National Employees Federal Credit Union
LOCATIONS
1
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.00% APY
Share Accounts
View all rates
Overview / Commentary
National Employees Federal Credit Union is headquartered in BLUEFIELD and is the 51st largest credit union in the state of West Virginia. It is also the 3,844th largest credit union in the nation. It was established in 1948 and as of September of 2020, it had grown to 4 employees and 2,914 members at 1 location. National Employees Federal Credit Union's savings rates are 92% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees of U.S. Postal Service, Social Security Administration, City of Bluefield, Bluefield Regional Medical Center, Princeton Community Hospital, and other local Select Employer Groups.
See current membership details
Health
B+
Data as of Q3 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. National Employees Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 5713 |
| Year Chartered | 1948 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.43% |
| Return on Equity - YTD | 3.61% |
| Annual Interest Income | $446.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $12.4MM$11.1MM |
| Loans | Q3 2020vs Q3 2019 | $6.2MM$5.8MM |
| Deposits | Q3 2020vs Q3 2019 | $10.8MM$9.7MM |
| Equity Capital | Q3 2020vs Q3 2019 | $1.5MM$1.4MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $122.00K$131.00K |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $10.00K$18.00K |
| Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |