MTCU

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.50%	Reward Checking	Kasasa Cash 1.85% - National Average
0.15%	Reward Savings	Kasasa Saver 0.82% - National Average
2.23%	5-year CD	60 Month CD (Traditional, Roth) 2.35% - Synchrony Bank 60 Month CD

View all MTCU rates »

Overview / Commentary

mtcu.org

432-688-7300

1505 N Midland Dr
Midland, TX 79703

MTCU is headquartered in Midland and is the 118^th largest credit union in the state of Texas. It is also the 1,449^th largest credit union in the nation. It was established in 1955 and as of June of 2017, it had grown to 38 employees and 8,024 members at 2 locations. MTCU's CD rates are 50% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Martin, Midland or Glasscock Counties in Texas.
See current membership details

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Health

A

Data as of Q2 2017

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Health Grade Components

Overall
NCUA #	67642
Year Chartered	1955
Employees	38
Primary Regulator

Profit Margin
Return on Assets - YTD	0.03%
Return on Equity - YTD	0.38%
Annual Interest Income	$2.0MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$118.1MM$114.6MM
Loans	Q2 2017vs Q2 2016	$57.2MM$56.3MM
Deposits	Q2 2017vs Q2 2016	$107.2MM$103.4MM
Equity Capital	Q2 2017vs Q2 2016	$10.0MM$10.5MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$238.00K$450.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$247.00K$907.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MTCU Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^*	$50k^*	-	IRA Savings Account
OTHER TIERS: 0.40% → Up to $50k
0.30%^*	$50k^*	-	Regular Shares
OTHER TIERS: 0.15% → $100 - $10k \| 0.25% → $10k - $50k
0.30%^*	$50k^*	-	Special Shares
OTHER TIERS: 0.15% → $100 - $10k \| 0.25% → $10k - $50k
0.15%	-	-	Kasasa Saver

MTCU Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$99k^*	-	Money Market Shares
OTHER TIERS: 0.35% → $2,500 - $50k \| 0.40% → $50k - $99k

MTCU Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.25% → $10k+

MTCU CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.23%^*	$99k^*	-	60 Month CD
OTHER TIERS: 2.13% → $1k - $50k \| 2.18% → $50k - $99k
1.60%^*	$99k^*	-	24 Month CD
OTHER TIERS: 1.50% → $1k - $50k \| 1.55% → $50k - $99k
1.35%^*	$99k^*	-	12 Month CD
OTHER TIERS: 1.25% → $1k - $50k \| 1.30% → $50k - $99k
0.74%^*	$99k^*	-	6 Month CD
OTHER TIERS: 0.64% → $1k - $50k \| 0.69% → $50k - $99k
0.59%^*	$99k^*	-	3 Month CD
OTHER TIERS: 0.49% → $1k - $50k \| 0.54% → $50k - $99k

MTCU IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.23%^*	$99k^*	-	60 Month IRA
OTHER TIERS: 2.13% → $1k - $50k \| 2.18% → $50k - $99k
1.60%^*	$99k^*	-	24 Month IRA
OTHER TIERS: 1.50% → $1k - $50k \| 1.55% → $50k - $99k
1.35%^*	$99k^*	-	12 Month IRA
OTHER TIERS: 1.25% → $1k - $50k \| 1.30% → $50k - $99k
0.74%^*	$99k^*	-	6 Month IRA
OTHER TIERS: 0.64% → $1k - $50k \| 0.69% → $50k - $99k
0.59%^*	$99k^*	-	3 Month IRA
OTHER TIERS: 0.49% → $1k - $50k \| 0.54% → $50k - $99k

Locations

MTCU Locations
Branch Office	4717 N Midkiff Rd	Midland, TX 79705-2565
Branch Office	1505 N Midland Dr	Midland, TX 79703