MyGeorgia Credit Union


Overview / Commentary
770-534-4255
2601 Limestone Pkwy
Gainesville, GA 30501

MyGeorgia Credit Union is headquartered in Gainesville and is the 22nd largest credit union in the state of Georgia. It is also the 1,228th largest credit union in the nation. It was established in 1971 and as of December of 2021, it had grown to 49 employees and 20,907 members at 8 locations. MyGeorgia Credit Union has a B+ health rating.

Reviews (1)

Worst.Bank.Ever

Posted by: |

Terrible banking app, no Saturday hours, overzealous fraud protection, sorely lacking in the tech department. No problems with this bank until you have a problem with something, then it takes an act of God to get your money back or your problem fixed. I will be closing my accounts shortly and moving to a more reliable institution.



Health
B+

Health Grade Components

Overall
NCUA #68602
Year Chartered1971
Employees49
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD6.91%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$203.1MM$145.5MM
LoansQ4 2021vs Q4 2020$95.4MM$80.1MM
DepositsQ4 2021vs Q4 2020$185.4MM$130.5MM
Equity CapitalQ4 2021vs Q4 2020$15.7MM$13.1MM
Loan Loss AllowanceQ4 2021vs Q4 2020$260.00K$270.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$580.00K$487.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MyGeorgia Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Share Savings
0.05%--Savasaurus Account
0.05%--Christmas Club
0.05%--Vacation Club
0.05%$100-Elite Club Account

MyGeorgia Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2k-Money Market

MyGeorgia Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Gold Checking Account
Locations


MyGeorgia Credit Union Locations
Branch Office3560 McEver Rd Ste AGainesville, GA 30504
Branch Office379 E Kytle Stcleveland, GA 30528
Branch Office2601 Limestone PkwyGainesville, GA 30501
Branch Office5900 Spout Springs Rd Ste W2Flowery Branch, GA 30542-6464
Branch Office120 Church Sawmill RdClarkesville, GA 30523
Branch Office91 E Savannah StClayton, GA 30525
Branch Office448 Evans StHomer, GA 30547
Branch Office205 Collins Industrial BlvdAthens, GA 30601

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