Murphy Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.murphybank.com

559-225-0225

5180 North Palm Avenue Suite 101
Fresno, CA 93704

Murphy Bank is headquartered in FRESNO and is the 95^th largest bank in the state of California. It is also the 2,270^th largest bank in the nation. It was established in 1984 and as of March of 2025, it had grown to 34 employees at 2 locations. Murphy Bank's CD rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	25726
Year Established	1984
Employees	34
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.72%
Return on Equity - YTD	11.94%
Annual Interest Income	$6.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$352MM$371MM
Loans	Q1 2025vs Q1 2024	$295.7MM$307.9MM
Deposits	Q1 2025vs Q1 2024	$285.4MM$304.1MM
Equity Capital	Q1 2025vs Q1 2024	$51.4MM$48.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4MM$4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.2MM$985K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Murphy Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.36%^*	$25k^*	-	Passbook Savings Account
OTHER TIERS: 0.60% → $500 - $10k \| 0.85% → $10k - $25k
1.36%^*	$25k^*	-	Regular Savings Account
OTHER TIERS: 0.60% → $500 - $10k \| 0.85% → $10k - $25k

Murphy Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.30%	$10k	-	6 Month Jumbo CD
3.99%	$10k	-	12 Month Jumbo CD
3.80%	$1k	$10k	6 Month CD
3.50%	$1k	$10k	12 Month CD
3.40%	$10k	-	24 Month Jumbo CD
3.25%	$10k	-	3 Month Jumbo CD
3.00%	$1k	$10k	3 Month CD
3.00%	$1k	$10k	24 Month CD

Murphy Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.99%	$10k	-	12 Month Jumbo IRA CD
3.50%	$1k	$10k	12 Month IRA CD
3.40%	$10k	-	24 Month Jumbo IRA CD
3.00%	$1k	$10k	24 Month IRA CD

Locations

Murphy Bank Locations
Murphy Bank	5180 N Palm Ave	Fresno, CA 93704
Murphy Bank San Luis Obispo Branch	892 Aerovista Place, Suite 110	San Luis Obispo, CA 93401

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