Natco Credit Union is headquartered in RICHMOND and is the 39th largest credit union in the state of Indiana. It is also the 1,630th largest credit union in the nation. It was established in 1945 and as of December of 2020, it had grown to 58 employees and 16,177 members at 3 locations. Natco Credit Union has an A+ health rating.
Membership is open to those who live or work in Fayette, Wayne, Henry, Randolph, Rush, Union and Franklin Counties in Indiana and within a 25-mile radius of Richmond.
See current membership details
I have been a member of this credit union for about six years now. They always have a wonderfully friendly staff that is more than willing to help with any questions or concerns that you might have. They have many services including checking, savings, auto loans, mortgages, and debt consolidation. They do a very good job of sitting down with you and making it feel like you are important to them when discussing any banking issue you might have. The only down side with this credit union is the limited locations and hours. They have no weekend hours at all, and very few locations, which could lead to some ATM fees if a person does not plan well enough ahead and needs cash for the weekends. Overall, a very good credit union that I would recommend to anyone.
Overall | |
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NCUA # | 65208 |
Year Chartered | 1945 |
Employees | 58 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.13% |
Return on Equity - YTD | 9.02% |
Annual Interest Income | $6.4MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $114.2MM$91.6MM |
Loans | Q4 2020vs Q4 2019 | $64.5MM$64.8MM |
Deposits | Q4 2020vs Q4 2019 | $99.5MM$78.4MM |
Equity Capital | Q4 2020vs Q4 2019 | $14.1MM$12.5MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $2.0MM$1.4MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $747.00K$1.4MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $25k* | - | Money Market Account | ||
OTHER TIERS: 0.15% → $2.5k - $10k | 0.20% → $10k - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.50% | - | $10k | Kasasa Cash |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.50% | $1k | - | 18 Month IRA Certificate | |
0.50% | $1k | - | 18 Month Roth IRA Certificate | |
0.50% | $1k | - | 18 Month Roth Conversion IRA Certificate |
Natco Credit Union Locations | ||
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Branch Office | 240 E 30TH ST | CONNERSVILLE, IN 47331-3102 |
Branch Office | 582 S ROUND BARN RD | RICHMOND, IN 47374-4435 |
Branch Office | 4 GLEN MILLER PKWY | RICHMOND, IN 47374-3562 |