Naft Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.65%	1-year CD	12 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD
0.10%	Savings	MLA Club 1.15% - CIT Bank Spring Savings
0.90%	3-year CD	30 Month Share Certificate 1.60% - Ally Bank High Yield 3 Year CD

View all Naft Federal Credit Union rates »

Overview / Commentary

www.naftfcu.coop

956-787-2774

901 N Veterans Blvd
Pharr, TX 78577

Naft Federal Credit Union is headquartered in Pharr and is the 142^nd largest credit union in the state of Texas. It is also the 1,845^th largest credit union in the nation. It was established in 1956 and as of March of 2017, it had grown to 30 employees and 10,506 members at 5 locations. Naft Federal Credit Union has an A health rating.

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Health

A

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Naft Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	10994
Year Chartered	1956
Employees	30
Primary Regulator

Profit Margin
Return on Assets - YTD	1%
Return on Equity - YTD	7.66%
Annual Interest Income	$666.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$78.9MM$75.9MM
Loans	Q1 2017vs Q1 2016	$42.2MM$39.1MM
Deposits	Q1 2017vs Q1 2016	$68.2MM$65.6MM
Equity Capital	Q1 2017vs Q1 2016	$10.0MM$8.6MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$377.00K$396.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$122.00K$220.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Naft Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	-	-	Christmas Club Account
0.70%	-	-	Coverdell IRA Club Account
0.70%	-	-	Roth IRA Club Account
0.70%	-	-	IRA Share Account
0.10%^*	$2k^*	-	Regular Share Account
OTHER TIERS: 0.04% → $100 - $500 \| 0.05% → $500 - $2k
0.10%^*	$2k^*	-	Special Savings Account
OTHER TIERS: 0.04% → $100 - $500 \| 0.05% → $500 - $2k
0.10%^*	$2k^*	-	Escrow Account
OTHER TIERS: 0.04% → $100 - $500 \| 0.05% → $500 - $2k
0.10%^*	$2k^*	-	Trust Share Account
OTHER TIERS: 0.04% → $100 - $500 \| 0.05% → $500 - $2k
0.10%^*	$2k^*	-	MLA Club
OTHER TIERS: 0.04% → $100 - $500 \| 0.05% → $500 - $2k
0.10%^*	$2k^*	-	Trust Club
OTHER TIERS: 0.04% → $100 - $500 \| 0.05% → $500 - $2k

Naft Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$2k	-	Money Market Account

Naft Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$2k	-	Share Draft Checking Account

Naft Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$1k	-	36 Month Share Certificate
0.90%	$1k	-	30 Month Share Certificate
0.85%	$25k	-	18 Month Mini Jumbo Share Certificate
0.80%	$1k	-	24 Month Share Certificate
0.75%	$25k	-	12 Month Mini Jumbo Share Certificate
0.70%	$1k	-	18 Month Share Certificate
0.65%	$1k	-	12 Month Share Certificate
0.55%	$1k	-	6 Month Share Certificate
0.35%	$1k	-	1 Month Share Certificate

Naft Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.10%	$500	-	18 Month IRA
1.00%	$500	-	12 Month IRA

Locations

Naft Federal Credit Union Locations
Branch Office	4301 N Sugar Rd	Pharr, TX 78577-8082
Branch Office	134 E Van Buren Ave Ste 102	Harlingen, TX 78550-6863
Branch Office	805 Ridge Rd	San Juan, TX 78589-2557
Branch Office	800 S Alamo Rd	Alamo, TX 78516-9516
Branch Office	901 N Veterans Blvd	Pharr, TX 78577