Overview / Commentary
NAFT Federal Credit Union is headquartered in Pharr and is the 131st largest credit union in the state of Texas. It is also the 1,626th largest credit union in the nation. It was established in 1956 and as of December of 2022, it had grown to 35 employees and 11,813 members at 3 locations. NAFT Federal Credit Union has an A health rating.
Health
A
Data as of Q4 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 10994 |
| Year Chartered | 1956 |
| Employees | 35 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.45% |
| Return on Equity - YTD | 10.68% |
| Annual Interest Income | $3.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $126.6MM$122.0MM |
| Loans | Q4 2022vs Q4 2021 | $67.5MM$62.3MM |
| Deposits | Q4 2022vs Q4 2021 | $107.2MM$104.3MM |
| Equity Capital | Q4 2022vs Q4 2021 | $17.4MM$15.4MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $504.00K$565.00K |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $294.00K$171.00K |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |