Overview / Commentary
MTCU is headquartered in Midland and is the 125th largest credit union in the state of Texas. It is also the 1,562nd largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 33 employees and 7,214 members at 3 locations. MTCU has a B+ health rating.
Field of Membership Restrictions
Membership in MTCU is open to those who live, work, worship, or attend school in the Texas counties of Andrews, Crane, Ector, Glasscock, Howard, Midland, Martin, Reagan, Winkler, Ward, or Upton.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67642 |
| Year Chartered | 1955 |
| Employees | 33 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.48% |
| Return on Equity - YTD | -4.85% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $136.3MM$137.2MM |
| Loans | Q1 2025vs Q1 2024 | $79.1MM$74.2MM |
| Deposits | Q1 2025vs Q1 2024 | $122.6MM$124.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $13.4MM$10.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $345K$346K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $361K$393K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |