National Employees Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.nefcu.virtualcu.net

304-325-9753

1755
BLUEFIELD, WV 24701

National Employees Federal Credit Union is headquartered in BLUEFIELD and is the 46^th largest credit union in the state of West Virginia. It is also the 3,391^st largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 5 employees and 2,973 members at 1 location. National Employees Federal Credit Union's savings rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of U.S. Postal Service, Social Security Administration, City of Bluefield, Bluefield Regional Medical Center, Princeton Community Hospital, and other local Select Employer Groups.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. National Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	5713
Year Chartered	1948
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	0.01%
Return on Equity - YTD	0.08%
Annual Interest Income	$193K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$15.2MM$14.1MM
Loans	Q1 2025vs Q1 2024	$8MM$9MM
Deposits	Q1 2025vs Q1 2024	$13.2MM$12.4MM
Equity Capital	Q1 2025vs Q1 2024	$1.9MM$1.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$179K$71K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$61K$74K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

National Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.15%^*	$100k^*	-	Share Accounts
OTHER TIERS: 0.20% → $25 - $25k \| 0.40% → $25k - $50k \| 0.75% → $50k - $100k

National Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.75%	$2k	-	12 Month CD

Locations

National Employees Federal Credit Union Locations
Corporate Office	314O E CUMBERLAND RD	BLUEFIELD, WV 24701-4972

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