Overview / Commentary
301 Virginia Avenue
Fairmont, WV 26554

MVB Bank is headquartered in Fairmont and is the 4th largest bank in the state of West Virginia. It is also the 481st largest bank in the nation. It was established in 1999 and as of December of 2018, it had grown to 355 employees at 15 locations. MVB Bank has an A health rating.

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Premier MMA, 1.76% APY - 6/19/2018

MVB Bank has a new 1.76% APY promotion rate on its Premier MMA. Available online in Maryland, North Carolina, Pennsylvania, South Carolina, Virginia, West Virginia, and the District of Columbia. Minimum balance to open account is $25,000 in non-MVB funds. Non-MVB funds include any funds not currently in an MVB Bank account. A monthly service charge of $15.00 will be imposed every statement cycle if the daily balance on any day of the month falls below $10,000.00. https://www.mvbbanking.com/personal-banking/savings/money-market-accounts

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Health Grade Components

FDIC Certificate #34603
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD9.73%
Annual Interest Income$70.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.75B$1.53B
LoansQ4 2018vs Q4 2017$1.37B$1.16B
DepositsQ4 2018vs Q4 2017$1.31B$1.16B
Equity CapitalQ4 2018vs Q4 2017$186.9MM$174.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$10.9MM$9.9MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$7.1MM$9.7MM
Real Estate OwnedQ4 2018vs Q4 2017$2.1MM$1.3MM

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