MVB Bank

Overview / Commentary
301 Virginia Avenue
Fairmont, WV 26554

MVB Bank is headquartered in Fairmont and is the 4th largest bank in the state of West Virginia. It is also the 449th largest bank in the nation. It was established in 1999 and as of December of 2019, it had grown to 390 employees at 15 locations. MVB Bank has an A+ health rating.

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Health Grade Components

FDIC Certificate #34603
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.77%
Return on Equity - YTD16.25%
Annual Interest Income$83.2MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.94B$1.75B
LoansQ4 2019vs Q4 2018$1.52B$1.37B
DepositsQ4 2019vs Q4 2018$1.45B$1.31B
Equity CapitalQ4 2019vs Q4 2018$211.1MM$186.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$11.8MM$10.9MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$5.1MM$7.1MM
Real Estate OwnedQ4 2019vs Q4 2018$1.4MM$2.1MM

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