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NY TEAM Federal Credit Union

NY TEAM Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
teamfcu.org
516-822-1070
65 Broadway
Hicksville, NY 11801

NY TEAM Federal Credit Union is headquartered in Ronkonkoma and is the 140th largest credit union in the state of New York. It is also the 2,587th largest credit union in the nation. It was established in 1969 and as of March of 2025, it had grown to 14 employees and 5,192 members at 4 locations. NY TEAM Federal Credit Union's CD rates are 4X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in NY TEAM Federal Credit Union is open to employees or members of the Long Island Rail Road Company, Metropolitan Transportation Authority, Staten Island Rapid Transit, Amtrak, Conrail, NJ Transit, Metro North, Aeroflex, Eagle Electric, This Week Publications, Visiting Nurses, NCC, and White Rose. Any employee of a Credit Union Trade Association, including the NY TEAM Federal Credit Union, N.Y. Credit Union League, Credit Union National Association in Washington, and employees of the National Association of Federal Credit Unions also qualify for membership. Any relative, by blood or marriage, of any current NY TEAM Federal Credit Union member, no matter where they live or work, may join.
See current membership details

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Health
C+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. NY TEAM Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #19216
Year Chartered1969
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD7.27%
Annual Interest Income$566K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$42.2MM$41.7MM
LoansQ1 2025vs Q1 2024$23MM$21.1MM
DepositsQ1 2025vs Q1 2024$39.5MM$39.5MM
Equity CapitalQ1 2025vs Q1 2024$2.6MM$2.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$331K$231K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$171K$83K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not NY TEAM Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NY TEAM Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$0$2.5kEducational Club
OTHER TIERS: 0.05% → $2.5k+
2.53%*$0$1kYouth Savings Account
OTHER TIERS: 0.05% → $1k+
0.05%$2.5k-Share Account
0.05%$2.5k-Vacation Club
0.05%$2.5k-Holiday Club

NY TEAM Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-Money Market Account
OTHER TIERS: 0.25% → $2.5k - $25k | 0.50% → $25k - $100k

NY TEAM Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.40%$1k-6 Month CD Special-New Money
4.20%$1k$100k9 Month CD
4.00%$1k$100k12 Month CD
3.75%$1k$100k6 Month CD
3.50%$1k$100k3 Month CD
3.00%$1k$100k16 Month CD
3.00%$1k$100k18 Month CD
2.75%$1k$100k24 Month CD
2.50%$1k$100k30 Month CD
2.50%$1k$100k36 Month CD
2.50%$1k$100k48 Month CD
2.50%$1k$100k60 Month CD

NY TEAM Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k$100k12 Month IRA
2.75%$1k$100k24 Month IRA
2.50%$1k$100k36 Month IRA
0.05%$2.5k-IRA Share
Locations


NY TEAM Federal Credit Union Locations
Branch Office14601 Archer AveJamaica, NY 11435-4311
Branch Office9359 183rd StHollis, NY 11423-2323
Corporate Office4155 Veterans Memorial Hwy Ste 7Ronkonkoma, NY 11779
Branch Office9359 183rd StHollis, NY 11423

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