MTC Federal Credit Union


Overview / Commentary
800-442-7792
201 Brookfield Pkwy
Greenville, SC 29607

MTC Federal Credit Union is headquartered in Greenville and is the 15th largest credit union in the state of South Carolina. It is also the 1,056th largest credit union in the nation. It was established in 1976 and as of June of 2024, it had grown to 79 employees and 16,852 members at 8 locations. MTC Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in Friends of the Foundation - In Partnership with the Carolinas Credit Union Foundation. Membership is also open to the following: 1) those who live, work, worship or attend school in Carter County in Oklahoma or prescribed areas in Anderson, Greenville or Pickens County in South Carolina; 2) employees of Amethyst Research Inc., Michelin North America, IBM, Johnson Controls, and other companies; 3) membership in the South Carolina Koi and Water Garden Society.
See current membership details

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Health

Health Grade Components

Overall
NCUA #22520
Year Chartered1976
Employees79
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.05%
Annual Interest Income$8MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$283MM$281.9MM
LoansQ2 2024vs Q2 2023$166.3MM$154.8MM
DepositsQ2 2024vs Q2 2023$229.2MM$220MM
Equity CapitalQ2 2024vs Q2 2023$37.5MM$36.5MM
Loan Loss AllowanceQ2 2024vs Q2 2023$1.6MM$986K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1.2MM$827K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates

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Locations


MTC Federal Credit Union Locations
Branch Office2420 Two Notch RdLexington, SC 29072
Branch Office3792 Mance Newton Rd Ste 2Midland City, AL 36350
Branch Office6301 Highway 76Sandy Springs, SC 29677
Branch Office2001 12th Ave NWArdmore, OK 73401
Branch Office1785 New Cut Rd 1000 International DrSpartanburg, SC 29303
Branch Office2A The PkwyGreenville, SC 29615
Branch Office517C Michelin RdGreenville, SC 29605
Corporate Office201 Brookfield Pkwy Ste 100 EastGreenville, SC 29607-5744

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