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Featured Accounts

Natural State Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.35%1-year CD12 Month Share Certificate
0.20%SavingsRegular Share Account
0.10%CheckingShare Draft Account

Overview / Commentary
501-268-9301
901 S Main St
Searcy, AR 72143

Natural State Federal Credit Union is headquartered in SEARCY and is the 41st largest credit union in the state of Arkansas. It is also the 4,719th largest credit union in the nation. It was established in 1956 and as of June of 2017, it had grown to 2 employees and 1,286 members at 1 location. Natural State Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Natural State Federal Credit Union is open to Entergy, Classic Colors, Sloan Valve Company, Aromatique, Inc., Green Dental Laboratories, Garreco, Inc., Red Apple Inn, Electrocraft, Land O'Frost, Arkansas Radiology Group, and over 20 local Select Employer Groups.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Natural State Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #24432
Year Chartered1956
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD7.74%
Annual Interest Income$121.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$5.6MM$5.3MM
LoansQ2 2017vs Q2 2016$3.9MM$3.8MM
DepositsQ2 2017vs Q2 2016$4.7MM$4.4MM
Equity CapitalQ2 2017vs Q2 2016$878.00K$846.00K
Loan Loss AllowanceQ2 2017vs Q2 2016$5.00K$5.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$2.00K$1,000
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Natural State Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$5k*-Thrifty Youth Account
OTHER TIERS: 0.20% Up to $5k
0.20%*$5k*-Regular Share Account
OTHER TIERS: 0.15% $25 - $5k

Natural State Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$250-Share Draft Account

Natural State Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$2k$250k12 Month Share Certificate
0.25%$2k$250k6 Month Share Certificate
Locations


Natural State Federal Credit Union Locations
Branch Office901 S MAIN STSEARCY, AR 72143