National United

Deposits held and insured by Bancorp South

Overview / Commentary
254-865-2211
905 Main Street
Gatesville, TX 76528
Deposits held and insured by Bancorp South
Reviews (1)

Great hometown bank in Central Texas!

I have banked at National United for the past 15 years. I love banking here because the employees really seem to care about their customers. I don't go inside the bank often, 90% of the time I use the drive thru. They always call me by name, and make me feel that I'm not just a number. Of course on paydays locations can get busy, but that also shows that people in the community prefer this bank. I recognize employees that have been working there since I started banking there, so that makes me think it's also a good place to work. I now have multiple account products as well as loans with this bank, and I have never had any issues. I have had fraud detected on my debit card before, and I have been immediately contacted regarding it. They have always taken care of the issue and kept me informed during the process. I can talk to a person when I call, and not a computer. That to me is so important when it comes to my financial institution.



Health
A+

Data as of Q1 2021

Data displayed below is for insuring bank: Bancorp South
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #11813
Year Established1876
Employees4546
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD11.55%
Annual Interest Income$193.1MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$25.80B$21.05B
LoansQ1 2021vs Q1 2020$15.33B$14.21B
DepositsQ1 2021vs Q1 2020$20.87B$16.73B
Equity CapitalQ1 2021vs Q1 2020$2.83B$2.68B
Loan Loss AllowanceQ1 2021vs Q1 2020$241.1MM$218.2MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$76.2MM$96.1MM
Real Estate OwnedQ1 2021vs Q1 2020$9.4MM$9.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not National United; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

National United Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Commercial Savings
0.05%$100-Saving Account

National United Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$500k*-Commercial Money Market Account
OTHER TIERS: 0.05% $1k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k | 0.25% $250k - $500k
0.30%*$500k*-Personal Money Market Account
OTHER TIERS: 0.05% $1k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k | 0.25% $250k - $500k

National United Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$500k*-Small Business NOW Checking
OTHER TIERS: 0.05% $1k - $50k | 0.10% $50k - $250k | 0.15% $250k - $500k
0.20%*$500k*-Business State & Political Account
OTHER TIERS: 0.05% $1k - $50k | 0.10% $50k - $250k | 0.15% $250k - $500k
0.05%$500-Gold Plus Account

National United CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-5 Year CD
OTHER TIERS: 0.80% $1k - $50k | 0.90% $50k - $100k
0.75%*$100k*-3 Year CD
OTHER TIERS: 0.60% $1k - $50k | 0.70% $50k - $100k
0.55%*$100k*-2 Year CD
OTHER TIERS: 0.45% $1k - $50k | 0.50% $50k - $100k
0.45%*$100k*-18 Month CD
OTHER TIERS: 0.40% $1k - $100k
0.35%*$100k*-12 Month CD
OTHER TIERS: 0.30% $1k - $100k
0.25%*$100k*-6 Month CD
OTHER TIERS: 0.20% $1k - $100k
0.15%*$100k*-3 Month CD
OTHER TIERS: 0.10% $1k - $100k

National United IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-5 Year IRA
OTHER TIERS: 0.80% $1k - $50k | 0.90% $50k - $100k
0.75%*$100k*-3 Year IRA
OTHER TIERS: 0.60% $1k - $50k | 0.70% $50k - $100k
0.55%*$100k*-2 Year IRA
OTHER TIERS: 0.45% $1k - $50k | 0.50% $50k - $100k
0.50%*$1k*$100k18 Month IRA
OTHER TIERS: 0.45% $100k+
0.35%*$100k*-12 Month IRA
OTHER TIERS: 0.30% $1k - $100k
Locations

Availability

Austin Area

Interactive local rates map


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