National United
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.50% | 5-year CD | 5 Year CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.75% | 1-year CD | 12 Month CD |
| 0.05% | Savings | Passbook Savings Account |
National United is headquartered in Gatesville and is the 102nd largest bank in the state of Texas. It is also the 1,184th largest bank in the nation. It was established in 1889 and as of December of 2017, it had grown to 148 employees at 7 locations. National United's money market rates are 14% higher than the national average, and it has a B+ health rating.
Great hometown bank in Central Texas!
I have banked at National United for the past 15 years. I love banking here because the employees really seem to care about their customers. I don't go inside the bank often, 90% of the time I use the drive thru. They always call me by name, and make me feel that I'm not just a number. Of course on paydays locations can get busy, but that also shows that people in the community prefer this bank. I recognize employees that have been working there since I started banking there, so that makes me think it's also a good place to work. I now have multiple account products as well as loans with this bank, and I have never had any issues. I have had fraud detected on my debit card before, and I have been immediately contacted regarding it. They have always taken care of the issue and kept me informed during the process. I can talk to a person when I call, and not a computer. That to me is so important when it comes to my financial institution.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3214 |
| Year Established | 1889 |
| Employees | 148 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.52% |
| Return on Equity - YTD | 5.29% |
| Annual Interest Income | $21.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $619.0MM$633.3MM |
| Loans | Q4 2017vs Q4 2016 | $326.9MM$316.1MM |
| Deposits | Q4 2017vs Q4 2016 | $555.9MM$570.3MM |
| Equity Capital | Q4 2017vs Q4 2016 | $62.2MM$62.2MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $4.7MM$5.6MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $601.00K$2.4MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $267.00K$213.00K |
Always verify rates and promotions with the bank or credit union. We are not National United; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
National United Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $100 | - | Passbook Savings Account |
National United Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $500k* | - | Personal Money Market Account | ||
| OTHER TIERS: 0.10% → $1k - $25k | 0.20% → $25k - $50k | 0.30% → $50k - $100k | 0.35% → $100k - $250k | 0.40% → $250k - $500k | |||||
National United Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $500 | - | Gold Plus Account |
National United CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | $100k* | - | 5 Year CD | ||
| OTHER TIERS: 2.25% → $1k - $50k | 2.35% → $50k - $100k | |||||
| 1.30% | $1k | - | 3 Year CD | ||
| 1.00% | $1k | - | 2 Year CD | ||
| 0.85%* | $100k* | - | 18 Month CD | ||
| OTHER TIERS: 0.75% → $1k - $100k | |||||
| 0.75%* | $100k* | - | 12 Month CD | ||
| OTHER TIERS: 0.55% → $1k - $50k | 0.65% → $50k - $100k | |||||
| 0.50%* | $100k* | - | 6 Month CD | ||
| OTHER TIERS: 0.30% → $1k - $50k | 0.40% → $50k - $100k | |||||
| 0.35%* | $100k* | - | 3 Month CD | ||
| OTHER TIERS: 0.15% → $1k - $50k | 0.20% → $50k - $100k | |||||
National United IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | $100k* | - | 5 Year IRA | ||
| OTHER TIERS: 2.25% → $1k - $50k | 2.35% → $5k - $100k | |||||
| 1.30% | $1k | - | 3 Year IRA | ||
| 1.00% | $1k | - | 2 Year IRA | ||
| 0.85%* | $100k* | - | 18 Month IRA | ||
| OTHER TIERS: 0.75% → $1k - $100k | |||||
| 0.75%* | $100k* | - | 12 Month IRA | ||
| OTHER TIERS: 0.55% → $1k - $50k | 0.65% → $5k - $100k | |||||
| National United Locations | ||
|---|---|---|
| Kempner Branch | 12444 East Highway 190 | Kempner, TX 76539 |
| Cove Branch | 408 South Main Street | Copperas Cove, TX 76522 |
| Killeen Branch | 4103 East Central Texas Expressway | Killeen, TX 76543 |
| Waco Branch | 5500 Bagby Avenue | Waco, TX 76711 |
| Hewitt Branch | 701 North Hewitt Drive | Hewitt, TX 76643 |
| National Bank | 905 Main Street | Gatesville, TX 76528 |
| Lampasas Branch | 907 South Key Avenue | Lampasas, TX 76550 |