MTC Federal Credit Union

Overview / Commentary
124 Verdae Blvd Suite 101
Greenville, SC 29607

MTC Federal Credit Union is headquartered in Greenville and is the 15th largest credit union in the state of South Carolina. It is also the 1,085th largest credit union in the nation. It was established in 1976 and as of June of 2021, it had grown to 73 employees and 17,035 members at 9 locations. MTC Federal Credit Union's money market rates are 36% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in the Roper Mountain Science Center($40 annual membership). Membership is also open to the following: 1) those who live, work, worship or attend school in Carter County in Oklahoma or prescribed areas in Anderson, Greenville or Pickens County in South Carolina; 2) employees of Amethyst Research Inc., Michelin North America, IBM, Johnson Controls, and other companies; 3) membership in the South Carolina Koi and Water Garden Society.
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Health Grade Components

NCUA #22520
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD6%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$246.6MM$234.6MM
LoansQ2 2021vs Q2 2020$127.5MM$119.0MM
DepositsQ2 2021vs Q2 2020$209.3MM$190.7MM
Equity CapitalQ2 2021vs Q2 2020$33.2MM$31.5MM
Loan Loss AllowanceQ2 2021vs Q2 2020$892.00K$956.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$320.00K$352.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$114.00K
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Always verify rates and promotions with the bank or credit union. We are not MTC Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MTC Federal Credit Union Savings Account Rates

0.40%*$100k*-Share Savings
OTHER TIERS: 0.05% $50 - $1k | 0.10% $1k - $50k | 0.20% $50k - $75k | 0.30% $75k - $100k
0.20%*$50k*-Custom Savings
OTHER TIERS: 0.05% $5 - $1k | 0.10% $1k - $50k
0.20%*$50k*-Christmas Club Savings
OTHER TIERS: 0.05% $5 - $1k | 0.10% $1k - $50k
0.20%$250-IRA Savings
0.20%*$50k*-Kirby Kangaroo Club
OTHER TIERS: 0.05% $5 - $1k | 0.10% $1k - $50k
0.20%*$50k*-Claim Your Youth Savings Club
OTHER TIERS: 0.05% $5 - $1k | 0.10% $1k - $50k

MTC Federal Credit Union Money Market Rates

0.60%*$250k*-Money Market Plus
OTHER TIERS: 0.30% $15k - $50k | 0.40% $50k - $75k | 0.50% $75k - $100k | 0.55% $100k - $250k
0.50%*$100k*-Money Market
OTHER TIERS: 0.20% $2k - $15k | 0.25% $15k - $50k | 0.30% $50k - $75k | 0.40% $75k - $100k

MTC Federal Credit Union Checking Account Rates

0.30%*$100k*-Dividend Checking
OTHER TIERS: 0.05% $300 - $2.5k | 0.10% $2.5k - $50k | 0.15% $50k - $75k | 0.20% $75k - $100k
OTHER TIERS: 0.05% $1.5k - $2.5k | 0.10% $2.5k - $50k | 0.15% $50k - $75k | 0.20% $75k - $100k
0.30%*$100k*-Teen Checking
OTHER TIERS: 0.05% $300 - $2.5k | 0.10% $2.5k - $50k | 0.15% $50k - $75k | 0.20% $75k - $100k

MTC Federal Credit Union CD Rates

0.85%$10k-60 Month Share Plus CD
0.80%$10k-48 Month Share Plus CD
0.75%$10k-36 Month Share Plus CD
0.70%$250-60 Month Share CD
0.65%$10k-30 Month Share Plus CD
0.65%$250-48 Month Share CD
0.60%$10k-24 Month Share Plus CD
0.60%$250-36 Month Share CD
0.50%$10k-18 Month Share Plus CD
0.50%$250-30 Month Share CD
0.45%$10k-12 Month Share Plus CD
0.45%$250-24 Month Share CD
0.35%$10k-6 Month Share Plus CD
0.35%$250-18 Month Share CD
0.30%$250-12 Month Share CD
0.25%$10k-3 Month Share Plus CD
0.20%$250-6 Month Share CD
0.10%$250-3 Month Share CD

MTC Federal Credit Union IRA Rates

0.85%$10k-60 Month IRA Plus
0.80%$10k-48 Month IRA Plus
0.75%$10k-36 Month IRA Plus
0.70%$250-60 Month IRA
0.65%$10k-30 Month IRA Plus
0.65%$250-48 Month IRA
0.60%$10k-24 Month IRA Plus
0.60%$250-36 Month IRA
0.50%$10k-18 Month IRA Plus
0.50%$250-30 Month IRA
0.45%$10k-12 Month IRA Plus
0.45%$250-24 Month IRA
0.35%$10k-6 Month IRA Plus
0.35%$250-18 Month IRA
0.30%$250-12 Month IRA
0.25%$10k-3 Month IRA Plus
0.20%$250-6 Month IRA
0.10%$250-3 Month IRA

MTC Federal Credit Union Locations
Branch Office124 Verdae Blvd Suite 101Greenville, SC 29607
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Branch Office517C Michelin RdGreenville, SC 29605

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