Overview / Commentary
301 Virginia Avenue
Fairmont, WV 26554

MVB Bank is headquartered in Fairmont and is the 4th largest bank in the state of West Virginia. It is also the 486th largest bank in the nation. It was established in 1999 and as of June of 2018, it had grown to 356 employees at 13 locations. MVB Bank has an A health rating.

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Premier MMA, 1.76% APY - 6/19/2018

MVB Bank has a new 1.76% APY promotion rate on its Premier MMA. Available online in Maryland, North Carolina, Pennsylvania, South Carolina, Virginia, West Virginia, and the District of Columbia. Minimum balance to open account is $25,000 in non-MVB funds. Non-MVB funds include any funds not currently in an MVB Bank account. A monthly service charge of $15.00 will be imposed every statement cycle if the daily balance on any day of the month falls below $10,000.00. https://www.mvbbanking.com/personal-banking/savings/money-market-accounts

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Health Grade Components

FDIC Certificate #34603
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD9.03%
Annual Interest Income$32.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$1.68B$1.50B
LoansQ2 2018vs Q2 2017$1.30B$1.20B
DepositsQ2 2018vs Q2 2017$1.20B$1.11B
Equity CapitalQ2 2018vs Q2 2017$178.7MM$171.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$10.7MM$9.7MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$9.4MM$5.1MM
Real Estate OwnedQ2 2018vs Q2 2017$1.8MM$1.1MM
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MVB Bank CD Rates

2.20%$1k$95k18 Month CD Special
2.00%$1k$95k13 Month CD Special


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