MyPoint Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

mypointcu.com

888-495-3400

9420 Farnham St
San Diego, CA 92123

MyPoint Credit Union is headquartered in San Diego and is the 82^nd largest credit union in the state of California. It is also the 633^rd largest credit union in the nation. It was established in 1948 and as of December of 2024, it had grown to 118 employees and 27,340 members at 7 locations. MyPoint Credit Union has a B+ health rating.

Field of Membership Restrictions

MyPoint Credit Union is open to those who live, work, or worship in San Diego or Riverside Counties in California. Immediate family may also join.
See current membership details

Reviews

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Health

B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68377
Year Chartered	1948
Employees	118
Primary Regulator

Profit Margin
Return on Assets - YTD	0.16%
Return on Equity - YTD	1.74%
Annual Interest Income	$25.8MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$650.9MM$657.7MM
Loans	Q4 2024vs Q4 2023	$515.5MM$476MM
Deposits	Q4 2024vs Q4 2023	$564.9MM$576.8MM
Equity Capital	Q4 2024vs Q4 2023	$56.8MM$55.8MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$1.7MM$1.7MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1.6MM$204K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for MyPoint Credit Union.

Locations

MyPoint Credit Union Locations
Branch Office	3003 Highland Ave Ste 102	National City, CA 91950
Branch Office	9420 Farnham St	San Diego, CA 92123
Branch Office	16763 Bernardo Center Dr	San Diego, CA 92128-2586
Branch Office	780 Jamacha Rd	El Cajon, CA 92019
Branch Office	2610 El Camino Real Unit A	Carlsbad, CA 92008-1214
Branch Office	3777 Sports Arena Blvd	San Diego, CA 92110-5131
Branch Office	3773 30th St Suite G	San Diego, CA 92104

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