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My Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.50%Reward CheckingKasasa Cash
1.84% - National Average
0.50%Reward SavingsKasasa Saver
0.81% - National Average
1.92%5-year CD60 Month Share Certificate
2.25% - Bank of Internet USA 60 Month CD
View all My Community Federal Credit Union rates »

Overview / Commentary
www.mccu.coop
432-688-8400
600 W Louisiana Ave
Midland, TX 79701-1610

My Community Federal Credit Union is headquartered in Midland and is the 61st largest credit union in the state of Texas. It is also the 715th largest credit union in the nation. It was established in 1952 and as of June of 2017, it had grown to 100 employees and 29,546 members. My Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in My Community Federal Credit Union is open to those who live, work, worship or attend school in Ector or Midland County. Membership is also open to immediate family of those eligible.
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Health
A

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #68682
Year Chartered1952
Employees100
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.2%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ2 2017$342.1MM
LoansQ2 2017$240.1MM
DepositsQ2 2017$294.5MM
Equity CapitalQ2 2017$35.5MM
Loan Loss AllowanceQ2 2017$2.7MM
Unbacked Noncurrent LoansQ2 2017$1.9MM
Real Estate OwnedQ2 2017$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

My Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Christmas Club
OTHER TIERS: 0.75% → Up to $25k
0.65%*$25k*-IRA Savings
OTHER TIERS: 0.40% → Up to $25k
0.50%*-$25kKasasa Saver
OTHER TIERS: 0.25% → $25k+
0.30%*$25k*-Savings Account
OTHER TIERS: 0.15% → Up to $25k

My Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$25k*-Money Market
OTHER TIERS: 0.25% → $2,500 - $25k

My Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kKasasa Cash
OTHER TIERS: 0.25% → $25k+
0.30%$1k-Prime Checking

My Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$75k-60 Month Jumbo Share Certificate
1.92%$1k-60 Month Share Certificate
1.51%$75k-48 Month Jumbo Share Certificate
1.41%$1k-48 Month Share Certificate
1.26%$75k-36 Month Jumbo Share Certificate
1.20%$1k-36 Month Share Certificate
0.90%$75k-24 Month Jumbo Share Certificate
0.75%$1k-24 Month Share Certificate
0.70%$500-24 Month Youth Share Certificate
0.65%$75k-12 Month Jumbo Share Certificate
0.45%$1k-12 Month Share Certificate
0.45%$75k-6 Month Jumbo Share Certificate
0.40%$500-12 Month Youth Share Certificate
0.30%$1k-6 Month Share Certificate
0.25%$500-6 Month Youth Share Certificate

My Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$75k-60 Month Jumbo IRA Certificate
1.92%$1k-60 Month IRA Certificate
1.51%$75k-48 Month Jumbo IRA Certificate
1.41%$1k-48 Month IRA Certificate
1.26%$75k-36 Month Jumbo IRA Certificate
1.20%$1k-36 Month IRA Certificate
0.90%$75k-24 Month Jumbo IRA Certificate
0.75%$1k-24 Month IRA Certificate
0.65%$75k-12 Month Jumbo IRA Certificate
0.45%$75k-6 Month Jumbo IRA Certificate
0.45%$1k-12 Month IRA Certificate
0.30%$1k-6 Month IRA Certificate
Locations

Sorry, but we do not have location data for My Community Federal Credit Union. Its headquarters is located at 600 W Louisiana Ave - Midland, TX 79701-1610