MTC Federal Credit Union is headquartered in Greenville and is the 15th largest credit union in the state of South Carolina. It is also the 1,110th largest credit union in the nation. It was established in 1976 and as of March of 2019, it had grown to 72 employees and 17,696 members at 10 locations. MTC Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to anyone through membership in the Roper Mountain Science Center($40 annual membership). Membership is also open to the following: 1) those who live, work, worship or attend school in Carter County in Oklahoma or prescribed areas in Anderson, Greenville or Pickens County in South Carolina; 2) employees of Amethyst Research Inc., Michelin North America, IBM, Johnson Controls, and other companies; 3) membership in the South Carolina Koi and Water Garden Society.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 22520 |
| Year Chartered | 1976 |
| Employees | 72 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.68% |
| Return on Equity - YTD | 4.22% |
| Annual Interest Income | $2.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $189.1MM$183.3MM |
| Loans | Q1 2019vs Q1 2018 | $124.7MM$116.5MM |
| Deposits | Q1 2019vs Q1 2018 | $154.6MM$150.1MM |
| Equity Capital | Q1 2019vs Q1 2018 | $30.1MM$28.4MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $720.00K$1.0MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $493.00K$629.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$25.00K |
Rates for MTC Federal Credit Union are currently being reviewed.
| Ardmore Branches | ||
|---|---|---|
| Branch Office | 2001 12th Ave NW | Ardmore, OK 73401 |
| Branch Office | 1103 Michelin Rd | Ardmore, OK 73401 |
| Greenville Branches | ||
|---|---|---|
| Branch Office | 124 Verdae Blvd Suite 101 | Greenville, SC 29607 |
| Branch Office | 2A The Pkwy | Greenville, SC 29615 |
| Branch Office | 517C Michelin Rd | Greenville, SC 29605 |
| GREENVILLE Branches | ||
|---|---|---|
| Branch Office | 3 RESEARCH DR Ste 100 | GREENVILLE, SC 29607-5215 |
| Lexington Branches | ||
|---|---|---|
| Branch Office | 2420 Two Notch Rd | Lexington, SC 29072 |
| Midland City Branches | ||
|---|---|---|
| Branch Office | 3792 Mance Newton Rd Ste 2 | Midland City, AL 36350 |
| Sandy Springs Branches | ||
|---|---|---|
| Branch Office | 6301 Highway 76 | Sandy Springs, SC 29677 |
| Spartanburg Branches | ||
|---|---|---|
| Branch Office | 1785 New Cut Rd 1000 International Dr | Spartanburg, SC 29303 |