MTC Federal Credit Union

Overview / Commentary
201 Brookfield Pkwy
Greenville, SC 29607

MTC Federal Credit Union is headquartered in Greenville and is the 15th largest credit union in the state of South Carolina. It is also the 1,087th largest credit union in the nation. It was established in 1976 and as of September of 2022, it had grown to 68 employees and 17,078 members at 9 locations. MTC Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in the Roper Mountain Science Center($40 annual membership). Membership is also open to the following: 1) those who live, work, worship or attend school in Carter County in Oklahoma or prescribed areas in Anderson, Greenville or Pickens County in South Carolina; 2) employees of Amethyst Research Inc., Michelin North America, IBM, Johnson Controls, and other companies; 3) membership in the South Carolina Koi and Water Garden Society.
See current membership details


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Health Grade Components

NCUA #22520
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD5.84%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$258.3MM$246.1MM
LoansQ3 2022vs Q3 2021$141.1MM$129.6MM
DepositsQ3 2022vs Q3 2021$217.3MM$207.9MM
Equity CapitalQ3 2022vs Q3 2021$35.9MM$34.2MM
Loan Loss AllowanceQ3 2022vs Q3 2021$585.00K$455.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$899.00K$459.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for MTC Federal Credit Union are currently being reviewed.


MTC Federal Credit Union Locations
Branch Office124 Verdae Blvd Suite 101Greenville, SC 29607
Branch Office2420 Two Notch RdLexington, SC 29072
Branch Office3792 Mance Newton Rd Ste 2Midland City, AL 36350
Branch Office6301 Highway 76Sandy Springs, SC 29677
Branch Office2001 12th Ave NWArdmore, OK 73401
Branch Office1785 New Cut Rd 1000 International DrSpartanburg, SC 29303
Branch Office2A The PkwyGreenville, SC 29615
Branch Office1103 Michelin RdArdmore, OK 73401
Branch Office517C Michelin RdGreenville, SC 29605

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