Deposits held and insured by California Business Bank

Overview / Commentary
3200 El Camino Real, Suite 220
Irvine, CA 92602
Deposits held and insured by California Business Bank
Reviews (2)

Not so great

I decided to open a checking account with this bank after reading that they pay much more than interest on savings than average banks. I figured, might as well make something each month on my checking account. It is an online only bank, so you won't find any branches. The first thing I noticed was how long it took for my funds to be deposited into the account. It took almost a week, and almost another for them to become available. After trying to contact the customer service a few times and receiving no response whatsoever, I tried withdrawing the $100 I had put it back into my other account to pay something off. The funds took over a week to be withdrawn from the account into my other account. Again, customer service simply didn't respond to my concerns. I would not recommend this bank as they seem shady, although they are certified, have poor customer service, and absolutely horrid fund pending times.

Worst Bank EVER

This has been the worst banking experience ever....It took way too long to get the money transferred in... then no access to my money for more than 10 days....customer service is horrible.... they don't seem to care about my concerns... simply awful bank...DO NOT USE THIS BANK !!!! I WOULD GIVE THEM NO STARS FOR A RATING IF IT WAS POSSIBLE...


Data as of Q1 2023

Data displayed below is for insuring bank: California Business Bank
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Health Grade Components

FDIC Certificate #58037
Year Established2005
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.74%
Return on Equity - YTD12.41%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$109.0MM$137.4MM
LoansQ1 2023vs Q1 2022$79.1MM$85.7MM
DepositsQ1 2023vs Q1 2022$87.4MM$116.8MM
Equity CapitalQ1 2023vs Q1 2022$15.9MM$14.1MM
Loan Loss AllowanceQ1 2023vs Q1 2022$1.9MM$1.9MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$0$0
Real Estate OwnedQ1 2023vs Q1 2022$0$0

Sorry, we do not have rate data for MyCBB.


MyCBB is an Internet only bank and does not have branch locations. Its headquarters is located at 3200 El Camino Real, Suite 220 - Irvine, CA 92602

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