MVB Bank

Overview / Commentary
301 Virginia Avenue
Fairmont, WV 26554

MVB Bank is headquartered in FAIRMONT and is the 4th largest bank in the state of West Virginia. It is also the 360th largest bank in the nation. It was established in 1999 and as of September of 2023, it had grown to 352 employees at 8 locations. MVB Bank has a B+ health rating.

Reviews (1)


Posted by: |

I definitely wish I would have chosen a different bank. Since I opened my account 10/2019 it has been nothing but, a nightmare. I will not be recommending this bank to anyone. Welcome to the clown house were they think life is all fun and games. No my account is not overdrawn I have overdrawn one time due to the fact there was 2 transactions for the same amount that apparently can not be stopped so 2 transactions for the same purchase went through.


Health Grade Components

FDIC Certificate #34603
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD14.55%
Annual Interest Income$140.3MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$3.4B$3.14B
LoansQ3 2023vs Q3 2022$2.25B$2.46B
DepositsQ3 2023vs Q3 2022$3.05B$2.71B
Equity CapitalQ3 2023vs Q3 2022$302.8MM$297.7MM
Loan Loss AllowanceQ3 2023vs Q3 2022$24.3MM$26.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$10.6MM$22.4MM
Real Estate OwnedQ3 2023vs Q3 2022$906K$1.2MM

Sorry, we do not have rate data for MVB Bank.



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