MTCU

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.53%	Reward Checking	1.25% - Axos Bank Rewards Checking - 3 Qualifications
0.75%	Reward Savings	0.92% - National Average
1.89%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD

View all MTCU rates »

Overview / Commentary

mtcu.org

432-688-7300

1505 N Midland Dr
Midland, TX 79703

MTCU is headquartered in Midland and is the 114^th largest credit union in the state of Texas. It is also the 1,418^th largest credit union in the nation. It was established in 1955 and as of June of 2018, it had grown to 41 employees and 8,069 members at 3 locations. MTCU's CD rates are 20% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Martin, Midland or Glasscock Counties in Texas.
See current membership details

Overall
NCUA #	67642
Year Chartered	1955
Employees	41
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.07%
Return on Equity - YTD	-0.93%
Annual Interest Income	$2.3MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$124.9MM$118.1MM
Loans	Q2 2018vs Q2 2017	$66.9MM$57.2MM
Deposits	Q2 2018vs Q2 2017	$113.8MM$107.2MM
Equity Capital	Q2 2018vs Q2 2017	$9.7MM$10.0MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$205.00K$238.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$189.00K$247.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not MTCU; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MTCU Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	-	$10k	Kasasa Saver
OTHER TIERS: 0.25% → $10k+
0.55%^*	$99k^*	-	IRA Savings Account
OTHER TIERS: 0.25% → Up to $25k \| 0.35% → $25k - $50k \| 0.45% → $50k - $99k
0.45%^*	$50k^*	-	Regular Shares
OTHER TIERS: 0.15% → $100 - $10k \| 0.25% → $10k - $25k \| 0.35% → $25k - $50k
0.45%^*	$50k^*	-	Special Shares
OTHER TIERS: 0.15% → $100 - $10k \| 0.25% → $10k - $25k \| 0.35% → $25k - $50k

MTCU Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$99k^*	-	Money Market Shares
OTHER TIERS: 0.25% → $2.5k - $25k \| 0.35% → $25k - $50k \| 0.45% → $50k - $99k

MTCU Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.53%^*	-	$10k	Kasasa Cash
OTHER TIERS: 0.25% → $10k+

MTCU CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.89%^*	$99k^*	-	60 Month CD
OTHER TIERS: 1.79% → $1k - $50k \| 1.84% → $50k - $99k
1.48%^*	$99k^*	-	24 Month CD
OTHER TIERS: 1.38% → $1k - $50k \| 1.43% → $50k - $99k
1.08%^*	$99k^*	-	12 Month CD
OTHER TIERS: 0.98% → $1k - $50k \| 1.03% → $50k - $99k
0.72%^*	$99k^*	-	6 Month CD
OTHER TIERS: 0.62% → $1k - $50k \| 0.67% → $50k - $99k
0.57%^*	$99k^*	-	3 Month CD
OTHER TIERS: 0.47% → $1k - $50k \| 0.52% → $50k - $99k

Locations

MTCU Locations
Branch Office	4717 N Midkiff Rd	Midland, TX 79705-2565
Branch Office	1505 N Midland Dr	Midland, TX 79703
Branch Office	3100 N Big Spring St	Midland, TX 79705-5313

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.