MTC Federal Credit Union

Overview / Commentary
124 Verdae Blvd Suite 101
Greenville, SC 29607

MTC Federal Credit Union is headquartered in Greenville and is the 15th largest credit union in the state of South Carolina. It is also the 1,083rd largest credit union in the nation. It was established in 1976 and as of March of 2021, it had grown to 75 employees and 17,026 members at 10 locations. MTC Federal Credit Union's money market rates are 36% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in the Roper Mountain Science Center($40 annual membership). Membership is also open to the following: 1) those who live, work, worship or attend school in Carter County in Oklahoma or prescribed areas in Anderson, Greenville or Pickens County in South Carolina; 2) employees of Amethyst Research Inc., Michelin North America, IBM, Johnson Controls, and other companies; 3) membership in the South Carolina Koi and Water Garden Society.
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Health Grade Components

NCUA #22520
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD7.78%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$244.8MM$212.2MM
LoansQ1 2021vs Q1 2020$126.5MM$120.9MM
DepositsQ1 2021vs Q1 2020$208.2MM$169.6MM
Equity CapitalQ1 2021vs Q1 2020$32.9MM$31.3MM
Loan Loss AllowanceQ1 2021vs Q1 2020$956.00K$956.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$243.00K$479.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not MTC Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MTC Federal Credit Union Savings Account Rates

0.40%*$100k*-Share Savings
OTHER TIERS: 0.05% $50 - $1k | 0.10% $1k - $50k | 0.20% $50k - $75k | 0.30% $75k - $100k
0.20%*$50k*-Custom Savings
OTHER TIERS: 0.05% $5 - $1k | 0.10% $1k - $50k
0.20%*$50k*-Christmas Club Savings
OTHER TIERS: 0.05% $5 - $1k | 0.10% $1k - $50k
0.20%$250-IRA Savings
0.20%*$50k*-Kirby Kangaroo Club
OTHER TIERS: 0.05% $5 - $1k | 0.10% $1k - $50k
0.20%*$50k*-Claim Your Youth Savings Club
OTHER TIERS: 0.05% $5 - $1k | 0.10% $1k - $50k

MTC Federal Credit Union Money Market Rates

0.60%*$250k*-Money Market Plus
OTHER TIERS: 0.30% $15k - $50k | 0.40% $50k - $75k | 0.50% $75k - $100k | 0.55% $100k - $250k
0.50%*$100k*-Money Market
OTHER TIERS: 0.20% $2k - $15k | 0.25% $15k - $50k | 0.30% $50k - $75k | 0.40% $75k - $100k

MTC Federal Credit Union Checking Account Rates

0.30%*$100k*-Dividend Checking
OTHER TIERS: 0.05% $300 - $2.5k | 0.10% $2.5k - $50k | 0.15% $50k - $75k | 0.20% $75k - $100k
OTHER TIERS: 0.05% $1.5k - $2.5k | 0.10% $2.5k - $50k | 0.15% $50k - $75k | 0.20% $75k - $100k
0.30%*$100k*-Teen Checking
OTHER TIERS: 0.05% $300 - $2.5k | 0.10% $2.5k - $50k | 0.15% $50k - $75k | 0.20% $75k - $100k

MTC Federal Credit Union CD Rates

0.85%$10k-60 Month Share Plus CD
0.80%$10k-48 Month Share Plus CD
0.75%$10k-36 Month Share Plus CD
0.70%$250-60 Month Share CD
0.65%$10k-30 Month Share Plus CD
0.65%$250-48 Month Share CD
0.60%$10k-24 Month Share Plus CD
0.60%$250-36 Month Share CD
0.50%$10k-18 Month Share Plus CD
0.50%$250-30 Month Share CD
0.45%$10k-12 Month Share Plus CD
0.45%$250-24 Month Share CD
0.35%$10k-6 Month Share Plus CD
0.35%$250-18 Month Share CD
0.30%$250-12 Month Share CD
0.25%$10k-3 Month Share Plus CD
0.20%$250-6 Month Share CD
0.10%$250-3 Month Share CD

MTC Federal Credit Union IRA Rates

0.85%$10k-60 Month IRA Plus
0.80%$10k-48 Month IRA Plus
0.75%$10k-36 Month IRA Plus
0.70%$250-60 Month IRA
0.65%$10k-30 Month IRA Plus
0.65%$250-48 Month IRA
0.60%$10k-24 Month IRA Plus
0.60%$250-36 Month IRA
0.50%$10k-18 Month IRA Plus
0.50%$250-30 Month IRA
0.45%$10k-12 Month IRA Plus
0.45%$250-24 Month IRA
0.35%$10k-6 Month IRA Plus
0.35%$250-18 Month IRA
0.30%$250-12 Month IRA
0.25%$10k-3 Month IRA Plus
0.20%$250-6 Month IRA
0.10%$250-3 Month IRA

Cities: Ardmore, Greenville, GREENVILLE, Lexington, Midland City, Sandy Springs, Spartanburg

Ardmore Branches
Branch Office2001 12th Ave NWArdmore, OK 73401
Branch Office1103 Michelin RdArdmore, OK 73401

Greenville Branches
Branch Office124 Verdae Blvd Suite 101Greenville, SC 29607
Branch Office2A The PkwyGreenville, SC 29615
Branch Office517C Michelin RdGreenville, SC 29605

Branch Office3 RESEARCH DR Ste 100GREENVILLE, SC 29607-5215

Lexington Branches
Branch Office2420 Two Notch RdLexington, SC 29072

Midland City Branches
Branch Office3792 Mance Newton Rd Ste 2Midland City, AL 36350

Sandy Springs Branches
Branch Office6301 Highway 76Sandy Springs, SC 29677

Spartanburg Branches
Branch Office1785 New Cut Rd 1000 International DrSpartanburg, SC 29303

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