Mutual Credit Union

Overview / Commentary
1604 Cherry St
Vicksburg, MS 39180

Mutual Credit Union is headquartered in Vicksburg and is the 4th largest credit union in the state of Mississippi. It is also the 995th largest credit union in the nation. It was established in 1931 and as of June of 2022, it had grown to 71 employees and 23,361 members at 7 locations. Mutual Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Warren, Hinds, Yazoo, Copiah, Sharkey, Claiborne, or Issaquena Counties in Mississippi.
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Health Grade Components

NCUA #63584
Year Chartered1931
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD15.47%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$301.6MM$290.7MM
LoansQ2 2022vs Q2 2021$139.5MM$121.2MM
DepositsQ2 2022vs Q2 2021$278.7MM$261.6MM
Equity CapitalQ2 2022vs Q2 2021$20.3MM$27.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.3MM$1.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$879.00K$337.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$80.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mutual Credit Union Savings Account Rates

0.30%*-$5kKasasa Saver
OTHER TIERS: 0.20% $5k+
0.25%$100-Share Savings
0.25%--Christmas Club
0.25%--IRA Share

Mutual Credit Union Money Market Rates

0.40%$2.5k-Mutual Asset Management Account

Mutual Credit Union CD Rates

0.75%$1k-48 Month Certificate
0.70%$1k-36 Month Certificate
0.60%$1k-30 Month Certificate
0.50%$1k-24 Month Certificate
0.50%$1k-24 Month Pro Certificate
0.40%$1k-18 Month Certificate
0.35%$1k-12 Month Certificate
0.15%$1k-91 Day Certificate
0.15%$1k-6 Month Certificate

Mutual Credit Union IRA Rates

0.75%$1k-48 Month IRA Certificate
0.70%$1k-36 Month IRA Certificate
0.60%$1k-30 Month IRA Certificate
0.50%$1k-24 Month IRA Certificate
0.40%$1k-18 Month IRA Certificate
0.35%$1k-12 Month IRA Certificate
0.15%$1k-6 Month IRA Certificate

Mutual Credit Union Locations
Branch Office4210 Clay StVicksburg, MS 39183-3438
Branch Office2086 S Frontage RdVicksburg, MS 39180
Branch Office503 E Main StRaymond, MS 39154-9700
Branch Office1505 Grand AveYazoo City, MS 39194-2431
Branch Office1604 Cherry StVicksburg, MS 39180
Branch Office1400 Lakeover Rd Ste 140Jackson, MS 39213-8000
Branch Office59 Yorkville Park SqColumbus, MS 39702-9677

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