MTC Federal Credit Union

Overview / Commentary
201 Brookfield Pkwy
Greenville, SC 29607

MTC Federal Credit Union is headquartered in Greenville and is the 15th largest credit union in the state of South Carolina. It is also the 1,047th largest credit union in the nation. It was established in 1976 and as of June of 2023, it had grown to 80 employees and 17,015 members at 8 locations. MTC Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in Friends of the Foundation - In Partnership with the Carolinas Credit Union Foundation. Membership is also open to the following: 1) those who live, work, worship or attend school in Carter County in Oklahoma or prescribed areas in Anderson, Greenville or Pickens County in South Carolina; 2) employees of Amethyst Research Inc., Michelin North America, IBM, Johnson Controls, and other companies; 3) membership in the South Carolina Koi and Water Garden Society.
See current membership details


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Health Grade Components

NCUA #22520
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.07%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$281.9MM$264.7MM
LoansQ2 2023vs Q2 2022$154.8MM$139.1MM
DepositsQ2 2023vs Q2 2022$220.0MM$225.2MM
Equity CapitalQ2 2023vs Q2 2022$36.5MM$35.5MM
Loan Loss AllowanceQ2 2023vs Q2 2022$986.00K$455.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$827.00K$807.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Rates for MTC Federal Credit Union are currently being reviewed.


MTC Federal Credit Union Locations
Branch Office2420 Two Notch RdLexington, SC 29072
Branch Office3792 Mance Newton Rd Ste 2Midland City, AL 36350
Branch Office6301 Highway 76Sandy Springs, SC 29677
Branch Office2001 12th Ave NWArdmore, OK 73401
Branch Office1785 New Cut Rd 1000 International DrSpartanburg, SC 29303
Branch Office2A The PkwyGreenville, SC 29615
Branch Office517C Michelin RdGreenville, SC 29605
Corporate Office201 Brookfield Pkwy Ste 100 EastGreenville, SC 29607-5744

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