Cadence Bank, N.A. (MS)

Cadence Bank, N.A. (MS)

Overview / Commentary
201 South Spring Street
Tupelo, MS 38804

Cadence Bank, N.A. (MS) is headquartered in Tupelo and is the largest bank in the state of Mississippi. It is also the 51st largest bank in the nation. It was established in 1876 and as of June of 2022, it had grown to 6,659 employees at 448 locations. Cadence Bank, N.A. (MS) has an A health rating.

Reviews (2)

Excellent option for a hometown bank

Bancorp South is a great bank for a hometown bank. I personally prefer to use a hometown bank since they are easier to access. I can see my banker around town and it makes me feel like my money is safer. Bancorp South has all of the usual options that the larger banks have. They have excellent rates on loans, credit cards, etc. Checking and savings accounts are easy to open and even easier to access when you need money. The main aspect of this bank that would be nice to change a little would be the website. They don't have very much available online like the other banks do. While it is easy to walk into an office, I still like to do some banking online and it would be nice to have this option.

Bancorpsouth Leeds, AL

Worst bank ever! I have had an account with them in good standing for over 20 years and deposited hundreds of my father's checks who has helped with my children's college educations and with their extra-curricular activity expenses. He's a wonderful grandfather! I found an older check from my dad and he told me I could deposit it to help with a gun surgery I've got next week but I went to my branch manager and she told me no, she didn't trust me or the check! UNREAL! I even showed her the text from my dad telling me it was ok to deposit the check and had texted him a photo of the check. I researched and found out that a bank CAN accept an older check if they think the check is good. I am shocked at the way I was treated by the bank manager, Christy. She told me to my face that "the way I was talking" raised lots of "red flags!" I will be closing this account. It's unbelievable to me having been a customer of theirs for over 20 years never having any bad standing with them EVER and depositing hundreds of my dad's checks sucessfully who is a world renowned geneticist/doctor. No loyalty whatsoever and told me she didnt trust me! Just WOW! Both my Mom and my Dad are leaving me substantial sums of money one day and would have trusted Bancorp South with it since they've been my bank for so long, but not now! So glad I found out my banking relationship with them was totally one sided and that they in fact did not trust me or my dad even though there was zero reason to not trust us and many reasons to trust us! This world and the lack of trust and greed is unreal to me! I could tell she looked down on me and was not friendly or nice to me at all! My account has always been in good standing and out of hundreds of checks from my dad, never once had one not been a good check! I even told her they could put a 100% hold until it cleared! My Dad and his wife are out of the country dealng with cancer so dad told me to go ask the manager to deposit his GOOD check but she refused! The check is good and my dad needed for them to deposit it because he wasn't able to send mea new one being out of country trying to save his wife from dying of cancer! Heartless bank with no customer loyalty or TRUST! Rrrrrr! :(


Health Grade Components

FDIC Certificate #11813
Year Established1876
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD10.13%
Annual Interest Income$682.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$47.75B$27.62B
LoansQ2 2022vs Q2 2021$28.13B$15.15B
DepositsQ2 2022vs Q2 2021$40.19B$22.58B
Equity CapitalQ2 2022vs Q2 2021$4.44B$3.07B
Loan Loss AllowanceQ2 2022vs Q2 2021$440.1MM$265.7MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$67.4MM$57.9MM
Real Estate OwnedQ2 2022vs Q2 2021$9.7MM$17.3MM

Sorry, we do not have rate data for Cadence Bank, N.A. (MS).



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