Mtc Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.85%	5-year CD	60 Month Share CD 2.35% - Synchrony Bank 60 Month CD
0.60%	1-year CD	12 Month Share CD 1.40% - Synchrony Bank 12 Month CD
0.50%	Savings	Custom Savings 1.20% - Goldman Sachs Bank USA Online Savings

View all Mtc Federal Credit Union rates »

Overview / Commentary

www.mtcfederal.com

864-908-3448

124 Verdae Blvd Suite 101
Greenville, SC 29607

Mtc Federal Credit Union is headquartered in Greenville and is the 15^th largest credit union in the state of South Carolina. It is also the 1,121^st largest credit union in the nation. It was established in 1976 and as of March of 2017, it had grown to 72 employees and 17,050 members at 10 locations. Mtc Federal Credit Union's money market rates are 59% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Carter County in Oklahoma or prescribed areas in Anderson, Greenville or Pickens County in South Carolina. Also open to employees of Amethyst Research Inc. or several other companies.
See current membership details

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Health

A+

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	22520
Year Chartered	1976
Employees	72
Primary Regulator

Profit Margin
Return on Assets - YTD	0.41%
Return on Equity - YTD	2.65%
Annual Interest Income	$2.1MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$175.7MM$166.8MM
Loans	Q1 2017vs Q1 2016	$117.8MM$111.8MM
Deposits	Q1 2017vs Q1 2016	$145.2MM$139.1MM
Equity Capital	Q1 2017vs Q1 2016	$26.9MM$25.5MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$995.00K$607.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$484.00K$423.00K
Real Estate Owned	Q1 2017vs Q1 2016	$127.00K$222.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mtc Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$100k^*	-	Share Savings
OTHER TIERS: 0.10% → $50 - $1k \| 0.20% → $1k - $7,500 \| 0.30% → $7,500 - $15k \| 0.40% → $15k - $50k \| 0.50% → $50k - $75k \| 0.55% → $75k - $100k
0.50%^*	$50k^*	-	Custom Savings
OTHER TIERS: 0.10% → Up to $1k \| 0.20% → $1k - $7,500 \| 0.30% → $7,500 - $15k \| 0.40% → $15k - $50k
0.50%^*	$50k^*	-	Christmas Club Savings
OTHER TIERS: 0.10% → Up to $1k \| 0.20% → $1k - $7,500 \| 0.30% → $7,500 - $15k \| 0.40% → $15k - $50k
0.50%	$250	-	IRA Savings

Mtc Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%^*	$100k^*	-	Money Market Plus
OTHER TIERS: 0.40% → $15k - $50k \| 0.50% → $50k - $75k \| 0.60% → $75k - $100k
0.55%^*	$100k^*	-	Money Market
OTHER TIERS: 0.30% → $2k - $15k \| 0.40% → $15k - $50k \| 0.45% → $50k - $75k \| 0.50% → $75k - $100k

Mtc Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^*	$100k^*	-	Dividend Checking
OTHER TIERS: 0.10% → $300 - $2,500 \| 0.20% → $2,500 - $15k \| 0.30% → $15k - $50k \| 0.35% → $50k - $75k \| 0.40% → $75k - $100k
0.45%^*	$100k^*	-	E-Checking
OTHER TIERS: 0.10% → $300 - $2,500 \| 0.20% → $2,500 - $15k \| 0.30% → $15k - $50k \| 0.35% → $50k - $75k \| 0.40% → $75k - $100k
0.45%^*	$100k^*	-	Basic Checking
OTHER TIERS: 0.10% → $300 - $2,500 \| 0.20% → $2,500 - $15k \| 0.30% → $15k - $50k \| 0.35% → $50k - $75k \| 0.40% → $75k - $100k

Mtc Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$10k	-	60 Month Share Plus CD
1.85%	$250	-	60 Month Share CD
1.70%	$10k	-	48 Month Share Plus CD
1.55%	$250	-	48 Month Share CD
1.50%	$10k	-	36 Month Share Plus CD
1.35%	$250	-	36 Month Share CD
1.30%	$10k	-	30 Month Share Plus CD
1.15%	$250	-	30 Month Share CD
1.10%	$10k	-	24 Month Share Plus CD
0.95%	$250	-	24 Month Share CD
0.90%	$10k	-	18 Month Share Plus CD
0.75%	$10k	-	12 Month Share Plus CD
0.75%	$250	-	18 Month Share CD
0.60%	$10k	-	6 Month Share Plus CD
0.60%	$250	-	12 Month Share CD
0.45%	$250	-	6 Month Share CD
0.35%	$10k	-	3 Month Share Plus CD
0.20%	$250	-	3 Month Share CD

Mtc Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$10k	-	60 Month Share Plus IRA
1.85%	$250	-	60 Month IRA
1.70%	$10k	-	48 Month Share Plus IRA
1.55%	$250	-	48 Month IRA
1.50%	$10k	-	36 Month Share Plus IRA
1.35%	$250	-	36 Month IRA
1.30%	$10k	-	30 Month Share Plus IRA
1.15%	$250	-	30 Month IRA
1.10%	$10k	-	24 Month Share Plus IRA
0.95%	$250	-	24 Month IRA
0.90%	$10k	-	18 Month Share Plus IRA
0.75%	$10k	-	12 Month Share Plus IRA
0.75%	$250	-	18 Month IRA
0.60%	$10k	-	6 Month Share Plus IRA
0.60%	$250	-	12 Month IRA
0.45%	$250	-	6 Month IRA
0.35%	$10k	-	3 Month Share Plus IRA
0.20%	$250	-	3 Month Share IRA

Locations

Mtc Federal Credit Union Locations
Branch Office	3792 Mance Newton Rd Ste 2	Midland City, AL 36350
Branch Office	2001 12th Ave NW	Ardmore, OK 73401
Branch Office	1103 Michelin Rd	Ardmore, OK 73401
Branch Office	124 Verdae Blvd Suite 101	Greenville, SC 29607
Branch Office	3 RESEARCH DR Ste 100	GREENVILLE, SC 29607-5215
Branch Office	2420 Two Notch Rd	Lexington, SC 29072
Branch Office	6301 Highway 76	Sandy Springs, SC 29677
Branch Office	1785 New Cut Rd 1000 International Dr	Spartanburg, SC 29303
Branch Office	1 Parkway S	Greenville, SC 29615-5022
Branch Office	517C Michelin Rd	Greenville, SC 29605