Featured Savings Rates
Featured Accounts

Mtc Federal Credit Union

Popular Accounts at this Credit Union

1.85%5-year CD60 Month Share CD
0.60%1-year CD12 Month Share CD
0.50%SavingsCustom Savings

Overview / Commentary
124 Verdae Blvd Suite 101
Greenville, SC 29607

Mtc Federal Credit Union is headquartered in Greenville and is the 15th largest credit union in the state of South Carolina. It is also the 1,128th largest credit union in the nation. It was established in 1976 and as of December of 2016, it had grown to 66 employees and 17,038 members at 10 locations. Mtc Federal Credit Union's money market rates are 59% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Carter County in Oklahoma or prescribed areas in Anderson, Greenville or Pickens County in South Carolina. Also open to employees of Amethyst Research Inc. or several other companies.
See current membership details


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Health Grade Components

NCUA #22520
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD7.11%
Annual Interest Income$8.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$168.7MM$158.5MM
LoansQ4 2016vs Q4 2015$119.8MM$110.5MM
DepositsQ4 2016vs Q4 2015$137.8MM$131.0MM
Equity CapitalQ4 2016vs Q4 2015$26.7MM$24.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$968.00K$579.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$783.00K$633.00K
Real Estate OwnedQ4 2016vs Q4 2015$197.00K$75.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mtc Federal Credit Union Savings Account Rates

0.60%*$100k*-Share Savings
OTHER TIERS: 0.10% $50 - $1k | 0.20% $1k - $7,500 | 0.30% $7,500 - $15k | 0.40% $15k - $50k | 0.50% $50k - $75k | 0.55% $75k - $100k
0.50%*$50k*-Custom Savings
OTHER TIERS: 0.10% Up to $1k | 0.20% $1k - $7,500 | 0.30% $7,500 - $15k | 0.40% $15k - $50k
0.50%*$50k*-Christmas Club Savings
OTHER TIERS: 0.10% Up to $1k | 0.20% $1k - $7,500 | 0.30% $7,500 - $15k | 0.40% $15k - $50k
0.50%$250-IRA Savings

Mtc Federal Credit Union Money Market Rates

0.70%*$100k*-Money Market Plus
OTHER TIERS: 0.40% $15k - $50k | 0.50% $50k - $75k | 0.60% $75k - $100k
0.55%*$100k*-Money Market
OTHER TIERS: 0.30% $2k - $15k | 0.40% $15k - $50k | 0.45% $50k - $75k | 0.50% $75k - $100k

Mtc Federal Credit Union Checking Account Rates

0.45%*$100k*-Dividend Checking
OTHER TIERS: 0.10% $300 - $2,500 | 0.20% $2,500 - $15k | 0.30% $15k - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k
OTHER TIERS: 0.10% $300 - $2,500 | 0.20% $2,500 - $15k | 0.30% $15k - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k
0.45%*$100k*-Basic Checking
OTHER TIERS: 0.10% $300 - $2,500 | 0.20% $2,500 - $15k | 0.30% $15k - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k

Mtc Federal Credit Union CD Rates

2.00%$10k-60 Month Share Plus CD
1.85%$250-60 Month Share CD
1.70%$10k-48 Month Share Plus CD
1.55%$250-48 Month Share CD
1.50%$10k-36 Month Share Plus CD
1.35%$250-36 Month Share CD
1.30%$10k-30 Month Share Plus CD
1.15%$250-30 Month Share CD
1.10%$10k-24 Month Share Plus CD
0.95%$250-24 Month Share CD
0.90%$10k-18 Month Share Plus CD
0.75%$10k-12 Month Share Plus CD
0.75%$250-18 Month Share CD
0.60%$10k-6 Month Share Plus CD
0.60%$250-12 Month Share CD
0.45%$250-6 Month Share CD
0.35%$10k-3 Month Share Plus CD
0.20%$250-3 Month Share CD

Mtc Federal Credit Union IRA Rates

2.00%$10k-60 Month Share Plus IRA
1.85%$250-60 Month IRA
1.70%$10k-48 Month Share Plus IRA
1.55%$250-48 Month IRA
1.50%$10k-36 Month Share Plus IRA
1.35%$250-36 Month IRA
1.30%$10k-30 Month Share Plus IRA
1.15%$250-30 Month IRA
1.10%$10k-24 Month Share Plus IRA
0.95%$250-24 Month IRA
0.90%$10k-18 Month Share Plus IRA
0.75%$10k-12 Month Share Plus IRA
0.75%$250-18 Month IRA
0.60%$10k-6 Month Share Plus IRA
0.60%$250-12 Month IRA
0.45%$250-6 Month IRA
0.35%$10k-3 Month Share Plus IRA
0.20%$250-3 Month Share IRA

Mtc Federal Credit Union Locations
Branch Office3792 Mance Newton Rd Ste 2Midland City, AL 36350
Branch Office2001 12th Ave NWArdmore, OK 73401
Branch Office1103 Michelin RdArdmore, OK 73401
Branch Office124 Verdae Blvd Suite 101Greenville, SC 29607
Branch Office3 RESEARCH DR Ste 100GREENVILLE, SC 29607-5215
Branch Office2420 Two Notch RdLexington, SC 29072
Branch Office6301 Highway 76Sandy Springs, SC 29677
Branch Office1785 New Cut Rd 1000 International DrSpartanburg, SC 29303
Branch Office1 Parkway SGreenville, SC 29615-5022
Branch Office517C Michelin RdGreenville, SC 29605