MTC Federal Credit Union

Overview | Eligibility Requirements | Receive alerts for this credit union

LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mtcfederal.com

800-442-7792

201 Brookfield Pkwy
Greenville, SC 29607

MTC Federal Credit Union is headquartered in Greenville and is the 15^th largest credit union in the state of South Carolina. It is also the 1,078^th largest credit union in the nation. It was established in 1976 and as of March of 2025, it had grown to 72 employees and 16,289 members at 8 locations. MTC Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in Friends of the Foundation - In Partnership with the Carolinas Credit Union Foundation. Membership is also open to the following: 1) those who live, work, worship or attend school in Carter County in Oklahoma or prescribed areas in Anderson, Greenville or Pickens County in South Carolina; 2) employees of Amethyst Research Inc., Michelin North America, IBM, Johnson Controls, and other companies; 3) membership in the South Carolina Koi and Water Garden Society.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	22520
Year Chartered	1976
Employees	72
Primary Regulator

Profit Margin
Return on Assets - YTD	0.36%
Return on Equity - YTD	2.56%
Annual Interest Income	$4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$274.4MM$288.5MM
Loans	Q1 2025vs Q1 2024	$170MM$163.6MM
Deposits	Q1 2025vs Q1 2024	$231.6MM$224.2MM
Equity Capital	Q1 2025vs Q1 2024	$37.9MM$37.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.8MM$1.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.1MM$1.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for MTC Federal Credit Union are currently being reviewed.

Locations

MTC Federal Credit Union Locations
Branch Office	2420 Two Notch Rd	Lexington, SC 29072
Branch Office	3792 Mance Newton Rd Ste 2	Midland City, AL 36350
Branch Office	6301 Highway 76	Sandy Springs, SC 29677
Branch Office	2001 12th Ave NW	Ardmore, OK 73401
Branch Office	1785 New Cut Rd 1000 International Dr	Spartanburg, SC 29303
Branch Office	2A The Pkwy	Greenville, SC 29615
Branch Office	517C Michelin Rd	Greenville, SC 29605
Corporate Office	201 Brookfield Pkwy Ste 100 East	Greenville, SC 29607-5744

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.