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MUNA Federal Credit Union


Overview / Commentary
www.munafederal.com
601-693-8563
4400 Highway 39 N
Meridian, MS 39301

MUNA Federal Credit Union is headquartered in Meridian and is the 20th largest credit union in the state of Mississippi. It is also the 2,545th largest credit union in the nation. It was established in 1962 and as of December of 2021, it had grown to 14 employees and 6,119 members at 1 location. MUNA Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

MUNA Federal Credit Union offers membership to businesses or other legal entities and anyone who lives, works, worships, attends school or regularly conducts business in Lauderdale County. Immediate family of credit union members also qualify.
See current membership details

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Health
B+

Data as of Q4 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. MUNA Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #15108
Year Chartered1962
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD11.39%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$49.0MM$42.3MM
LoansQ4 2021vs Q4 2020$22.7MM$20.3MM
DepositsQ4 2021vs Q4 2020$42.9MM$37.1MM
Equity CapitalQ4 2021vs Q4 2020$5.0MM$4.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$127.00K$183.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$113.00K$77.00K
Real Estate OwnedQ4 2021vs Q4 2020$19.00K$19.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MUNA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$50k*-IRA Savings
OTHER TIERS: 0.25% → $500 - $10k | 0.40% → $10k - $25k | 0.60% → $25k - $50k
0.10%$500-Regular Share Savings
0.10%$25-Youth Savings
0.10%$150-Christmas Club

MUNA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$1k-Money Market Savings

MUNA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$500-Business Checking Plus

MUNA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%$1k-36 Month CD
1.51%$1k-24 Month CD
0.95%$1k-12 Month CD
0.75%$1k-6 Month CD
Locations


MUNA Federal Credit Union Locations
Branch Office4400 Highway 39 NMeridian, MS 39301-1009

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