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93 Main Street
North Adams, MA 01247

MountainOne Bank is headquartered in North Adams and is the 39th largest bank in the state of Massachusetts. It is also the 851st largest bank in the nation. It was established in 1848 and as of December of 2015, it had grown to 192 employees at 8 locations. MountainOne Bank's money market rates are 86% higher than the national average, and it has an A health rating.

Related Posts

MountainOne Bank Offers $100 Or $200 Bonus For New Checking Accounts - 6/22/2015

MountainOne Bank is offering $100 and $200 bonuses on new Pinnacle and VISTA Premier checking accounts. Limited time offer available to residents of New England and New York State.

MountainOne Bank Offers Three Competitive Rate CD Specials - 6/12/2015

MountainOne Bank (MA) added three CD Specials to its product line: 7-month CD (1.00% APY), 20-month CD (1.75% APY), and 30-month CD (2.00% APY). Minimum deposit is $1K.

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Health Grade Components

FDIC Certificate #90253
Year Established1848
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD4.49%
Annual Interest Income$29.5MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$844.0MM$809.9MM
LoansQ4 2015vs Q4 2014$678.6MM$628.6MM
DepositsQ4 2015vs Q4 2014$624.9MM$572.9MM
Equity CapitalQ4 2015vs Q4 2014$87.1MM$83.8MM
Loan Loss AllowanceQ4 2015vs Q4 2014$9.0MM$8.0MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$7.5MM$11.7MM
Real Estate OwnedQ4 2015vs Q4 2014$508.00K$707.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MountainOne Bank Savings Account Rates

0.05%--Pinnacle Savings

MountainOne Bank Money Market Rates

0.82%*$50k*-VISTA Personal Money Market
OTHER TIERS: 0.42% Up to $5k | 0.52% $5k - $25k | 0.67% $25k - $50k
0.82%*$50k*-VISTA Business Money Market
OTHER TIERS: 0.42% Up to $5k | 0.52% $5k - $25k | 0.67% $25k - $50k
0.50%*$100k*-Pinnacle Money Market
OTHER TIERS: 0.05% Up to $5k | 0.15% $5k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k
0.50%*$100k*-Pinnacle Business Money Market
OTHER TIERS: 0.05% Up to $5k | 0.15% $5k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k

MountainOne Bank Checking Account Rates

0.05%--VISTA Personal Checking

MountainOne Bank CD Rates

1.50%--60 Month CD
1.25%--48 Month CD
1.15%--36 Month CD
1.00%--24 Month CD
0.75%--18 Month CD
0.50%--12 Month CD
0.30%--6 Month CD
0.25%--3 Month CD

MountainOne Bank IRA Rates

1.25%--48 Month IRA
1.15%--36 Month IRA
1.00%--24 Month IRA
0.75%--18 Month IRA
0.50%--12 Month IRA
0.30%--6 Month IRA
0.25%--3 Month IRA

MountainOne Bank Locations
Pittsfield Branch111 Silver Lake BoulevardPittsfield, MA 01201
Williamstown Savings Bank Branch795 Main StreetWilliamstown, MA 01267
Hoosac Bank93 Main StreetNorth Adams, MA 01247
Quincy Branch77 Granite StreetQuincy, MA 02169
Scituate Branch54 Front StreetScituate, MA 02066
South Coastal Main Off279 Union StreetRockland, MA 02370
Danvers Branch140 Commonwealth AvenueDanvers, MA 01923