MyGeorgia Credit Union is headquartered in Gainesville and is the 22nd largest credit union in the state of Georgia. It is also the 1,228th largest credit union in the nation. It was established in 1971 and as of December of 2021, it had grown to 49 employees and 20,907 members at 8 locations. MyGeorgia Credit Union has a B+ health rating.
Terrible banking app, no Saturday hours, overzealous fraud protection, sorely lacking in the tech department. No problems with this bank until you have a problem with something, then it takes an act of God to get your money back or your problem fixed. I will be closing my accounts shortly and moving to a more reliable institution.
Overall | |
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NCUA # | 68602 |
Year Chartered | 1971 |
Employees | 49 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.55% |
Return on Equity - YTD | 6.91% |
Annual Interest Income | $4.9MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $203.1MM$145.5MM |
Loans | Q4 2021vs Q4 2020 | $95.4MM$80.1MM |
Deposits | Q4 2021vs Q4 2020 | $185.4MM$130.5MM |
Equity Capital | Q4 2021vs Q4 2020 | $15.7MM$13.1MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $260.00K$270.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $580.00K$487.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $100 | - | Share Savings | |
0.05% | - | - | Savasaurus Account | |
0.05% | - | - | Christmas Club | |
0.05% | - | - | Vacation Club | |
0.05% | $100 | - | Elite Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $2k | - | Money Market |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.01% | - | - | Gold Checking Account |
MyGeorgia Credit Union Locations | ||
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Branch Office | 3560 McEver Rd Ste A | Gainesville, GA 30504 |
Branch Office | 379 E Kytle St | cleveland, GA 30528 |
Branch Office | 2601 Limestone Pkwy | Gainesville, GA 30501 |
Branch Office | 5900 Spout Springs Rd Ste W2 | Flowery Branch, GA 30542-6464 |
Branch Office | 120 Church Sawmill Rd | Clarkesville, GA 30523 |
Branch Office | 91 E Savannah St | Clayton, GA 30525 |
Branch Office | 448 Evans St | Homer, GA 30547 |
Branch Office | 205 Collins Industrial Blvd | Athens, GA 30601 |