Advertising Disclosure
  1. Home
  2. Banks
  3. My Community Credit Union

My Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mccu.coop
432-688-8400
600 W Louisiana Ave
Midland, TX 79701

My Community Credit Union is headquartered in Midland and is the 64th largest credit union in the state of Texas. It is also the 743rd largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 111 employees and 43,061 members at 7 locations. My Community Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in My Community Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Collin, Ector, or Midland. Immediate family members of eligible individuals also eligible to join.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68682
Year Chartered1952
Employees111
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD5.56%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$509.4MM$494.5MM
LoansQ1 2025vs Q1 2024$408.1MM$392.4MM
DepositsQ1 2025vs Q1 2024$451.1MM$439.7MM
Equity CapitalQ1 2025vs Q1 2024$51.7MM$48.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.8MM$5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.8MM$3.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not My Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

My Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$5$25kKasasa Saver
OTHER TIERS: 0.75% → $25k+
0.50%$5-Christmas Club
0.10%$5-Savings Account

My Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market
OTHER TIERS: 0.15% → $2.5k - $25k

My Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$5$25kKasasa Cash
OTHER TIERS: 0.76% → $25k+
0.20%$1k-Prime Checking

My Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$75k-6 Month Jumbo Share Certificate
4.10%$75k-12 Month Jumbo Share Certificate
4.10%$75k-15 Month Jumbo Share Certificate
4.10%$75k-18 Month Jumbo Share Certificate
4.00%$1k$75k6 Month Share Certificate
4.00%$1k$75k12 Month Share Certificate
4.00%$500-6 Month Youth Share Certificate
4.00%$500-12 Month Youth Share Certificate
4.00%$1k-15 Month Share Certificate
4.00%$1k$75k18 Month Share Certificate
3.95%$75k-24 Month Jumbo Share Certificate
3.85%$1k$75k24 Month Share Certificate
3.85%$500-24 Month Youth Share Certificate
3.60%$75k-36 Month Jumbo Share Certificate
3.50%$1k$75k36 Month Share Certificate
3.35%$75k-48 Month Jumbo Share Certificate
3.25%$1k$75k48 Month Share Certificate
3.10%$75k-60 Month Jumbo Share Certificate
3.00%$1k$75k60 Month Share Certificate

My Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$75k-6 Month Jumbo IRA Certificate
4.10%$75k-12 Month Jumbo IRA Certificate
4.00%$1k$75k6 Month IRA Certificate
4.00%$1k$75k12 Month IRA Certificate
3.95%$75k-24 Month Jumbo IRA Certificate
3.85%$1k$75k24 Month IRA Certificate
3.60%$75k-36 Month Jumbo IRA Certificate
3.50%$1k$75k36 Month IRA Certificate
3.35%$75k-48 Month Jumbo IRA Certificate
3.25%$1k$75k48 Month IRA Certificate
3.10%$75k-60 Month Jumbo IRA Certificate
3.00%$1k$75k60 Month IRA Certificate
0.10%$5-IRA Savings
Locations


My Community Credit Union Locations
Branch Office4037 E 42nd StOdessa, TX 79762-5935
Branch Office5407 Andrews HwyMidland, TX 79706-3615
Branch Office4001 N Big Spring StMidland, TX 79705
Branch Office600 W Louisiana AveMidland, TX 79701-1610
Branch Office912 N Midkiff RdMidland, TX 79701-2111
Branch Office721 Central Expy SAllen, TX 75013-8012
Branch Office2350 Estates PkwyLucas, TX 75002

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.