Overview / Commentary
1505 N Midland Dr
Midland, TX 79703

MTCU is headquartered in Midland and is the 110th largest credit union in the state of Texas. It is also the 1,375th largest credit union in the nation. It was established in 1955 and as of September of 2018, it had grown to 40 employees and 8,145 members at 3 locations. MTCU's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Martin, Midland or Glasscock Counties in Texas.
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Health Grade Components

NCUA #67642
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD2.17%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$129.6MM$118.7MM
LoansQ3 2018vs Q3 2017$69.3MM$59.4MM
DepositsQ3 2018vs Q3 2017$118.2MM$107.1MM
Equity CapitalQ3 2018vs Q3 2017$9.8MM$10.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$180.00K$258.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$132.00K$248.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not MTCU; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MTCU Savings Account Rates

0.75%*-$10kKasasa Saver
OTHER TIERS: 0.25% $10k+
0.55%*$99k*-IRA Savings Account
OTHER TIERS: 0.25% Up to $25k | 0.35% $25k - $50k | 0.45% $50k - $99k
0.45%*$50k*-Regular Shares
OTHER TIERS: 0.15% $100 - $10k | 0.25% $10k - $25k | 0.35% $25k - $50k
0.45%*$50k*-Special Shares
OTHER TIERS: 0.15% $100 - $10k | 0.25% $10k - $25k | 0.35% $25k - $50k

MTCU Money Market Rates

0.50%*$99k*-Money Market Shares
OTHER TIERS: 0.25% $2.5k - $25k | 0.35% $25k - $50k | 0.45% $50k - $99k

MTCU Checking Account Rates

2.53%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+


2.26%*$99k*-60 Month CD
OTHER TIERS: 2.16% $1k - $50k | 2.21% $50k - $99k
2.14%$1k-12 Month CD Special (New Money Only)
1.81%*$99k*-24 Month CD
OTHER TIERS: 1.71% $1k - $50k | 1.76% $50k - $99k
1.40%*$99k*-12 Month CD
OTHER TIERS: 1.30% $1k - $50k | 1.35% $50k - $99k
1.05%*$99k*-6 Month CD
OTHER TIERS: 0.95% $1k - $50k | 1.00% $50k - $99k
0.64%*$99k*-3 Month CD
OTHER TIERS: 0.54% $1k - $50k | 0.59% $50k - $99k

MTCU Locations
Branch Office4717 N Midkiff RdMidland, TX 79705-2565
Branch Office1505 N Midland DrMidland, TX 79703
Branch Office3100 N Big Spring StMidland, TX 79705-5313

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