Featured Savings Rates
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Muskegon Federal Credit Union

Popular Accounts at this Credit Union

2.27%5-year CD5 Year Share Certificate
0.75%1-year CD1 Year Share Certificate
0.05%SavingsShares Savings Account

Overview / Commentary
Muskegon, MI 49441

Muskegon Federal Credit Union is headquartered in MUSKEGON and is the 142nd largest credit union in the state of Michigan. It is also the 2,328th largest credit union in the nation. It was established in 1951 and as of December of 2017, it had grown to 9 employees and 5,350 members at 2 locations. Muskegon Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Muskegon or other selected areas. Also open to employees of the City of Muskegon and several other municipalities in Muskegon County.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Muskegon Federal Credit Union has a low asset base.

Health Grade Components

NCUA #7509
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD3.8%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$49.8MM$48.8MM
LoansQ4 2017vs Q4 2016$19.4MM$19.2MM
DepositsQ4 2017vs Q4 2016$43.8MM$43.3MM
Equity CapitalQ4 2017vs Q4 2016$5.7MM$5.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$133.00K$133.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$30.00K$56.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Muskegon Federal Credit Union Savings Account Rates

0.30%*$75k*-Tiered Hi-Yield Account
OTHER TIERS: 0.15% $2k - $35k | 0.20% $35k - $75k
0.05%--Christmas Clubs Account
0.05%--Shares Savings Account
0.05%--IRAs Account

Muskegon Federal Credit Union CD Rates

2.27%$500-5 Year Share Certificate
1.86%$500-4 Year Share Certificate
1.36%$500-3 Year Share Certificate
1.00%$500-2 Year Share Certificate
0.75%$500-1 Year Share Certificate
0.50%$500-6 Month Share Certificate

Muskegon Federal Credit Union IRA Rates

2.27%$500-5 Year IRA
1.86%$500-4 Year IRA
1.36%$500-3 Year IRA
1.00%$500-2 Year IRA
0.75%$500-1 Year IRA
0.50%$500-6 Month IRA

Muskegon Federal Credit Union Locations
Branch Office1700 HOLTON RDMUSKEGON, MI 49445-1472
Branch Office65 W LAKETON AVEMUSKEGON, MI 49441

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