MTCU

Overview / Commentary

www.mtcu.org

432-688-7300

1505 N Midland Dr
Midland, TX 79703

MTCU is headquartered in Midland and is the 118^th largest credit union in the state of Texas. It is also the 1,509^th largest credit union in the nation. It was established in 1955 and as of March of 2021, it had grown to 34 employees and 7,768 members at 3 locations. MTCU has an A health rating.

Field of Membership Restrictions

MTCU is open to those anyone who lives, works, worships, or goes to school in Glasscock, Martin, or Midland.
See current membership details

View all posts from:

2017

10/22 - 6-Month CD Special, 1.77% APY

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Health

Data as of Q1 2021

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Health Grade Components

Overall
NCUA #	67642
Year Chartered	1955
Employees	34
Primary Regulator

Profit Margin
Return on Assets - YTD	0.25%
Return on Equity - YTD	2.94%
Annual Interest Income	$1.2MM

Assets and Liabilities
Assets	Q1 2021vs Q1 2020	$140.9MM$130.5MM
Loans	Q1 2021vs Q1 2020	$69.8MM$74.1MM
Deposits	Q1 2021vs Q1 2020	$128.3MM$118.5MM
Equity Capital	Q1 2021vs Q1 2020	$11.6MM$11.2MM
Loan Loss Allowance	Q1 2021vs Q1 2020	$187.00K$183.00K
Unbacked Noncurrent Loans	Q1 2021vs Q1 2020	$152.00K$188.00K
Real Estate Owned	Q1 2021vs Q1 2020	$0$0

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MTCU Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.79%^*	$99k^*	-	IRA Savings Account
OTHER TIERS: 0.31% → Up to $25k \| 0.59% → $25k - $50k \| 0.69% → $50k - $99k
0.44%^*	$50k^*	-	Regular Shares
OTHER TIERS: 0.04% → $100 - $10k \| 0.19% → $10k - $25k \| 0.31% → $25k - $50k
0.44%^*	$50k^*	-	Special Shares
OTHER TIERS: 0.04% → $100 - $10k \| 0.19% → $10k - $25k \| 0.31% → $25k - $50k
0.25%^*	$10k^*	-	Kasasa Saver
OTHER TIERS: 0.20% → Up to $10k

MTCU Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.43%^*	$99k^*	-	Money Market Shares
OTHER TIERS: 0.25% → $2.5k - $25k \| 0.26% → $25k - $50k \| 0.39% → $50k - $99k

MTCU Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.25% → $10k+

MTCU CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.88%^*	$99k^*	-	60 Month CD
OTHER TIERS: 0.78% → $1k - $50k \| 0.83% → $50k - $99k
0.58%^*	$99k^*	-	24 Month CD
OTHER TIERS: 0.48% → $1k - $50k \| 0.53% → $50k - $99k
0.45%^*	$99k^*	-	12 Month CD
OTHER TIERS: 0.35% → $1k - $50k \| 0.40% → $50k - $99k
0.23%^*	$99k^*	-	6 Month CD
OTHER TIERS: 0.13% → $1k - $50k \| 0.18% → $50k - $99k
0.19%^*	$99k^*	-	3 Month CD
OTHER TIERS: 0.09% → $1k - $50k \| 0.14% → $50k - $99k

Locations

MTCU Locations
Branch Office	4717 N Midkiff Rd	Midland, TX 79705-2565
Branch Office	1505 N Midland Dr	Midland, TX 79703
Branch Office	3100 N Big Spring St	Midland, TX 79705-5313

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