Mutual Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	Reward Checking	Kasasa Cash 1.83% - National Average
0.35%	1-year CD	12 Month Certificate 1.40% - Synchrony Bank 12 Month CD
0.25%	Savings	Share Savings 1.20% - Goldman Sachs Bank USA Online Savings

View all Mutual Credit Union rates »

Overview / Commentary

www.mutualcu.org

877-457-3654

1604 Cherry St
Vicksburg, MS 39180

Mutual Credit Union is headquartered in Vicksburg and is the 6^th largest credit union in the state of Mississippi. It is also the 1,018^th largest credit union in the nation. It was established in 1931 and as of March of 2017, it had grown to 58 employees and 20,407 members at 5 locations. Mutual Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Warren, Hinds, Yazoo, Copiah, Sharkey, Claiborne, or Issaquena Counties in Mississippi.
See current membership details

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Health

A

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	63584
Year Chartered	1931
Employees	58
Primary Regulator

Profit Margin
Return on Assets - YTD	1.27%
Return on Equity - YTD	14.44%
Annual Interest Income	$1.4MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$204.7MM$194.8MM
Loans	Q1 2017vs Q1 2016	$81.8MM$80.1MM
Deposits	Q1 2017vs Q1 2016	$186.3MM$177.7MM
Equity Capital	Q1 2017vs Q1 2016	$17.6MM$16.3MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$602.00K$653.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$158.00K$536.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$66.00K

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mutual Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$50	-	Free2B Investment
0.30%^*	-	$5k	Kasasa Saver
OTHER TIERS: 0.20% → $5k+
0.25%	$100	-	Share Savings
0.25%	-	-	Christmas Club
0.25%	-	-	IRA Share
0.25%	$100	-	Youth Savings Account

Mutual Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$2,500	-	Mutual Asset Management Account

Mutual Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	-	$5k	Kasasa Cash
OTHER TIERS: 0.20% → $5k+
0.05%	$500	-	Share Draft Checking
0.05%	$500	-	Premier Checking
0.05%	$500	-	Member Advantage Checking
0.05%	$100	-	Free2B Checking

Mutual Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	$1k	-	48 Month Certificate
0.70%	$1k	-	36 Month Certificate
0.60%	$1k	-	30 Month Certificate
0.50%	$1k	-	24 Month Certificate
0.50%	$1k	-	24 Month Pro Certificate
0.40%	$1k	-	18 Month Certificate
0.35%	$1k	-	12 Month Certificate
0.15%	$1k	-	91 Day Certificate
0.15%	$1k	-	6 Month Certificate

Mutual Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	$1k	-	48 Month IRA Certificate
0.70%	$1k	-	36 Month IRA Certificate
0.60%	$1k	-	30 Month IRA Certificate
0.50%	$1k	-	24 Month IRA Certificate
0.40%	$1k	-	18 Month IRA Certificate
0.35%	$1k	-	12 Month IRA Certificate
0.15%	$1k	-	6 Month IRA Certificate

Locations

Mutual Credit Union Locations
Branch Office	4210 Clay St	Vicksburg, MS 39183-3438
Branch Office	2086 S Frontage Rd	Vicksburg, MS 39180
Branch Office	503 E Main St	Raymond, MS 39154-9700
Branch Office	1505 Grand Ave	Yazoo City, MS 39194-2431
Branch Office	1604 Cherry St	Vicksburg, MS 39180