MTC Federal Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mtcfederal.com

800-442-7792

201 Brookfield Pkwy
Greenville, SC 29607

MTC Federal Credit Union is headquartered in Greenville and is the 15^th largest credit union in the state of South Carolina. It is also the 1,070^th largest credit union in the nation. It was established in 1976 and as of December of 2024, it had grown to 78 employees and 16,436 members at 8 locations. MTC Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in Friends of the Foundation - In Partnership with the Carolinas Credit Union Foundation. Membership is also open to the following: 1) those who live, work, worship or attend school in Carter County in Oklahoma or prescribed areas in Anderson, Greenville or Pickens County in South Carolina; 2) employees of Amethyst Research Inc., Michelin North America, IBM, Johnson Controls, and other companies; 3) membership in the South Carolina Koi and Water Garden Society.
See current membership details

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	22520
Year Chartered	1976
Employees	78
Primary Regulator

Profit Margin
Return on Assets - YTD	0.15%
Return on Equity - YTD	1.13%
Annual Interest Income	$16.2MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$271.6MM$276.9MM
Loans	Q4 2024vs Q4 2023	$172.8MM$164.9MM
Deposits	Q4 2024vs Q4 2023	$229MM$214.2MM
Equity Capital	Q4 2024vs Q4 2023	$37.7MM$37.3MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$1.8MM$1.3MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$2.4MM$1.1MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for MTC Federal Credit Union are currently being reviewed.

Locations

MTC Federal Credit Union Locations
Branch Office	2420 Two Notch Rd	Lexington, SC 29072
Branch Office	3792 Mance Newton Rd Ste 2	Midland City, AL 36350
Branch Office	6301 Highway 76	Sandy Springs, SC 29677
Branch Office	2001 12th Ave NW	Ardmore, OK 73401
Branch Office	1785 New Cut Rd 1000 International Dr	Spartanburg, SC 29303
Branch Office	2A The Pkwy	Greenville, SC 29615
Branch Office	517C Michelin Rd	Greenville, SC 29605
Corporate Office	201 Brookfield Pkwy Ste 100 East	Greenville, SC 29607-5744

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