My Community Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mccu.coop

432-688-8400

600 W Louisiana Ave
Midland, TX 79701

My Community Credit Union is headquartered in Midland and is the 64^th largest credit union in the state of Texas. It is also the 743^rd largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 111 employees and 43,061 members at 7 locations. My Community Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in My Community Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Collin, Ector, or Midland. Immediate family members of eligible individuals also eligible to join.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68682
Year Chartered	1952
Employees	111
Primary Regulator

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	5.56%
Annual Interest Income	$7.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$509.4MM$494.5MM
Loans	Q1 2025vs Q1 2024	$408.1MM$392.4MM
Deposits	Q1 2025vs Q1 2024	$451.1MM$439.7MM
Equity Capital	Q1 2025vs Q1 2024	$51.7MM$48.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.8MM$5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.8MM$3.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

My Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%^*	$5	$25k	Kasasa Saver
OTHER TIERS: 0.75% → $25k+
0.50%	$5	-	Christmas Club
0.10%	$5	-	Savings Account

My Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$25k^*	-	Money Market
OTHER TIERS: 0.15% → $2.5k - $25k

My Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%^*	$5	$25k	Kasasa Cash
OTHER TIERS: 0.76% → $25k+
0.20%	$1k	-	Prime Checking

My Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$75k	-	6 Month Jumbo Share Certificate
4.10%	$75k	-	12 Month Jumbo Share Certificate
4.10%	$75k	-	15 Month Jumbo Share Certificate
4.10%	$75k	-	18 Month Jumbo Share Certificate
4.00%	$1k	$75k	6 Month Share Certificate
4.00%	$1k	$75k	12 Month Share Certificate
4.00%	$500	-	6 Month Youth Share Certificate
4.00%	$500	-	12 Month Youth Share Certificate
4.00%	$1k	-	15 Month Share Certificate
4.00%	$1k	$75k	18 Month Share Certificate
3.95%	$75k	-	24 Month Jumbo Share Certificate
3.85%	$1k	$75k	24 Month Share Certificate
3.85%	$500	-	24 Month Youth Share Certificate
3.60%	$75k	-	36 Month Jumbo Share Certificate
3.50%	$1k	$75k	36 Month Share Certificate
3.35%	$75k	-	48 Month Jumbo Share Certificate
3.25%	$1k	$75k	48 Month Share Certificate
3.10%	$75k	-	60 Month Jumbo Share Certificate
3.00%	$1k	$75k	60 Month Share Certificate

My Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$75k	-	6 Month Jumbo IRA Certificate
4.10%	$75k	-	12 Month Jumbo IRA Certificate
4.00%	$1k	$75k	6 Month IRA Certificate
4.00%	$1k	$75k	12 Month IRA Certificate
3.95%	$75k	-	24 Month Jumbo IRA Certificate
3.85%	$1k	$75k	24 Month IRA Certificate
3.60%	$75k	-	36 Month Jumbo IRA Certificate
3.50%	$1k	$75k	36 Month IRA Certificate
3.35%	$75k	-	48 Month Jumbo IRA Certificate
3.25%	$1k	$75k	48 Month IRA Certificate
3.10%	$75k	-	60 Month Jumbo IRA Certificate
3.00%	$1k	$75k	60 Month IRA Certificate
0.10%	$5	-	IRA Savings

Locations

My Community Credit Union Locations
Branch Office	4037 E 42nd St	Odessa, TX 79762-5935
Branch Office	5407 Andrews Hwy	Midland, TX 79706-3615
Branch Office	4001 N Big Spring St	Midland, TX 79705
Branch Office	600 W Louisiana Ave	Midland, TX 79701-1610
Branch Office	912 N Midkiff Rd	Midland, TX 79701-2111
Branch Office	721 Central Expy S	Allen, TX 75013-8012
Branch Office	2350 Estates Pkwy	Lucas, TX 75002

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