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Mutual Savings Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mutualsavings.org
205-682-1100
2040 Valleydale Rd
Birmingham, AL 35244

Mutual Savings Credit Union is headquartered in Hoover and is the 23rd largest credit union in the state of Alabama. It is also the 1,158th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 76 employees and 19,214 members at 7 locations. Mutual Savings Credit Union has a B+ health rating.

Field of Membership Restrictions

Mutual Savings Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Autauga, Bibb, Blount, Chilton, Clay, Coosa, Dallas, Jefferson, Shelby, St. Clair, Talladega, Tuscaloosa, or Walker, or within a 50-mile radius of Alexander City, Alabama. Family members of an existing Mutual Savings member qualify for members, as do employees of a Mutual Savings sponsor group.
See current membership details

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #60501
Year Chartered1936
Employees76
Primary Regulator
Profit Margin
Return on Assets - YTD0.03%
Return on Equity - YTD0.53%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$242.5MM$230.1MM
LoansQ1 2025vs Q1 2024$138.6MM$144.9MM
DepositsQ1 2025vs Q1 2024$214.9MM$208.9MM
Equity CapitalQ1 2025vs Q1 2024$15.6MM$8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$955K$1.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$163K$319K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for Mutual Savings Credit Union are currently being reviewed.

Locations


Mutual Savings Credit Union Locations
Branch Office1501 7th St SClanton, AL 35045-8785
Branch Office3596 Pelham PkwyPelham, AL 35124-2034
Branch Office907 Medical Center PkwySelma, AL 36701-6746
Branch Office136 Marketplace Cir Ste DCalera, AL 35040
Branch Office1030 Lee StAlexander City, AL 35010-2655
Branch Office2040 Valleydale RdHoover, AL 35244-2006
Branch Office16072 Highway 216Brookwood, AL 35444

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