My Credit Union (TX)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.20%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.20%	Savings	Share Savings Account 1.15% - CIT Bank Spring Savings
0.40%	2-year CD	24 Month CD 1.65% - Synchrony Bank 24 Month CD

View all My Credit Union (TX) rates »

Overview / Commentary

www.mycutx.com

800-235-8392

5744 Watauga Rd
Watauga, TX 76148

My Credit Union (TX) is headquartered in Watauga and is the 185^th largest credit union in the state of Texas. It is also the 2,387^th largest credit union in the nation. It was established in 1975 and as of March of 2017, it had grown to 24 employees and 7,392 members at 6 locations. My Credit Union (TX) has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Grayson, Van Zandt, Kaufman, Tarrant and Wood Counties in Texas. Membership is also open to employees of the Cities of Bedford, Haltom City, Crowley, Keller, North Richland Hills, Kennedale, and Roanoke and to over 70 other employer groups.
See current membership details

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Health

C+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. My Credit Union (TX) has a low asset base.

Health Grade Components

Overall
NCUA #	68545
Year Chartered	1975
Employees	24
Primary Regulator

Profit Margin
Return on Assets - YTD	0.19%
Return on Equity - YTD	2.32%
Annual Interest Income	$401.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$48.5MM$47.5MM
Loans	Q1 2017vs Q1 2016	$25.8MM$24.2MM
Deposits	Q1 2017vs Q1 2016	$44.0MM$43.0MM
Equity Capital	Q1 2017vs Q1 2016	$4.0MM$3.8MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$95.00K$89.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$395.00K$424.00K
Real Estate Owned	Q1 2017vs Q1 2016	$44.00K$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

My Credit Union (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$10k^*	-	Share Savings Account
OTHER TIERS: 0.05% → $50 - $500 \| 0.10% → $500 - $5k \| 0.15% → $5k - $10k
0.10%	-	-	Christmas Club Account
0.10%	-	-	Vacation Club Account
0.10%	-	-	Tax Savings Account
0.10%	-	-	Escrow Savings Account
0.10%	-	-	Youth Club Account (kids 16 & Under)
0.10%	$500	-	IRA Savings Account

My Credit Union (TX) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$2,500	-	Ultra Checking Account
0.10%	$500	-	NOW Checking Account

My Credit Union (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$2k	-	24 Month CD
0.30%	$2k	-	18 Month CD
0.20%	$2k	-	12 Month CD
0.10%	$2k	-	6 Month CD

Locations

My Credit Union (TX) Locations
Branch Office	501 Houston St	Wills Point, TX 75169
Branch Office	415 W Broad St	Mineola, TX 75773
Branch Office	408 E State Highway 243	Canton, TX 75103
Branch Office	301 E Main St	Crowley, TX 76036
Branch Office	5744 Watauga Rd	Watauga, TX 76148
Branch Office	1014 N Industrial Blvd	Euless, TX 76039