Naft Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.65%	1-year CD	2.75% - Barclays 12 Month Online CD
0.10%	Savings	0.27% - National Average
0.90%	3-year CD	2.85% - Barclays 36 Month Online CD

View all Naft Federal Credit Union rates »

Overview / Commentary

www.naftfcu.coop

956-787-2774

901 N Veterans Blvd
Pharr, TX 78577

Naft Federal Credit Union is headquartered in Pharr and is the 138^th largest credit union in the state of Texas. It is also the 1,766^th largest credit union in the nation. It was established in 1956 and as of December of 2018, it had grown to 31 employees and 11,324 members at 5 locations. Naft Federal Credit Union has an A health rating.

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Health

Data as of Q4 2018

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Naft Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	10994
Year Chartered	1956
Employees	31
Primary Regulator

Profit Margin
Return on Assets - YTD	1.62%
Return on Equity - YTD	11.41%
Annual Interest Income	$3.1MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$84.7MM$80.9MM
Loans	Q4 2018vs Q4 2017	$50.4MM$45.1MM
Deposits	Q4 2018vs Q4 2017	$71.3MM$68.8MM
Equity Capital	Q4 2018vs Q4 2017	$12.1MM$10.8MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$370.00K$389.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$253.00K$284.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Naft Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	-	-	Christmas Club Account
0.70%	-	-	IRA Coverdell Club Account
0.70%	-	-	IRA Roth Club Account
0.70%	-	-	Traditional IRA Share Account
0.10%^*	$2k^*	-	Regular Share Account
OTHER TIERS: 0.04% → $100 - $500 \| 0.05% → $500 - $2k
0.10%^*	$2k^*	-	Special Savings Account
OTHER TIERS: 0.04% → $100 - $500 \| 0.05% → $500 - $2k
0.10%^*	$2k^*	-	Escrow Account
OTHER TIERS: 0.04% → $100 - $500 \| 0.05% → $500 - $2k
0.10%^*	$2k^*	-	Trust Share Account
OTHER TIERS: 0.04% → $100 - $500 \| 0.05% → $500 - $2k
0.10%^*	$2k^*	-	Trust Club
OTHER TIERS: 0.04% → $100 - $500 \| 0.05% → $500 - $2k

Naft Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$2k	-	Money Market Account

Naft Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.00%	$100	$500	Share Draft Checking Account

Naft Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$1k	-	36 Month Share Certificate
0.90%	$1k	-	30 Month Share Certificate
0.85%	-	-	18 Month Jumbo Share Certificate
0.80%	$1k	-	24 Month Share Certificate
0.75%	-	-	12 Month Jumbo Share Certificate
0.70%	$1k	-	18 Month Share Certificate
0.65%	$1k	-	12 Month Share Certificate
0.55%	$1k	-	6 Month Share Certificate
0.35%	$1k	-	1 Month Share Certificate

Naft Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.10%	$500	-	18 Month IRA
1.00%	$500	-	12 Month IRA

Locations

Naft Federal Credit Union Locations
Branch Office	4301 N Sugar Rd	Pharr, TX 78577-8082
Branch Office	134 E Van Buren Ave Ste 102	Harlingen, TX 78550-6863
Branch Office	805 Ridge Rd	San Juan, TX 78589-2557
Branch Office	800 S Alamo Rd	Alamo, TX 78516-9516
Branch Office	901 N Veterans Blvd	Pharr, TX 78577

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