MountainOne Bank

Overview / Commentary
93 Main Street
North Adams, MA 01247

MountainOne Bank is headquartered in North Adams and is the 54th largest bank in the state of Massachusetts. It is also the 1,072nd largest bank in the nation. It was established in 1848 and as of June of 2021, it had grown to 155 employees at 7 locations. MountainOne Bank has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #90253
Year Established1848
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.32%
Return on Equity - YTD9.65%
Annual Interest Income$15.8MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$890.7MM$922.3MM
LoansQ2 2021vs Q2 2020$658.0MM$717.3MM
DepositsQ2 2021vs Q2 2020$739.7MM$739.7MM
Equity CapitalQ2 2021vs Q2 2020$123.5MM$116.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$16.3MM$13.1MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$4.2MM$3.0MM
Real Estate OwnedQ2 2021vs Q2 2020$70.00K$1.1MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not MountainOne Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MountainOne Bank Savings Account Rates

0.50%$1-Youth Savings
0.05%$1-Pinnacle Savings

MountainOne Bank Money Market Rates

0.25%*$100k*-VISTA Personal Money Market
OTHER TIERS: 0.05% $1 - $5k | 0.10% $5k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.25%*$100k*-VISTA Business Money Market
OTHER TIERS: 0.05% $1 - $5k | 0.10% $5k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.20%*$100k*-Pinnacle Money Market
OTHER TIERS: 0.05% $1 - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k
0.20%*$100k*-Pinnacle Business Money Market
OTHER TIERS: 0.05% $1 - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k

MountainOne Bank Checking Account Rates

0.01%$1-VISTA Premier Checking

MountainOne Bank CD Rates

0.85%$1k-60 Month CD
0.75%$1k-48 Month CD
0.55%$1k-36 Month CD
0.40%$1k-24 Month CD
0.30%$1k-18 Month CD
0.25%$1k-12 Month CD
0.15%$1k-6 Month CD
0.10%$1k-3 Month CD

MountainOne Bank IRA Rates

0.75%$1k-48 Month IRA
0.55%$1k-36 Month IRA
0.40%$1k-24 Month IRA
0.30%$1k-18 Month IRA
0.25%$1k-12 Month IRA
0.15%$1k-6 Month IRA
0.10%$1k-3 Month IRA

MountainOne Bank Locations
Pittsfield Branch111 Silver Lake BoulevardPittsfield, MA 01201
Williamstown Savings Bank Branch795 Main StreetWilliamstown, MA 01267
Hoosac Bank93 Main StNorth Adams, MA 01247
Quincy Branch77 Granite StreetQuincy, MA 02169
Scituate Branch54 Front StreetScituate, MA 02066
South Coastal Main Off279 Union StreetRockland, MA 02370

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.