Overview / Commentary
N. J. Latvian Federal Credit Union is headquartered in Freehold and is the 91st largest credit union in the state of New Jersey. It is also the 4,038th largest credit union in the nation. It was established in 1971 and as of December of 2018, it had grown to 220 members at 1 location. N. J. Latvian Federal Credit Union's CD rates are 90% higher than the national average, and it has a C+ health rating.
Health
C+
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. N. J. Latvian Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20463 |
| Year Chartered | 1971 |
| Employees | 0 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.3% |
| Return on Equity - YTD | 3.82% |
| Annual Interest Income | $230.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $10.1MM$10.6MM |
| Loans | Q4 2018vs Q4 2017 | $481.00K$253.00K |
| Deposits | Q4 2018vs Q4 2017 | $9.3MM$9.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $785.00K$904.00K |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $10.00K$9.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $23.00K$10.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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N. J. Latvian Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Share Account |
N. J. Latvian Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.71% | - | - | 12 Month CD | |
| 0.95% | - | - | 6 Month CD |
N. J. Latvian Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.71% | - | - | 12 Month IRA |
Locations
| N. J. Latvian Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1017 State Route 33 | Freehold, NJ 07728-8440 |