MyGeorgia Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.mygacu.com

770-534-4255

2601 Limestone Pkwy
Gainesville, GA 30501

MyGeorgia Credit Union is headquartered in Gainesville and is the 22^nd largest credit union in the state of Georgia. It is also the 1,202^nd largest credit union in the nation. It was established in 1971 and as of March of 2025, it had grown to 60 employees and 19,836 members at 8 locations. MyGeorgia Credit Union has an A health rating.

Field of Membership Restrictions

Membership in MyGeorgia Credit Union is open to those who live or work in the Georgia counties of Banks, Clarke, Dawson, Habersham, Hall, Jackson, Lumpkin, Madison, Oconee, Oglethorpe, Rabun, or White. Immediate family members of anyone eligible to join also qualify for membership.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68602
Year Chartered	1971
Employees	60
Primary Regulator

Profit Margin
Return on Assets - YTD	1.24%
Return on Equity - YTD	10.96%
Annual Interest Income	$3.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$228.9MM$213.2MM
Loans	Q1 2025vs Q1 2024	$144.5MM$135.2MM
Deposits	Q1 2025vs Q1 2024	$198.8MM$187.7MM
Equity Capital	Q1 2025vs Q1 2024	$25.3MM$22.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.2MM$311K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$804K$575K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for MyGeorgia Credit Union are currently being reviewed.

Locations

MyGeorgia Credit Union Locations
Branch Office	976 Dawsonville Hwy	Gainesville, GA 30501
Branch Office	379 E Kytle St	cleveland, GA 30528
Branch Office	2601 Limestone Pkwy	Gainesville, GA 30501
Branch Office	5900 Spout Springs Rd Ste W2	Flowery Branch, GA 30542-6464
Branch Office	120 Church Sawmill Rd	Clarkesville, GA 30523
Branch Office	122 Plaza Way Suite 1	Clayton, GA 30525
Branch Office	448 Evans St	Homer, GA 30547
Branch Office	205 Collins Industrial Blvd	Athens, GA 30601

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