Featured Savings Rates
Featured Accounts

MTC Federal Credit Union

Popular Accounts at this Credit Union

1.86%5-year CD60 Month Share CD
0.60%1-year CD12 Month Share CD
0.50%SavingsCustom Savings

Overview / Commentary
124 Verdae Blvd Suite 101
Greenville, SC 29607

MTC Federal Credit Union is headquartered in Greenville and is the 15th largest credit union in the state of South Carolina. It is also the 1,102nd largest credit union in the nation. It was established in 1976 and as of September of 2017, it had grown to 69 employees and 17,331 members at 10 locations. MTC Federal Credit Union's money market rates are 59% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Carter County in Oklahoma or prescribed areas in Anderson, Greenville or Pickens County in South Carolina. Also open to employees of Amethyst Research Inc. or several other companies.
See current membership details


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Health Grade Components

NCUA #22520
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD4.57%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$180.9MM$169.7MM
LoansQ3 2017vs Q3 2016$118.4MM$117.7MM
DepositsQ3 2017vs Q3 2016$148.8MM$140.8MM
Equity CapitalQ3 2017vs Q3 2016$27.6MM$26.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.1MM$831.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$481.00K$815.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$202.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MTC Federal Credit Union Savings Account Rates

0.60%*$100k*-Share Savings
OTHER TIERS: 0.10% $50 - $1k | 0.20% $1k - $7,500 | 0.30% $7,500 - $15k | 0.40% $15k - $50k | 0.50% $50k - $75k | 0.55% $75k - $100k
0.50%*$50k*-Custom Savings
OTHER TIERS: 0.10% Up to $1k | 0.20% $1k - $7,500 | 0.30% $7,500 - $15k | 0.40% $15k - $50k
0.50%*$50k*-Christmas Club Savings
OTHER TIERS: 0.10% Up to $1k | 0.20% $1k - $7,500 | 0.30% $7,500 - $15k | 0.40% $15k - $50k
0.50%$250-IRA Savings
0.50%*$50k*-Kirby Kangaroo Club
OTHER TIERS: 0.10% Up to $1k | 0.20% $1k - $7,500 | 0.30% $7,500 - $15k | 0.40% $15k - $50k
0.50%*$50k*-Claim Your Youth Savings Club
OTHER TIERS: 0.10% Up to $1k | 0.20% $1k - $7,500 | 0.30% $7,500 - $15k | 0.40% $15k - $50k

MTC Federal Credit Union Money Market Rates

0.70%*$100k*-Money Market Plus
OTHER TIERS: 0.40% $15k - $50k | 0.50% $50k - $75k | 0.60% $75k - $100k
0.55%*$100k*-Money Market
OTHER TIERS: 0.30% $2k - $15k | 0.40% $15k - $50k | 0.45% $50k - $75k | 0.50% $75k - $100k

MTC Federal Credit Union Checking Account Rates

0.45%*$100k*-Dividend Checking
OTHER TIERS: 0.10% $300 - $2,500 | 0.20% $2,500 - $15k | 0.30% $15k - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k
OTHER TIERS: 0.10% $1,500 - $2,500 | 0.20% $2,500 - $15k | 0.30% $15k - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k

MTC Federal Credit Union CD Rates

2.02%$10k-60 Month Share Plus CD
1.86%$250-60 Month Share CD
1.71%$10k-48 Month Share Plus CD
1.56%$250-48 Month Share CD
1.51%$10k-36 Month Share Plus CD
1.36%$250-36 Month Share CD
1.31%$10k-30 Month Share Plus CD
1.16%$250-30 Month Share CD
1.10%$10k-24 Month Share Plus CD
0.95%$250-24 Month Share CD
0.90%$10k-18 Month Share Plus CD
0.75%$10k-12 Month Share Plus CD
0.75%$250-18 Month Share CD
0.60%$10k-6 Month Share Plus CD
0.60%$250-12 Month Share CD
0.45%$250-6 Month Share CD
0.35%$10k-3 Month Share Plus CD
0.20%$250-3 Month Share CD

MTC Federal Credit Union IRA Rates

2.02%$10k-60 Month Share Plus IRA
1.86%$250-60 Month IRA
1.71%$10k-48 Month Share Plus IRA
1.56%$250-48 Month IRA
1.51%$10k-36 Month Share Plus IRA
1.36%$250-36 Month IRA
1.31%$10k-30 Month Share Plus IRA
1.16%$250-30 Month IRA
1.10%$10k-24 Month Share Plus IRA
0.95%$250-24 Month IRA
0.90%$10k-18 Month Share Plus IRA
0.75%$10k-12 Month Share Plus IRA
0.75%$250-18 Month IRA
0.60%$10k-6 Month Share Plus IRA
0.60%$250-12 Month IRA
0.45%$250-6 Month IRA
0.35%$10k-3 Month Share Plus IRA
0.20%$250-3 Month Share IRA

Cities: Ardmore, Greenville, GREENVILLE, Lexington, Midland City, Sandy Springs, Spartanburg

Ardmore Branches
Branch Office2001 12th Ave NWArdmore, OK 73401
Branch Office1103 Michelin RdArdmore, OK 73401

Greenville Branches
Branch Office124 Verdae Blvd Suite 101Greenville, SC 29607
Branch Office1 Parkway SGreenville, SC 29615-5022
Branch Office517C Michelin RdGreenville, SC 29605

Branch Office3 RESEARCH DR Ste 100GREENVILLE, SC 29607-5215

Lexington Branches
Branch Office2420 Two Notch RdLexington, SC 29072

Midland City Branches
Branch Office3792 Mance Newton Rd Ste 2Midland City, AL 36350

Sandy Springs Branches
Branch Office6301 Highway 76Sandy Springs, SC 29677

Spartanburg Branches
Branch Office1785 New Cut Rd 1000 International DrSpartanburg, SC 29303