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MyGeorgia Credit Union


Overview / Commentary
www.mygacu.com
770-534-8005
2601 Limestone Pkwy
Gainesville, GA 30501

MyGeorgia Credit Union is headquartered in Gainesville and is the 27th largest credit union in the state of Georgia. It is also the 1,446th largest credit union in the nation. It was established in 1971 and as of September of 2020, it had grown to 49 employees and 17,186 members at 7 locations. MyGeorgia Credit Union has an A health rating.

Reviews (1)

Worst.Bank.Ever

Posted by: |

Terrible banking app, no Saturday hours, overzealous fraud protection, sorely lacking in the tech department. No problems with this bank until you have a problem with something, then it takes an act of God to get your money back or your problem fixed. I will be closing my accounts shortly and moving to a more reliable institution.

1


Health
A

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #68602
Year Chartered1971
Employees49
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.48%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$138.9MM$89.5MM
LoansQ3 2020vs Q3 2019$79.6MM$64.6MM
DepositsQ3 2020vs Q3 2019$124.8MM$78.9MM
Equity CapitalQ3 2020vs Q3 2019$12.8MM$8.9MM
Loan Loss AllowanceQ3 2020vs Q3 2019$224.00K$196.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$524.00K$649.00K
Real Estate OwnedQ3 2020vs Q3 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not MyGeorgia Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MyGeorgia Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Share Savings
OTHER TIERS: 0.05% → $100 - $10k
0.10%*$10k*-Elite Club Account
OTHER TIERS: 0.05% → $100 - $10k
0.05%--Savasaurus Account
0.05%--Christmas Club
0.05%--Vacation Club

MyGeorgia Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$75k*-Money Market
OTHER TIERS: 0.10% → $2k - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $75k

MyGeorgia Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--Gold Checking Account
Locations


MyGeorgia Credit Union Locations
Branch Office3560 McEver Rd Ste AGainesville, GA 30504
Branch Office379 E Kytle Stcleveland, GA 30528
Branch Office2601 Limestone PkwyGainesville, GA 30501
Branch Office5900 Spout Springs Rd Ste W2Flowery Branch, GA 30542-6464
Branch Office120 Church Sawmill RdClarkesville, GA 30523
Branch Office91 E Savannah StClayton, GA 30525
Branch Office448 Evans StHomer, GA 30547

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