*	$50k^*	-	6 Month CD
OTHER TIERS: 3.82% → $1k - $50k
3.82%^*	$50k^*	-	12 Month CD
OTHER TIERS: 3.56% → $1k - $50k
3.82%	$100k	-	1 Year Jumbo CD
1.77%^*	$50k^*	-	60 Month CD
OTHER TIERS: 1.71% → $1k - $50k
1.66%^*	$50k^*	-	36 Month CD
OTHER TIERS: 1.61% → $1k - $50k
1.56%^*	$50k^*	-	24 Month CD
OTHER TIERS: 1.51% → $1k - $50k

Mountaincrest Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$0	-	IRA Savings

Locations

Mountaincrest Credit Union Locations
Branch Office	1328 Broadway	Everett, WA 98201-1718
Branch Office	3710 168TH ST NE STE A108	Arlington, WA 98223-8462

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