MTCU

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.53%	Reward Checking	Kasasa Cash 1.96% - National Average
0.75%	Reward Savings	Kasasa Saver 0.89% - National Average
2.55%	5-year CD	60 Month CD 3.00% - Barclays 60 Month Online CD

View all MTCU rates »

Overview / Commentary

mtcu.org

432-688-7300

1505 N Midland Dr
Midland, TX 79703

MTCU is headquartered in Midland and is the 114^th largest credit union in the state of Texas. It is also the 1,412^th largest credit union in the nation. It was established in 1955 and as of March of 2018, it had grown to 41 employees and 8,029 members at 2 locations. MTCU's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Martin, Midland or Glasscock Counties in Texas.
See current membership details

Overall
NCUA #	67642
Year Chartered	1955
Employees	41
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.2%
Return on Equity - YTD	-2.5%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$125.3MM$118.0MM
Loans	Q1 2018vs Q1 2017	$62.3MM$57.1MM
Deposits	Q1 2018vs Q1 2017	$114.3MM$107.4MM
Equity Capital	Q1 2018vs Q1 2017	$9.8MM$9.8MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$280.00K$420.00K
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$223.00K$686.00K
Real Estate Owned	Q1 2018vs Q1 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MTCU Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	-	$10k	Kasasa Saver
OTHER TIERS: 0.25% → $10k+
0.55%^*	$99k^*	-	IRA Savings Account
OTHER TIERS: 0.25% → Up to $25k \| 0.35% → $25k - $50k \| 0.45% → $50k - $99k
0.45%^*	$50k^*	-	Regular Shares
OTHER TIERS: 0.15% → $100 - $10k \| 0.25% → $10k - $25k \| 0.35% → $25k - $50k
0.45%^*	$50k^*	-	Special Shares
OTHER TIERS: 0.15% → $100 - $10k \| 0.25% → $10k - $25k \| 0.35% → $25k - $50k

MTCU Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$99k^*	-	Money Market Shares
OTHER TIERS: 0.25% → $2,500 - $25k \| 0.35% → $25k - $50k \| 0.45% → $50k - $99k

MTCU Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.53%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.25% → $10k+

MTCU CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.55%^*	$99k^*	-	60 Month CD
OTHER TIERS: 2.45% → $1k - $50k \| 2.50% → $50k - $99k
2.36%	$10k	$250k	6 Month CD Special - New Money Only
2.29%^*	$99k^*	-	24 Month CD
OTHER TIERS: 2.19% → $1k - $50k \| 2.24% → $50k - $99k
1.99%^*	$99k^*	-	12 Month CD
OTHER TIERS: 1.89% → $1k - $50k \| 1.94% → $50k - $99k
0.77%^*	$99k^*	-	6 Month CD
OTHER TIERS: 0.67% → $1k - $50k \| 0.72% → $50k - $99k
0.72%^*	$99k^*	-	3 Month CD
OTHER TIERS: 0.62% → $1k - $50k \| 0.67% → $50k - $99k

MTCU IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.55%^*	$99k^*	-	60 Month IRA
OTHER TIERS: 2.45% → $1k - $50k \| 2.50% → $50k - $99k
2.29%^*	$99k^*	-	24 Month IRA
OTHER TIERS: 2.19% → $1k - $50k \| 2.24% → $50k - $99k
1.99%^*	$99k^*	-	12 Month IRA
OTHER TIERS: 1.89% → $1k - $50k \| 1.94% → $50k - $99k
0.77%^*	$99k^*	-	6 Month IRA
OTHER TIERS: 0.67% → $1k - $50k \| 0.72% → $50k - $99k
0.72%^*	$99k^*	-	3 Month IRA
OTHER TIERS: 0.62% → $1k - $50k \| 0.67% → $50k - $99k

Locations

MTCU Locations
Branch Office	4717 N Midkiff Rd	Midland, TX 79705-2565
Branch Office	1505 N Midland Dr	Midland, TX 79703

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