Natco Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.50% | Reward Checking | Kasasa Cash 1.83% - National Average |
| 1.00% | Reward Savings | Kasasa Saver 0.80% - National Average |
| 0.35% | 1-year CD | 12 Month Simple Saver Certificate 1.40% - Synchrony Bank 12 Month CD |
Natco Credit Union is headquartered in RICHMOND and is the 44th largest credit union in the state of Indiana. It is also the 1,819th largest credit union in the nation. It was established in 1945 and as of March of 2017, it had grown to 50 employees and 14,443 members at 3 locations. Natco Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Fayette, Wayne, Henry, Randolph, Rush, Union and Franklin Counties in Indiana and within a 25-mile radius of Richmond.
See current membership details
Natco Credit Union
I have been a member of this credit union for about six years now. They always have a wonderfully friendly staff that is more than willing to help with any questions or concerns that you might have. They have many services including checking, savings, auto loans, mortgages, and debt consolidation. They do a very good job of sitting down with you and making it feel like you are important to them when discussing any banking issue you might have. The only down side with this credit union is the limited locations and hours. They have no weekend hours at all, and very few locations, which could lead to some ATM fees if a person does not plan well enough ahead and needs cash for the weekends. Overall, a very good credit union that I would recommend to anyone.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65208 |
| Year Chartered | 1945 |
| Employees | 50 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.2% |
| Return on Equity - YTD | 1.75% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $80.7MM$79.8MM |
| Loans | Q1 2017vs Q1 2016 | $51.2MM$49.4MM |
| Deposits | Q1 2017vs Q1 2016 | $71.0MM$70.3MM |
| Equity Capital | Q1 2017vs Q1 2016 | $9.1MM$9.1MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $681.00K$534.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $523.00K$477.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Natco Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Natco Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.50% → $10k+ | |||||
| 0.30% | - | - | IRA Shares | ||
| 0.20%* | $1k* | - | Regular Shares | ||
| OTHER TIERS: 0.05% → Up to $100 | 0.10% → $100 - $1k | |||||
| 0.20% | - | - | Christmas Club | ||
| 0.20% | - | - | Vacation Club | ||
| 0.20% | - | - | Special Shares | ||
| 0.20% | - | - | Morey the Moose Savings Account | ||
Natco Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.22% → $2,500 - $25k | |||||
Natco Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.50% → $10k+ | |||||
Natco Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $1k | - | 18 Month Certificate | |
| 0.45% | $500 | - | 12 Month Morey the Moose Certificate | |
| 0.45% | $500 | - | 12 Month Save to Win Certificate | |
| 0.35% | $1k | - | 12 Month Certificate | |
| 0.35% | $500 | - | 12 Month Simple Saver Certificate | |
| 0.25% | $1k | - | 6 Month Certificate | |
| 0.22% | $1k | - | 3 Month Certificate |
Natco Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $1k | - | 18 Month IRA Certificate | |
| 0.60% | $1k | - | 18 Month Roth IRA Certificate | |
| 0.60% | $1k | - | 18 Month Roth Conversion IRA Certificate |
| Natco Credit Union Locations | ||
|---|---|---|
| Branch Office | 240 E 30TH ST | CONNERSVILLE, IN 47331-3102 |
| Branch Office | 582 S ROUND BARN RD | RICHMOND, IN 47374-4435 |
| Branch Office | 4 GLEN MILLER PKWY | RICHMOND, IN 47374-3562 |