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MountainOne Bank


Overview / Commentary
www.mountainone.com
855-444-6861
93 Main Street
North Adams, MA 01247

MountainOne Bank is headquartered in NORTH ADAMS and is the 52nd largest bank in the state of Massachusetts. It is also the 1,037th largest bank in the nation. It was established in 1848 and as of June of 2024, it had grown to 185 employees at 6 locations. MountainOne Bank's CD rates are 4X the national average, and it has an A health rating.

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Health
A

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #90253
Year Established1848
Employees185
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD6.17%
Annual Interest Income$25.6MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$982.5MM$969.9MM
LoansQ2 2024vs Q2 2023$738.2MM$727.3MM
DepositsQ2 2024vs Q2 2023$761.6MM$719.5MM
Equity CapitalQ2 2024vs Q2 2023$145.2MM$136.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$8.4MM$9.2MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1.9MM$2.2MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not MountainOne Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MountainOne Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1-Youth Savings
0.50%$1-Pinnacle Savings

MountainOne Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$100k*-VISTA Personal Money Market
OTHER TIERS: 0.50% → $1 - $5k | 0.60% → $5k - $25k | 0.70% → $25k - $50k | 1.00% → $50k - $100k
1.25%*$100k*-VISTA Business Money Market
OTHER TIERS: 0.50% → $1 - $5k | 0.60% → $5k - $25k | 0.70% → $25k - $50k | 1.00% → $50k - $100k
1.15%*$100k*-Pinnacle Money Market
OTHER TIERS: 0.45% → $1 - $5k | 0.55% → $5k - $25k | 0.65% → $25k - $50k | 0.95% → $50k - $100k
1.15%*$100k*-Pinnacle Business Money Market
OTHER TIERS: 0.45% → $1 - $5k | 0.55% → $5k - $25k | 0.65% → $25k - $50k | 0.95% → $50k - $100k

MountainOne Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1-VISTA Premier Checking

MountainOne Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$10-9 Month CD Special
4.00%$10-6 Month CD Special
4.00%$10-12 Month CD Special
2.75%$10-60 Month CD
2.50%$10-48 Month CD
2.25%$10-36 Month CD
2.00%$10-24 Month CD
1.75%$10-18 Month CD
1.00%$10-3 Month CD

MountainOne Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$10-48 Month IRA
2.25%$10-36 Month IRA
2.00%$10-24 Month IRA
1.75%$10-18 Month IRA
1.25%$10-12 Month IRA
1.10%$10-6 Month IRA
1.00%$10-3 Month IRA
Locations


MountainOne Bank Locations
Pittsfield Branch111 Silver Lake BoulevardPittsfield, MA 01201
Williamstown Savings Bank Branch795 Main StreetWilliamstown, MA 01267
Hoosac Bank93 Main StNorth Adams, MA 01247
Quincy Branch77 Granite StreetQuincy, MA 02169
Scituate Branch54 Front StreetScituate, MA 02066
South Coastal Main Off279 Union StreetRockland, MA 02370

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