MountainOne Bank

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.50%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Pinnacle Savings 1.00% - Ally Bank Online Savings Account

View all MountainOne Bank rates »

Overview / Commentary

www.hoosacbank.com

866.4.HOOSAC

93 Main Street
North Adams, MA 01247

MountainOne Bank is headquartered in North Adams and is the 40^th largest bank in the state of Massachusetts. It is also the 863^rd largest bank in the nation. It was established in 1848 and as of June of 2016, it had grown to 178 employees at 8 locations. MountainOne Bank's money market rates are 14% higher than the national average, and it has an A health rating.

Overall
FDIC Certificate #	90253
Year Established	1848
Employees	178
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.46%
Return on Equity - YTD	4.46%
Annual Interest Income	$15.3MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$846.8MM$826.8MM
Loans	Q2 2016vs Q2 2015	$671.8MM$657.0MM
Deposits	Q2 2016vs Q2 2015	$628.0MM$577.0MM
Equity Capital	Q2 2016vs Q2 2015	$89.5MM$86.1MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$8.8MM$8.2MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$8.7MM$8.3MM
Real Estate Owned	Q2 2016vs Q2 2015	$140.00K$629.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MountainOne Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Pinnacle Savings

MountainOne Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.93%^*	$50k^*	-	VISTA Personal Money Market
OTHER TIERS: 0.53% → Up to $5k \| 0.63% → $5k - $25k \| 0.78% → $25k - $50k
0.93%^*	$50k^*	-	VISTA Business Money Market
OTHER TIERS: 0.53% → Up to $5k \| 0.63% → $5k - $25k \| 0.78% → $25k - $50k
0.50%^*	$100k^*	-	Pinnacle Money Market
OTHER TIERS: 0.05% → Up to $5k \| 0.15% → $5k - $25k \| 0.25% → $25k - $50k \| 0.35% → $50k - $100k
0.50%^*	$100k^*	-	Pinnacle Business Money Market
OTHER TIERS: 0.05% → Up to $5k \| 0.15% → $5k - $25k \| 0.25% → $25k - $50k \| 0.35% → $50k - $100k

MountainOne Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	VISTA Personal Checking

MountainOne Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	-	-	60 Month CD
1.25%	-	-	48 Month CD
1.15%	-	-	36 Month CD
1.00%	-	-	24 Month CD
0.75%	-	-	18 Month CD
0.50%	-	-	12 Month CD
0.30%	-	-	6 Month CD
0.25%	-	-	3 Month CD

MountainOne Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	-	-	48 Month IRA
1.15%	-	-	36 Month IRA
1.00%	-	-	24 Month IRA
0.75%	-	-	18 Month IRA
0.50%	-	-	12 Month IRA
0.30%	-	-	6 Month IRA
0.25%	-	-	3 Month IRA

Locations

MountainOne Bank Locations
Pittsfield Branch	111 Silver Lake Boulevard	Pittsfield, MA 01201
Williamstown Savings Bank Branch	795 Main Street	Williamstown, MA 01267
Hoosac Bank	93 Main Street	North Adams, MA 01247
Quincy Branch	77 Granite Street	Quincy, MA 02169
Scituate Branch	54 Front Street	Scituate, MA 02066
South Coastal Main Off	279 Union Street	Rockland, MA 02370
Danvers Branch	140 Commonwealth Avenue	Danvers, MA 01923