NAFT Federal Credit Union

Overview / Commentary
901 N Veterans Blvd
Pharr, TX 78577

NAFT Federal Credit Union is headquartered in Pharr and is the 131st largest credit union in the state of Texas. It is also the 1,598th largest credit union in the nation. It was established in 1956 and as of September of 2023, it had grown to 32 employees and 11,782 members at 3 locations. NAFT Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.


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Health Grade Components

NCUA #10994
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD8.35%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$129.3MM$129.1MM
LoansQ3 2023vs Q3 2022$61.2MM$64.5MM
DepositsQ3 2023vs Q3 2022$110.2MM$110.4MM
Equity CapitalQ3 2023vs Q3 2022$18.8MM$16.9MM
Loan Loss AllowanceQ3 2023vs Q3 2022$519K$508K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$384K$125K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not NAFT Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NAFT Federal Credit Union Savings Account Rates

1.16%--IRA Coverdell Club Account
1.16%--IRA Roth Club Account
1.16%--Traditional IRA Share Account
0.65%--Christmas Club Account
0.10%$100-Regular Share Account
0.10%$100-Special Savings Account
0.10%$100-Escrow Account
0.10%$100-Trust Share Account
0.10%$100-Trust Club

NAFT Federal Credit Union Money Market Rates

1.16%$2k-Money Market Account

NAFT Federal Credit Union Checking Account Rates

0.02%$2k$500Share Draft Checking Account

NAFT Federal Credit Union CD Rates

5.32%$1k-6 Month Share Certificate
5.08%$1k-12 Month Share Certificate
4.27%$1k-18 Month Share Certificate
3.65%$1k-24 Month Share Certificate
3.03%$1k-30 Month Share Certificate
2.93%$1k-36 Month Share Certificate
2.53%$25k-18 Month Mini Jumbo Share Certificate
2.43%$25k-12 Month Mini Jumbo Share Certificate
0.15%$1k-1 Month Share Certificate

NAFT Federal Credit Union IRA Rates

4.68%$500-18 Month IRA
4.58%$500-12 Month IRA

NAFT Federal Credit Union Locations
Branch Office4301 N Sugar RdPharr, TX 78577-8082
Branch Office134 E Van Buren Ave Ste 102Harlingen, TX 78550-6863
Branch Office901 N Veterans BlvdPharr, TX 78577

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