MVB Bank

Overview / Commentary
301 Virginia Avenue
Fairmont, WV 26554

MVB Bank is headquartered in FAIRMONT and is the 3rd largest bank in the state of West Virginia. It is also the 352nd largest bank in the nation. It was established in 1999 and as of March of 2024, it had grown to 351 employees at 7 locations. MVB Bank has an A health rating.

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Reviews (1)


Posted by: |

I definitely wish I would have chosen a different bank. Since I opened my account 10/2019 it has been nothing but, a nightmare. I will not be recommending this bank to anyone. Welcome to the clown house were they think life is all fun and games. No my account is not overdrawn I have overdrawn one time due to the fact there was 2 transactions for the same amount that apparently can not be stopped so 2 transactions for the same purchase went through.


Health Grade Components

FDIC Certificate #34603
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD11.57%
Annual Interest Income$50.1MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$3.52B$3.51B
LoansQ1 2024vs Q1 2023$2.24B$2.35B
DepositsQ1 2024vs Q1 2023$3.15B$3.17B
Equity CapitalQ1 2024vs Q1 2023$320.1MM$299.5MM
Loan Loss AllowanceQ1 2024vs Q1 2023$22.8MM$35.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$7.5MM$13.1MM
Real Estate OwnedQ1 2024vs Q1 2023$825K$958K

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