Municipal Emps Cu Of Oklahoma City
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.26% | Reward Checking | |
| 2.22% | 5-year CD | |
| 1.31% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
Municipal Emps Cu Of Oklahoma City is headquartered in OKLAHOMA CITY and is the 16th largest credit union in the state of Oklahoma. It is also the 1,231st largest credit union in the nation. It was established in 1934 and as of June of 2018, it had grown to 52 employees and 12,298 members at 4 locations. Municipal Emps Cu Of Oklahoma City's CD rates are 96% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Cleveland, Oklahoma, Lincoln, Pottawatomie, Grady, McClain, Canadian, or Logan Counties in Oklahoma.
See current membership details
Great CU willing to work with you!
Municipal Employees Credit Union has always been willing to work with us. We've obtained loans for paying off bills, to car loans, to a loan to save our house from foreclosure. We were also able to obtain a low interest credit card through MECU. Even after hurting myself at work and having to go through workers comp. and bankruptcy, they still gave us a loan for some new appliances. (Note; we obtained the loan once we were a couple of years past the bankruptcy discharge date.) They stuck by us through thick and thin and that was greatly appreciated during some really trying times. We've always made sure to pay them on time, with only one or two late payments, and even then by just a day or two at most. They are always friendly, fast, efficient, and professional. They are always available to answer our questions, and we have always been treated with the utmost respect. I only give them a four out of five star rating because 1. They would not give us a new mortgage on our house when we were in desperate need of lowering our interest rate.(We did obtain one somewhere else.), and 2. They will always try to push their loan "insurance" on you, which is just about some of the highest priced insurance you will ever buy, and don't really need if you already have life insurance. Other than that my wife and I highly recommend them for all your financial needs.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65503 |
| Year Chartered | 1934 |
| Employees | 52 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.39% |
| Return on Equity - YTD | 4.51% |
| Annual Interest Income | $3.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $157.3MM$165.8MM |
| Loans | Q2 2018vs Q2 2017 | $125.3MM$129.2MM |
| Deposits | Q2 2018vs Q2 2017 | $141.9MM$150.8MM |
| Equity Capital | Q2 2018vs Q2 2017 | $13.6MM$13.8MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $2.2MM$2.1MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $657.00K$1.3MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Municipal Emps Cu Of Oklahoma City; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Municipal Emps Cu Of Oklahoma City Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | - | - | IRA Share Savings | |
| 0.40% | $25k | - | Gold Savings | |
| 0.15% | $5 | - | Regular Share Savings Account |
Municipal Emps Cu Of Oklahoma City Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $25k* | - | Tiered Money Market Checking | ||
| OTHER TIERS: 0.15% → Up to $25k | |||||
Municipal Emps Cu Of Oklahoma City Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.26%* | - | $25k | Super Checking - Qualifying | ||
| OTHER TIERS: 0.15% → $25k+ | |||||
Municipal Emps Cu Of Oklahoma City CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.48% | $75k | - | 60 Month Jumbo CD | |
| 2.27% | $75k | - | 48 Month Jumbo CD | |
| 2.22% | $1k | - | 60 Month CD | |
| 2.12% | $75k | - | 36 Month Jumbo CD | |
| 2.02% | $1k | - | 48 Month CD | |
| 1.92% | $75k | - | 24 Month Jumbo CD | |
| 1.87% | $1k | - | 36 Month CD | |
| 1.81% | $75k | - | 18 Month Jumbo CD | |
| 1.76% | $75k | - | 12 Month Jumbo CD | |
| 1.66% | $1k | - | 24 Month CD | |
| 1.56% | $75k | - | 11 Month Jumbo CD | |
| 1.56% | $1k | - | 18 Month CD | |
| 1.51% | $1k | - | 12 Month CD | |
| 1.31% | $1k | - | 11 Month CD | |
| 1.26% | $75k | - | 6 Month Jumbo CD | |
| 1.26% | $75k | - | 7 Month Jumbo CD | |
| 1.01% | $1k | - | 6 Month CD | |
| 1.01% | $1k | - | 7 Month CD |
Municipal Emps Cu Of Oklahoma City IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.48% | $75k | - | 60 Month Jumbo IRA | |
| 2.27% | $75k | - | 48 Month Jumbo IRA | |
| 2.22% | $1k | - | 60 Month IRA | |
| 2.12% | $75k | - | 36 Month Jumbo IRA | |
| 2.02% | $1k | - | 48 Month IRA | |
| 1.92% | $75k | - | 24 Month Jumbo IRA | |
| 1.87% | $1k | - | 36 Month IRA | |
| 1.81% | $75k | - | 18 Month Jumbo IRA | |
| 1.76% | $75k | - | 12 Month Jumbo IRA | |
| 1.66% | $1k | - | 24 Month IRA | |
| 1.56% | $75k | - | 11 Month Jumbo IRA | |
| 1.56% | $1k | - | 18 Month IRA | |
| 1.51% | $1k | - | 12 Month IRA | |
| 1.31% | $1k | - | 11 Month IRA | |
| 1.26% | $75k | - | 6 Month Jumbo IRA | |
| 1.26% | $75k | - | 7 Month Jumbo IRA | |
| 1.01% | $1k | - | 6 Month IRA | |
| 1.01% | $1k | - | 7 Month IRA |
| Municipal Emps Cu Of Oklahoma City Locations | ||
|---|---|---|
| Branch Office | 8812 S WALKER AVE | OKLAHOMA CITY, OK 73139-9440 |
| Branch Office | 101 N WALKER AVE | OKLAHOMA CITY, OK 73102-2229 |
| Branch Office | 3561 W MEMORIAL RD | OKLAHOMA CITY, OK 73134-7015 |
| Branch Office | 9012 N COUNCIL RD | OKLAHOMA CITY, OK 73132 |