National Exchange Bank & Trust

Overview / Commentary
130 South Main Street
Fond Du Lac, WI 54936

National Exchange Bank & Trust is headquartered in Fond Du Lac and is the 8th largest bank in the state of Wisconsin. It is also the 438th largest bank in the nation. It was established in 1933 and as of December of 2018, it had grown to 315 employees at 32 locations. National Exchange Bank & Trust's CD rates are 56% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #10044
Year Established1933
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.76%
Return on Equity - YTD9.14%
Annual Interest Income$76.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.95B$1.90B
LoansQ4 2018vs Q4 2017$1.08B$1.11B
DepositsQ4 2018vs Q4 2017$1.50B$1.48B
Equity CapitalQ4 2018vs Q4 2017$373.6MM$354.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$31.1MM$29.6MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$7.9MM$3.6MM
Real Estate OwnedQ4 2018vs Q4 2017$56.00K$764.00K
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Always verify rates and promotions with the bank or credit union. We are not National Exchange Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

National Exchange Bank & Trust Savings Account Rates

0.30%*$250k*-Health Savings Accounts
OTHER TIERS: 0.20% Up to $50k | 0.25% $50k - $250k
0.20%$100-First-Step Savings
0.20%$100-Step-Up Savings
0.10%$100-Statement Savings
0.10%--Holiday Savings

National Exchange Bank & Trust Money Market Rates

0.60%*$250k*-Money Market
OTHER TIERS: 0.30% Up to $25k | 0.40% $25k - $50k | 0.50% $50k - $100k | 0.55% $100k - $250k
0.50%*$250k*-Money Market IRA
OTHER TIERS: 0.25% Up to $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.45% $100k - $250k

National Exchange Bank & Trust Checking Account Rates

0.20%*$250k*-Private Checking
OTHER TIERS: 0.10% Up to $25k | 0.12% $25k - $50k | 0.15% $50k - $100k | 0.17% $100k - $250k
0.12%*$100k*-Public Funds Checking With Interest
OTHER TIERS: 0.08% Up to $25k | 0.10% $25k - $100k
0.12%*$100k*-Premier Business Checking with Interest
OTHER TIERS: 0.08% Up to $25k | 0.10% $25k - $100k
0.12%*$100k*-Small Business Checking with Interest
OTHER TIERS: 0.08% Up to $25k | 0.10% $25k - $100k
0.12%*$100k*-Standard Business Checking with Interest
OTHER TIERS: 0.08% Up to $25k | 0.10% $25k - $100k
0.10%*$250k*-Non-Profit Checking
OTHER TIERS: 0.07% Up to $25k | 0.08% $25k - $100k | 0.09% $100k - $250k
0.10%*$250k*-Personal Interest Bearing Checking
OTHER TIERS: 0.07% Up to $25k | 0.08% $25k - $100k | 0.09% $100k - $250k

National Exchange Bank & Trust CD Rates

2.00%$1k-60 Month CD
1.90%$1k-48 Month CD
1.70%$1k-36 Month CD
1.55%$1k-24 Month CD
1.45%$500-18 Month CD
1.40%$1k-12 Month CD
1.40%$1k-15 Month One Up CD
1.40%$1k-15 Month Add On CD
1.40%$300-36 Month Dollars for Scholars CD
1.30%$1k-6 Month CD
1.15%$1k-21 Month Add On Variable CD
1.00%$1k-3 Month CD

National Exchange Bank & Trust IRA Rates

2.00%$500-60 Month IRA
1.70%$500-36 Month IRA
1.55%$500-24 Month IRA
1.45%$1k-18 Month IRA
1.40%$1k-12 Month IRA
1.30%$1k-6 Month IRA
1.15%$1k-21 Month Add On Variable IRA


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