Mutual Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | Reward Checking | 1.33% - National Average |
| 0.35% | 1-year CD | 1.37% - National Average |
| 0.25% | Savings | 0.26% - National Average |
Mutual Credit Union is headquartered in Vicksburg and is the 6th largest credit union in the state of Mississippi. It is also the 1,037th largest credit union in the nation. It was established in 1931 and as of December of 2018, it had grown to 63 employees and 21,110 members at 5 locations. Mutual Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, volunteer, attend school or worship in Warren, Hinds, Yazoo, Copiah, Sharkey, Claiborne, or Issaquena Counties in Mississippi.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63584 |
| Year Chartered | 1931 |
| Employees | 63 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 10.45% |
| Annual Interest Income | $7.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $206.9MM$203.8MM |
| Loans | Q4 2018vs Q4 2017 | $98.0MM$86.4MM |
| Deposits | Q4 2018vs Q4 2017 | $185.4MM$184.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $20.2MM$18.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $683.00K$521.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $680.00K$690.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $63.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Mutual Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Mutual Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40% | $50 | - | Free2B Investment | ||
| 0.30%* | - | $5k | Kasasa Saver | ||
| OTHER TIERS: 0.20% → $5k+ | |||||
| 0.25% | $100 | - | Share Savings | ||
| 0.25% | - | - | Christmas Club | ||
| 0.25% | - | - | IRA Share | ||
Mutual Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $2.5k | - | Mutual Asset Management Account |
Mutual Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $5k | Kasasa Cash | ||
| OTHER TIERS: 0.20% → $5k+ | |||||
| 0.05% | $500 | - | Share Draft Checking | ||
| 0.05% | $500 | - | Premier Checking | ||
| 0.05% | $500 | - | Member Advantage Checking | ||
| 0.05% | $100 | - | Free2B Checking | ||
Mutual Credit Union CD Rates
Mutual Credit Union IRA Rates
| Mutual Credit Union Locations | ||
|---|---|---|
| Branch Office | 4210 Clay St | Vicksburg, MS 39183-3438 |
| Branch Office | 2086 S Frontage Rd | Vicksburg, MS 39180 |
| Branch Office | 503 E Main St | Raymond, MS 39154-9700 |
| Branch Office | 1505 Grand Ave | Yazoo City, MS 39194-2431 |
| Branch Office | 1604 Cherry St | Vicksburg, MS 39180 |