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93 Main Street
North Adams, MA 01247

MountainOne Bank is headquartered in North Adams and is the 44th largest bank in the state of Massachusetts. It is also the 876th largest bank in the nation. It was established in 1848 and as of September of 2017, it had grown to 182 employees at 8 locations. MountainOne Bank's money market rates are 36% higher than the national average, and it has an A health rating.

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MountainOne Bank (MA) Has Limited Time 8-Month CD Special - 11/22/2017

MountainOne Bank is offering a limited-time 8-month CD Special (1.50% APY). There is a $10k minimum deposit with a total deposit of $250k per customer.

8-Month CD Special, 1.50% APY - 11/21/2017

8-month CD Special, 1.50% APY, $10,000 minimum deposit https://www.mountainone.com/rates/certificates-deposit Limited to $250,000 per customer. Limited time offer. Personal accounts only. Must be opened in any MountainOne Bank lobby.

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Health Grade Components

FDIC Certificate #90253
Year Established1848
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD7.6%
Annual Interest Income$24.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$871.3MM$861.0MM
LoansQ3 2017vs Q3 2016$697.3MM$688.9MM
DepositsQ3 2017vs Q3 2016$633.4MM$635.7MM
Equity CapitalQ3 2017vs Q3 2016$96.6MM$90.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$9.0MM$8.3MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$6.3MM$6.4MM
Real Estate OwnedQ3 2017vs Q3 2016$230.00K$777.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MountainOne Bank Savings Account Rates

0.05%--Pinnacle Savings

MountainOne Bank Money Market Rates

0.90%*$100k*-VISTA Personal Money Market
OTHER TIERS: 0.55% Up to $5k | 0.70% $5k - $25k | 0.80% $25k - $50k | 0.85% $50k - $100k
0.75%*$100k*-VISTA Business Money Market
OTHER TIERS: 0.45% Up to $5k | 0.50% $5k - $25k | 0.55% $25k - $50k | 0.60% $50k - $100k
0.60%*$100k*-Pinnacle Money Market
OTHER TIERS: 0.10% Up to $5k | 0.20% $5k - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k
0.60%*$100k*-Pinnacle Business Money Market
OTHER TIERS: 0.10% Up to $5k | 0.20% $5k - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k

MountainOne Bank Checking Account Rates

0.05%--VISTA Premier Checking

MountainOne Bank CD Rates

2.00%--60 Month CD
1.65%--48 Month CD
1.50%--36 Month CD
1.25%--24 Month CD
1.15%--18 Month CD
1.00%--12 Month CD
0.65%--6 Month CD
0.50%--3 Month CD

MountainOne Bank IRA Rates

1.65%--48 Month IRA
1.50%--36 Month IRA
1.25%--24 Month IRA
1.15%--18 Month IRA
1.00%--12 Month IRA
0.65%--6 Month IRA
0.50%--3 Month IRA

MountainOne Bank Locations
Pittsfield Branch111 Silver Lake BoulevardPittsfield, MA 01201
Williamstown Savings Bank Branch795 Main StreetWilliamstown, MA 01267
Hoosac Bank93 Main StreetNorth Adams, MA 01247
Quincy Branch77 Granite StreetQuincy, MA 02169
Scituate Branch54 Front StreetScituate, MA 02066
South Coastal Main Off279 Union StreetRockland, MA 02370
Danvers Branch140 Commonwealth AvenueDanvers, MA 01923