MTCU

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.50%	Reward Checking	Kasasa Cash 1.84% - National Average
0.15%	Reward Savings	Kasasa Saver 0.80% - National Average
2.12%	5-year CD	60 Month CD (Traditional, Roth) 2.35% - Synchrony Bank 60 Month CD

View all MTCU rates »

Overview / Commentary

mtcu.org

432-688-7300

1505 N Midland Dr
Midland, TX 79703

MTCU is headquartered in Midland and is the 117^th largest credit union in the state of Texas. It is also the 1,450^th largest credit union in the nation. It was established in 1955 and as of March of 2017, it had grown to 37 employees and 8,481 members at 2 locations. MTCU has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Martin, Midland or Glasscock Counties in Texas.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67642
Year Chartered	1955
Employees	37
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.11%
Return on Equity - YTD	-1.3%
Annual Interest Income	$1.0MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$118.0MM$116.1MM
Loans	Q1 2017vs Q1 2016	$57.1MM$57.1MM
Deposits	Q1 2017vs Q1 2016	$107.4MM$105.1MM
Equity Capital	Q1 2017vs Q1 2016	$9.8MM$10.3MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$420.00K$373.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$686.00K$480.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MTCU Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^*	$50k^*	-	IRA Savings Account
OTHER TIERS: 0.40% → Up to $50k
0.30%^*	$50k^*	-	Regular Shares
OTHER TIERS: 0.15% → $100 - $10k \| 0.25% → $10k - $50k
0.30%^*	$50k^*	-	Special Shares
OTHER TIERS: 0.15% → $100 - $10k \| 0.25% → $10k - $50k
0.15%	-	-	Kasasa Saver

MTCU Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$25k^*	-	Money Market Shares
OTHER TIERS: 0.30% → $2,500 - $25k

MTCU Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.25% → $10k+

MTCU CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.12%^*	$99k^*	-	60 Month CD
OTHER TIERS: 2.02% → $1k - $50k \| 2.07% → $50k - $99k
1.49%^*	$99k^*	-	24 Month CD
OTHER TIERS: 1.39% → $1k - $50k \| 1.44% → $50k - $99k
0.88%^*	$99k^*	-	12 Month CD
OTHER TIERS: 0.78% → $1k - $50k \| 0.83% → $50k - $99k
0.58%^*	$99k^*	-	6 Month CD
OTHER TIERS: 0.48% → $1k - $50k \| 0.53% → $50k - $99k
0.48%^*	$99k^*	-	3 Month CD
OTHER TIERS: 0.38% → $1k - $50k \| 0.43% → $50k - $99k

MTCU IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.12%^*	$99k^*	-	60 Month IRA
OTHER TIERS: 2.02% → $1k - $50k \| 2.07% → $50k - $99k
1.49%^*	$99k^*	-	24 Month IRA
OTHER TIERS: 1.39% → $1k - $50k \| 1.44% → $50k - $99k
0.88%^*	$99k^*	-	12 Month IRA
OTHER TIERS: 0.78% → $1k - $50k \| 0.83% → $50k - $99k
0.58%^*	$99k^*	-	6 Month IRA
OTHER TIERS: 0.48% → $1k - $50k \| 0.53% → $50k - $99k
0.48%^*	$99k^*	-	3 Month IRA
OTHER TIERS: 0.38% → $1k - $50k \| 0.43% → $50k - $99k

Locations

MTCU Locations
Branch Office	4717 N Midkiff Rd	Midland, TX 79705-2565
Branch Office	1505 N Midland Dr	Midland, TX 79703