MVB Bank

Overview / Commentary
301 Virginia Avenue
Fairmont, WV 26554

MVB Bank is headquartered in Fairmont and is the 4th largest bank in the state of West Virginia. It is also the 428th largest bank in the nation. It was established in 1999 and as of March of 2020, it had grown to 413 employees at 14 locations. MVB Bank has an A health rating.


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Health Grade Components

FDIC Certificate #34603
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD4.95%
Annual Interest Income$21.0MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$2.09B$1.79B
LoansQ1 2020vs Q1 2019$1.61B$1.40B
DepositsQ1 2020vs Q1 2019$1.79B$1.43B
Equity CapitalQ1 2020vs Q1 2019$209.5MM$192.5MM
Loan Loss AllowanceQ1 2020vs Q1 2019$11.2MM$11.2MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$5.9MM$7.1MM
Real Estate OwnedQ1 2020vs Q1 2019$1.2MM$2.1MM

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