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My Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Overview / Commentary
www.mccu.coop
432-688-8400
600 W Louisiana Ave
Midland, TX 79701

My Community Credit Union is headquartered in Midland and is the 62nd largest credit union in the state of Texas. It is also the 725th largest credit union in the nation. It was established in 1952 and as of September of 2024, it had grown to 116 employees and 41,807 members at 7 locations. My Community Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in My Community Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Collin, Ector, or Midland. Immediate family members of eligible individuals also eligible to join.
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Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68682
Year Chartered1952
Employees116
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.07%
Annual Interest Income$21.7MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$506.3MM$491.6MM
LoansQ3 2024vs Q3 2023$399.2MM$385MM
DepositsQ3 2024vs Q3 2023$448.4MM$435.8MM
Equity CapitalQ3 2024vs Q3 2023$50.4MM$47.7MM
Loan Loss AllowanceQ3 2024vs Q3 2023$5.6MM$4.4MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$3.5MM$3.8MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/14/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

My Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$5$25kKasasa Saver
OTHER TIERS: 0.75% → $25k+
0.50%$5-Christmas Club
0.10%$5-Savings Account
0.10%$5-IRA Savings

My Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market
OTHER TIERS: 0.15% → $2.5k - $25k

My Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$5$25kKasasa Cash
OTHER TIERS: 0.76% → $25k+
0.20%$1k-Prime Checking

My Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$75k-6 Month Jumbo Share Certificate
4.10%$75k-12 Month Jumbo Share Certificate
4.10%$75k-15 Month Jumbo Share Certificate
4.10%$75k-18 Month Jumbo Share Certificate
4.00%$1k$75k6 Month Share Certificate
4.00%$1k$75k12 Month Share Certificate
4.00%$500-6 Month Youth Share Certificate
4.00%$500-12 Month Youth Share Certificate
4.00%$1k-15 Month Share Certificate
4.00%$1k$75k18 Month Share Certificate
3.95%$75k-24 Month Jumbo Share Certificate
3.85%$1k$75k24 Month Share Certificate
3.85%$500-24 Month Youth Share Certificate
3.60%$75k-36 Month Jumbo Share Certificate
3.50%$1k$75k36 Month Share Certificate
3.35%$75k-48 Month Jumbo Share Certificate
3.25%$1k$75k48 Month Share Certificate
3.10%$75k-60 Month Jumbo Share Certificate
3.00%$1k$75k60 Month Share Certificate

My Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$75k-6 Month Jumbo IRA Certificate
4.10%$75k-12 Month Jumbo IRA Certificate
4.00%$1k$75k6 Month IRA Certificate
4.00%$1k$75k12 Month IRA Certificate
3.95%$75k-24 Month Jumbo IRA Certificate
3.85%$1k$75k24 Month IRA Certificate
3.60%$75k-36 Month Jumbo IRA Certificate
3.50%$1k$75k36 Month IRA Certificate
3.35%$75k-48 Month Jumbo IRA Certificate
3.25%$1k$75k48 Month IRA Certificate
3.10%$75k-60 Month Jumbo IRA Certificate
3.00%$1k$75k60 Month IRA Certificate
Locations


My Community Credit Union Locations
Branch Office4037 E 42nd StOdessa, TX 79762-5935
Branch Office5407 Andrews HwyMidland, TX 79706-3615
Branch Office4001 N Big Spring StMidland, TX 79705
Branch Office600 W Louisiana AveMidland, TX 79701-1610
Branch Office912 N Midkiff RdMidland, TX 79701-2111
Branch Office721 Central Expy SAllen, TX 75013-8012
Branch Office2350 Estates PkwyLucas, TX 75002

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