Featured Savings Rates
Featured Accounts

My Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.50%Reward CheckingKasasa Cash
1.92%5-year CD60 Month Share Certificate
0.45%1-year CD12 Month Share Certificate

Overview / Commentary
432-688-8400
600 W Louisiana Ave
Midland, TX 79701-1610

My Community Federal Credit Union is headquartered in Midland and is the 62nd largest credit union in the state of Texas. It is also the 710th largest credit union in the nation. It was established in 1952 and as of March of 2016, it had grown to 108 employees and 28,144 members at 5 locations. My Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Ector or Midland County. Membership is also open to immediate family of those eligible.
See current membership details

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Health
A

Health Grade Components

Overall
NCUA #7676
Year Chartered1952
Employees108
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD2.57%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$320.9MM$315.4MM
LoansQ1 2016vs Q1 2015$226.6MM$209.5MM
DepositsQ1 2016vs Q1 2015$275.0MM$277.1MM
Equity CapitalQ1 2016vs Q1 2015$33.5MM$32.3MM
Loan Loss AllowanceQ1 2016vs Q1 2015$2.3MM$1.6MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$1.1MM$1.2MM
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

My Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Christmas Club Account
OTHER TIERS: 0.75% Up to $25k
0.65%*$25k*-IRA Share Savings Account
OTHER TIERS: 0.40% Up to $25k
0.50%*-$10kKasasa Saver
OTHER TIERS: 0.25% $10k+
0.30%*$25k*-Share Savings Account
OTHER TIERS: 0.15% Up to $25k

My Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$25k*-Money Market Account
OTHER TIERS: 0.25% $2,500 - $25k

My Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+
0.30%$1k-Prime Checking Account

My Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$75k-60 Month Jumbo Share Certificate
1.92%$1k-60 Month Share Certificate
1.51%$75k-48 Month Jumbo Share Certificate
1.41%$1k-48 Month Share Certificate
1.26%$75k-36 Month Jumbo Share Certificate
1.20%$1k-36 Month Share Certificate
0.90%$75k-24 Month Jumbo Share Certificate
0.75%$1k-24 Month Share Certificate
0.70%$500-24 Month Youth Share Certificate
0.65%$75k-12 Month Jumbo Share Certificate
0.45%$1k-12 Month Share Certificate
0.45%$75k-6 Month Jumbo Share Certificate
0.40%$500-12 Month Youth Share Certificate
0.30%$1k-6 Month Share Certificate
0.25%$500-6 Month Youth Share Certificate

My Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$75k-60 Month Jumbo IRA Certificate
1.92%$1k-60 Month IRA Certificate
1.51%$75k-48 Month Jumbo IRA Certificate
1.41%$1k-48 Month IRA Certificate
1.26%$75k-36 Month Jumbo IRA Certificate
1.20%$1k-36 Month IRA Certificate
0.90%$75k-24 Month Jumbo IRA Certificate
0.75%$1k-24 Month IRA Certificate
0.65%$75k-12 Month Jumbo IRA Certificate
0.45%$75k-6 Month Jumbo IRA Certificate
0.45%$1k-12 Month IRA Certificate
0.30%$1k-6 Month IRA Certificate
Locations


My Community Federal Credit Union Locations
Branch Office2103 N Grandview AveOdessa, TX 79761-1602
Branch Office4400 N Midland Dr Ste 101Midland, TX 79707-3383
Branch Office4001 N Big Spring StMidland, TX 79705
Branch Office600 W Louisiana AveMidland, TX 79701-1610
Branch Office912 N Midkiff RdMidland, TX 79701-2111