Mutual Credit Union


Overview / Commentary
877-457-3654
1604 Cherry St
Vicksburg, MS 39180

Mutual Credit Union is headquartered in Vicksburg and is the 3rd largest credit union in the state of Mississippi. It is also the 759th largest credit union in the nation. It was established in 1931 and as of March of 2025, it had grown to 121 employees and 42,417 members at 11 locations. Mutual Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Warren, Hinds, Yazoo, Copiah, Sharkey, Claiborne, or Issaquena Counties in Mississippi.
See current membership details

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Health

Health Grade Components

Overall
NCUA #24948
Year Chartered1931
Employees121
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD7.63%
Annual Interest Income$6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$488.1MM$311MM
LoansQ1 2025vs Q1 2024$248.6MM$160.8MM
DepositsQ1 2025vs Q1 2024$431.1MM$281.8MM
Equity CapitalQ1 2025vs Q1 2024$49.2MM$24.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.4MM$2.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.3MM$1.3MM
Real Estate OwnedQ1 2025vs Q1 2024$39K$100K
Rates

Rates for Mutual Credit Union are currently being reviewed.

Locations

Availability



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