MountainOne Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.75%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
1.35%	1-year CD	2.65% - Barclays 12 Month Online CD
0.15%	Savings	2.00% - Ally Bank Online Savings Account

View all MountainOne Bank rates »

Overview / Commentary

www.mountainone.com

855-444-6861

93 Main Street
North Adams, MA 01247

MountainOne Bank is headquartered in North Adams and is the 45^th largest bank in the state of Massachusetts. It is also the 875^th largest bank in the nation. It was established in 1848 and as of September of 2018, it had grown to 167 employees at 7 locations. MountainOne Bank's money market rates are 2X the national average, and it has a B+ health rating.

Overall
FDIC Certificate #	90253
Year Established	1848
Employees	167
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.81%
Return on Equity - YTD	7.26%
Annual Interest Income	$28.1MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$881.5MM$871.3MM
Loans	Q3 2018vs Q3 2017	$697.4MM$697.3MM
Deposits	Q3 2018vs Q3 2017	$657.4MM$633.4MM
Equity Capital	Q3 2018vs Q3 2017	$100.9MM$96.6MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$9.6MM$9.0MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$5.8MM$6.3MM
Real Estate Owned	Q3 2018vs Q3 2017	$225.00K$230.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MountainOne Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$1	-	Pinnacle Savings

MountainOne Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%^*	$100k^*	-	VISTA Personal Money Market
OTHER TIERS: 0.75% → $1 - $5k \| 0.90% → $5k - $25k \| 1.05% → $25k - $50k \| 1.10% → $50k - $100k
1.15%^*	$100k^*	-	VISTA Business Money Market
OTHER TIERS: 0.65% → $1 - $5k \| 0.75% → $5k - $25k \| 0.80% → $25k - $50k \| 0.90% → $50k - $100k
1.00%^*	$100k^*	-	Pinnacle Money Market
OTHER TIERS: 0.30% → $1 - $5k \| 0.40% → $5k - $25k \| 0.55% → $25k - $50k \| 0.75% → $50k - $100k
1.00%^*	$100k^*	-	Pinnacle Business Money Market
OTHER TIERS: 0.30% → $1 - $5k \| 0.40% → $5k - $25k \| 0.55% → $25k - $50k \| 0.75% → $50k - $100k

MountainOne Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1	-	VISTA Premier Checking

MountainOne Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%	$1k	-	60 Month CD
2.35%	$1k	-	48 Month CD
2.25%	$1k	-	36 Month CD
2.00%	$1k	-	24 Month CD
1.60%	$1k	-	18 Month CD
1.35%	$1k	-	12 Month CD
1.00%	$1k	-	6 Month CD
0.85%	$1k	-	3 Month CD

MountainOne Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.35%	$1k	-	48 Month IRA
2.25%	$1k	-	36 Month IRA
2.00%	$1k	-	24 Month IRA
1.60%	$1k	-	18 Month IRA
1.35%	$1k	-	12 Month IRA
1.00%	$1k	-	6 Month IRA
0.85%	$1k	-	3 Month IRA

Locations

MountainOne Bank Locations
Pittsfield Branch	111 Silver Lake Boulevard	Pittsfield, MA 01201
Williamstown Savings Bank Branch	795 Main Street	Williamstown, MA 01267
Hoosac Bank	93 Main Street	North Adams, MA 01247
Quincy Branch	77 Granite Street	Quincy, MA 02169
Scituate Branch	54 Front Street	Scituate, MA 02066
South Coastal Main Off	279 Union Street	Rockland, MA 02370

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