Natco Credit Union

Overview / Commentary

www.natcocu.org

765-962-2561

582 S Round Barn Rd
Richmond, IN 47374

Natco Credit Union is headquartered in RICHMOND and is the 39^th largest credit union in the state of Indiana. It is also the 1,648^th largest credit union in the nation. It was established in 1945 and as of June of 2020, it had grown to 54 employees and 16,131 members at 3 locations. Natco Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Fayette, Wayne, Henry, Randolph, Rush, Union and Franklin Counties in Indiana and within a 25-mile radius of Richmond.
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Reviews (1)

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Natco Credit Union

Posted by: brawly | Oct 23, 2014

I have been a member of this credit union for about six years now. They always have a wonderfully friendly staff that is more than willing to help with any questions or concerns that you might have. They have many services including checking, savings, auto loans, mortgages, and debt consolidation. They do a very good job of sitting down with you and making it feel like you are important to them when discussing any banking issue you might have. The only down side with this credit union is the limited locations and hours. They have no weekend hours at all, and very few locations, which could lead to some ATM fees if a person does not plan well enough ahead and needs cash for the weekends. Overall, a very good credit union that I would recommend to anyone.

Comment

Health

A+

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #	65208
Year Chartered	1945
Employees	54
Primary Regulator

Profit Margin
Return on Assets - YTD	0.53%
Return on Equity - YTD	4.09%
Annual Interest Income	$3.2MM

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$108.4MM$90.8MM
Loans	Q2 2020vs Q2 2019	$64.1MM$64.8MM
Deposits	Q2 2020vs Q2 2019	$94.2MM$78.1MM
Equity Capital	Q2 2020vs Q2 2019	$13.3MM$11.6MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$1.6MM$1.2MM
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$764.00K$1.1MM
Real Estate Owned	Q2 2020vs Q2 2019	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Natco Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Natco Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	$10k	Kasasa Saver
0.25%	-	-	IRA Shares
0.25%	-	-	IRA Roth Share
0.25%	-	-	IRA Roth Conversion Shares
0.15%^*	$1k^*	-	Regular Shares
OTHER TIERS: 0.05% → $5 - $100 \| 0.10% → $100 - $1k
0.15%	-	-	Christmas Club
0.15%	-	-	Vacation Club
0.15%	-	-	Special Shares
0.15%	-	-	Morey the Moose Savings Account

Natco Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.15% → $2.5k - $10k \| 0.20% → $10k - $25k

Natco Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%	-	$10k	Kasasa Cash

Natco Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$1k	-	18 Month Certificate
0.40%	$500	-	12 Month Morey the Moose Certificate
0.40%	$25	-	12 Month Save to Win Certificate
0.30%	$1k	-	12 Month Certificate
0.30%	$500	-	12 Month Simple Saver Certificate
0.15%	$1k	-	3 Month Certificate
0.15%	$1k	-	6 Month Certificate

Natco Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$1k	-	18 Month IRA Certificate
0.50%	$1k	-	18 Month Roth IRA Certificate
0.50%	$1k	-	18 Month Roth Conversion IRA Certificate

Locations

Natco Credit Union Locations
Branch Office	240 E 30TH ST	CONNERSVILLE, IN 47331-3102
Branch Office	582 S ROUND BARN RD	RICHMOND, IN 47374-4435
Branch Office	4 GLEN MILLER PKWY	RICHMOND, IN 47374-3562

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