MTC Federal Credit Union

Overview / Commentary
124 Verdae Blvd Suite 101
Greenville, SC 29607

MTC Federal Credit Union is headquartered in Greenville and is the 15th largest credit union in the state of South Carolina. It is also the 1,085th largest credit union in the nation. It was established in 1976 and as of December of 2019, it had grown to 72 employees and 17,311 members at 10 locations. MTC Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in the Roper Mountain Science Center($40 annual membership). Membership is also open to the following: 1) those who live, work, worship or attend school in Carter County in Oklahoma or prescribed areas in Anderson, Greenville or Pickens County in South Carolina; 2) employees of Amethyst Research Inc., Michelin North America, IBM, Johnson Controls, and other companies; 3) membership in the South Carolina Koi and Water Garden Society.
See current membership details


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Health Grade Components

NCUA #22520
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD4.73%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$196.5MM$181.4MM
LoansQ4 2019vs Q4 2018$124.7MM$123.1MM
DepositsQ4 2019vs Q4 2018$161.1MM$147.7MM
Equity CapitalQ4 2019vs Q4 2018$31.2MM$29.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$594.00K$820.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$519.00K$479.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0

Rates for MTC Federal Credit Union are currently being reviewed.


Cities: Ardmore, Greenville, GREENVILLE, Lexington, Midland City, Sandy Springs, Spartanburg

Ardmore Branches
Branch Office2001 12th Ave NWArdmore, OK 73401
Branch Office1103 Michelin RdArdmore, OK 73401

Greenville Branches
Branch Office124 Verdae Blvd Suite 101Greenville, SC 29607
Branch Office2A The PkwyGreenville, SC 29615
Branch Office517C Michelin RdGreenville, SC 29605

Branch Office3 RESEARCH DR Ste 100GREENVILLE, SC 29607-5215

Lexington Branches
Branch Office2420 Two Notch RdLexington, SC 29072

Midland City Branches
Branch Office3792 Mance Newton Rd Ste 2Midland City, AL 36350

Sandy Springs Branches
Branch Office6301 Highway 76Sandy Springs, SC 29677

Spartanburg Branches
Branch Office1785 New Cut Rd 1000 International DrSpartanburg, SC 29303

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