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Mutual Savings Credit Union

Popular Accounts at this Credit Union

0.75%Reward CheckingRising Rewards Checking
0.95%5-year CD5 Year CD
0.50%1-year CD1 Year CD

Overview / Commentary
2040 Valleydale Rd
Hoover, AL 35244-2006

Mutual Savings Credit Union is headquartered in Hoover and is the 23rd largest credit union in the state of Alabama. It is also the 1,070th largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 84 employees and 43,418 members at 10 locations. Mutual Savings Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Bibb, Blount, Autauga, Chilton, Clay, Dallas, Coosa, Shelby, Jefferson, St. Clair, Talladega, Walker, and Tuscaloosa Counties or within a 50-mile radius of Alexander City.
See current membership details

Reviews (2)

They Get 1 Star Because You Cant Go Lower!!!

Posted by: allimo883 | Oct 6, 2014

Customer service at this bank is HORRIBLE!!! If you ever get anyone on the phone, let expect you to pay a $3.00 fee. Mrs. Jackson over in loans is the rudest person in the HISTORY of customer service . When I asked to speak to her supervisor after she started yelling at me, she replied by saying "I am someone else!". I was calling because they debited my account without my authorization...and got absolutely NOTHING resolved. Steer clear of this bank! I wouldn't finance a piece of bubble gum or give them 50 cents to put in an account with my name on it!!!!!!!!!

Bad Service

Posted by: Anonymous | Oct 4, 2011

I have not been happy with the service the credit union provides. It is difficult to get anyone on the phone, or get a straight answer to any of my questions. If I could move my loan, I would.


Health Grade Components

NCUA #60501
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.64%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$178.3MM$139.0MM
LoansQ2 2016vs Q2 2015$126.7MM$103.7MM
DepositsQ2 2016vs Q2 2015$145.3MM$111.7MM
Equity CapitalQ2 2016vs Q2 2015$15.0MM$9.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.1MM$1.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.5MM$2.9MM
Real Estate OwnedQ2 2016vs Q2 2015$2.6MM$3.3MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mutual Savings Credit Union Savings Account Rates

0.10%$25-Membership Share
0.10%--Christmas Club
0.10%--IRA Club
0.10%--Basic Club
0.10%$25-Share Savings Account
0.10%--Vacation Club
0.05%$2,500-Super Saver Clubs

Mutual Savings Credit Union Money Market Rates

0.15%$25k-Select Money Market
0.15%*$25k*-Business Money Market
OTHER TIERS: 0.10% $5k - $25k
0.10%$5k-Better Money Market

Mutual Savings Credit Union Checking Account Rates

0.75%*-$25kRising Rewards Checking - Qualifying
OTHER TIERS: 0.10% $25k+
0.10%$20k-Vision Business Checking

Mutual Savings Credit Union CD Rates

0.95%--5 Year CD
0.75%--3 Year CD
0.60%--2 Year CD
0.50%--1 Year CD
0.35%--6 Month CD

Mutual Savings Credit Union IRA Rates

0.95%--5 Year IRA
0.75%--3 Year IRA
0.60%--2 Year IRA
0.50%--1 Year IRA
0.35%--6 Month IRA

Mutual Savings Credit Union Locations
Branch Office199 Bessemer Super HwyBirmingham, AL 35228-2101
Branch Office1501 7th St SClanton, AL 35045-8785
Branch Office3596 Pelham PkwyPelham, AL 35124-2034
Branch Office907 Medical Center PkwySelma, AL 36701-6746
Branch Office136 Marketplace Cir Ste DCalera, AL 35040
Branch Office1030 Lee StAlexander City, AL 35010-2655
Branch Office2040 Valleydale RdHoover, AL 35244-2006
Branch Office3000 Winewood RdBirmingham, AL 35215
Branch Office2725 35th Ave NBirmingham, AL 35207-2839
Branch Office16072 Highway 216Brookwood, AL 35444