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First National Bank (Damariscotta, ME)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.thefirst.com
800-564-3195
223 Main Street
Damariscotta, ME 04543

First National Bank (Damariscotta, ME) is headquartered in DAMARISCOTTA and is the 5th largest bank in the state of Maine. It is also the 395th largest bank in the nation. It was established in 1864 and as of December of 2024, it had grown to 282 employees at 18 locations. First National Bank (Damariscotta, ME) has a B+ health rating.

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Health
B+

Data as of Q4 2024

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Health Grade Components

Overall
FDIC Certificate #4256
Year Established1864
Employees282
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD12.79%
Annual Interest Income$149.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$3.12B$2.91B
LoansQ4 2024vs Q4 2023$2.32B$2.11B
DepositsQ4 2024vs Q4 2023$2.73B$2.6B
Equity CapitalQ4 2024vs Q4 2023$223.5MM$214.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$24.9MM$24MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$5.3MM$2.6MM
Real Estate OwnedQ4 2024vs Q4 2023$173K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/12/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National Bank (Damariscotta, ME) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$5k*-Premium Savings
OTHER TIERS: 0.02% → $0 - $5k
0.02%$0-Statement Savings

First National Bank (Damariscotta, ME) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.06%*$100k*-First Choice Money Market
OTHER TIERS: 0.02% → $0 - $5k | 0.03% → $5k - $10k | 0.04% → $10k - $50k | 0.05% → $50k - $100k

First National Bank (Damariscotta, ME) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-#E-Chieve Checking
0.01%$0-Inspire Checking
Locations

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