MTCU

Overview / Commentary

www.mtcu.org

432-688-7300

1505 N Midland Dr
Midland, TX 79703

MTCU is headquartered in Midland and is the 117^th largest credit union in the state of Texas. It is also the 1,509^th largest credit union in the nation. It was established in 1955 and as of June of 2021, it had grown to 34 employees and 7,690 members at 3 locations. MTCU has an A health rating.

Field of Membership Restrictions

MTCU is open to those anyone who lives, works, worships, or goes to school in Glasscock, Martin, or Midland.
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View all posts from:

2017

10/22 - 6-Month CD Special, 1.77% APY

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Health

Data as of Q2 2021

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Health Grade Components

Overall
NCUA #	67642
Year Chartered	1955
Employees	34
Primary Regulator

Profit Margin
Return on Assets - YTD	0.26%
Return on Equity - YTD	3.2%
Annual Interest Income	$2.4MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$141.8MM$132.8MM
Loans	Q2 2021vs Q2 2020	$68.9MM$73.6MM
Deposits	Q2 2021vs Q2 2020	$129.0MM$120.6MM
Equity Capital	Q2 2021vs Q2 2020	$11.7MM$11.2MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$177.00K$178.00K
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$297.00K$268.00K
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MTCU Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.79%^*	$99k^*	-	IRA Savings Account
OTHER TIERS: 0.31% → Up to $25k \| 0.59% → $25k - $50k \| 0.69% → $50k - $99k
0.44%^*	$50k^*	-	Regular Shares
OTHER TIERS: 0.04% → $100 - $10k \| 0.19% → $10k - $25k \| 0.31% → $25k - $50k
0.44%^*	$50k^*	-	Special Shares
OTHER TIERS: 0.04% → $100 - $10k \| 0.19% → $10k - $25k \| 0.31% → $25k - $50k
0.25%^*	$10k^*	-	Kasasa Saver
OTHER TIERS: 0.20% → Up to $10k

MTCU Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.43%^*	$99k^*	-	Money Market Shares
OTHER TIERS: 0.25% → $2.5k - $25k \| 0.26% → $25k - $50k \| 0.39% → $50k - $99k

MTCU Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.25% → $10k+

MTCU CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.78%^*	$99k^*	-	60 Month CD
OTHER TIERS: 0.68% → $1k - $50k \| 0.73% → $50k - $99k
0.49%^*	$99k^*	-	24 Month CD
OTHER TIERS: 0.39% → $1k - $50k \| 0.44% → $50k - $99k
0.38%^*	$99k^*	-	12 Month CD
OTHER TIERS: 0.28% → $1k - $50k \| 0.33% → $50k - $99k
0.26%^*	$99k^*	-	6 Month CD
OTHER TIERS: 0.16% → $1k - $50k \| 0.21% → $50k - $99k
0.18%^*	$99k^*	-	3 Month CD
OTHER TIERS: 0.08% → $1k - $50k \| 0.13% → $50k - $99k

Locations

MTCU Locations
Branch Office	4717 N Midkiff Rd	Midland, TX 79705-2565
Branch Office	1505 N Midland Dr	Midland, TX 79703
Branch Office	3100 N Big Spring St	Midland, TX 79705-5313

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