Overview / Commentary
301 Virginia Avenue
Fairmont, WV 26554

MVB Bank is headquartered in Fairmont and is the 4th largest bank in the state of West Virginia. It is also the 480th largest bank in the nation. It was established in 1999 and as of September of 2018, it had grown to 352 employees at 15 locations. MVB Bank has an A health rating.

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Premier MMA, 1.76% APY - 6/19/2018

MVB Bank has a new 1.76% APY promotion rate on its Premier MMA. Available online in Maryland, North Carolina, Pennsylvania, South Carolina, Virginia, West Virginia, and the District of Columbia. Minimum balance to open account is $25,000 in non-MVB funds. Non-MVB funds include any funds not currently in an MVB Bank account. A monthly service charge of $15.00 will be imposed every statement cycle if the daily balance on any day of the month falls below $10,000.00. https://www.mvbbanking.com/personal-banking/savings/money-market-accounts

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Health Grade Components

FDIC Certificate #34603
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD9.69%
Annual Interest Income$50.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.72B$1.47B
LoansQ3 2018vs Q3 2017$1.35B$1.15B
DepositsQ3 2018vs Q3 2017$1.38B$1.17B
Equity CapitalQ3 2018vs Q3 2017$181.4MM$173.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$11.4MM$9.4MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$12.8MM$6.6MM
Real Estate OwnedQ3 2018vs Q3 2017$1.7MM$1.4MM
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MVB Bank CD Rates

2.20%$1k$95k18 Month CD Special
2.00%$1k$95k13 Month CD Special


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