MyGeorgia Credit Union is headquartered in Gainesville and is the 21st largest credit union in the state of Georgia. It is also the 1,227th largest credit union in the nation. It was established in 1971 and as of June of 2023, it had grown to 53 employees and 21,567 members at 8 locations. MyGeorgia Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in MyGeorgia Credit Union is open to those who live or work in the Georgia counties of Banks, Clarke, Dawson, Habersham, Hall, Jackson, Lumpkin, Madison, Oconee, Oglethorpe, Rabun, or White.
Immediate family members of anyone eligible to join also qualify for membership.
See current membership details
Worst.Bank.Ever
Terrible banking app, no Saturday hours, overzealous fraud protection, sorely lacking in the tech department. No problems with this bank until you have a problem with something, then it takes an act of God to get your money back or your problem fixed. I will be closing my accounts shortly and moving to a more reliable institution.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68602 |
| Year Chartered | 1971 |
| Employees | 53 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.98% |
| Return on Equity - YTD | 20.65% |
| Annual Interest Income | $5.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $209.8MM$218.3MM |
| Loans | Q2 2023vs Q2 2022 | $131.4MM$104.0MM |
| Deposits | Q2 2023vs Q2 2022 | $186.6MM$199.2MM |
| Equity Capital | Q2 2023vs Q2 2022 | $20.4MM$16.5MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$346.00K |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $842.00K$558.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |