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Mutual Credit Union


Overview / Commentary
www.mutualcu.org
877-457-3654
1604 Cherry St
Vicksburg, MS 39180

Mutual Credit Union is headquartered in Vicksburg and is the 5th largest credit union in the state of Mississippi. It is also the 984th largest credit union in the nation. It was established in 1931 and as of March of 2021, it had grown to 67 employees and 23,649 members at 7 locations. Mutual Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, attend school or worship in Warren, Hinds, Yazoo, Copiah, Sharkey, Claiborne, or Issaquena Counties in Mississippi.
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Health
A

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #63584
Year Chartered1931
Employees67
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD10.55%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$289.2MM$223.0MM
LoansQ1 2021vs Q1 2020$117.4MM$101.8MM
DepositsQ1 2021vs Q1 2020$261.5MM$196.3MM
Equity CapitalQ1 2021vs Q1 2020$25.4MM$25.1MM
Loan Loss AllowanceQ1 2021vs Q1 2020$992.00K$1.0MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$373.00K$643.00K
Real Estate OwnedQ1 2021vs Q1 2020$80.00K$151.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mutual Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$50-Free2B Investment
0.30%*-$5kKasasa Saver
OTHER TIERS: 0.20% → $5k+
0.25%$100-Share Savings
0.25%--Christmas Club
0.25%--IRA Share

Mutual Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$2.5k-Mutual Asset Management Account

Mutual Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$5kKasasa Cash Checking
OTHER TIERS: 0.20% → $5k+
0.05%$500-Share Draft Checking
0.05%$500-Premier Checking
0.05%$500-Member's Advantage Checking
0.05%$100-Free2B Checking

Mutual Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-48 Month Certificate
0.70%$1k-36 Month Certificate
0.60%$1k-30 Month Certificate
0.50%$1k-24 Month Certificate
0.50%$1k-24 Month Pro Certificate
0.40%$1k-18 Month Certificate
0.35%$1k-12 Month Certificate
0.15%$1k-91 Day Certificate
0.15%$1k-6 Month Certificate

Mutual Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1k-48 Month IRA Certificate
0.70%$1k-36 Month IRA Certificate
0.60%$1k-30 Month IRA Certificate
0.50%$1k-24 Month IRA Certificate
0.40%$1k-18 Month IRA Certificate
0.35%$1k-12 Month IRA Certificate
0.15%$1k-6 Month IRA Certificate
Locations


Mutual Credit Union Locations
Branch Office4210 Clay StVicksburg, MS 39183-3438
Branch Office2086 S Frontage RdVicksburg, MS 39180
Branch Office503 E Main StRaymond, MS 39154-9700
Branch Office1505 Grand AveYazoo City, MS 39194-2431
Branch Office1604 Cherry StVicksburg, MS 39180
Branch Office1400 Lakeover Rd Ste 140Jackson, MS 39213-8000
Branch Office59 Yorkville Park SqColumbus, MS 39702-9677

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