Natural State Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.35%	1-year CD	12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD
0.20%	Savings	Regular Share Account 1.20% - Synchrony Bank High Yield Savings
0.10%	Checking	Share Draft Account 1.25% - Bank of Internet USA Rewards Checking

View all Natural State Federal Credit Union rates »

Overview / Commentary

www.naturalstatefcu.virtualcu.net

501-268-9301

901 S Main St
Searcy, AR 72143

Natural State Federal Credit Union is headquartered in SEARCY and is the 41^st largest credit union in the state of Arkansas. It is also the 4,765^th largest credit union in the nation. It was established in 1956 and as of March of 2017, it had grown to 2 employees and 1,285 members at 1 location. Natural State Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Natural State Federal Credit Union is open to Entergy, Classic Colors, Sloan Valve Company, Aromatique, Inc., Green Dental Laboratories, Garreco, Inc., Red Apple Inn, Electrocraft, Land O'Frost, Arkansas Radiology Group, and over 20 local Select Employer Groups.
See current membership details

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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Natural State Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	24432
Year Chartered	1956
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	1.29%
Return on Equity - YTD	7.9%
Annual Interest Income	$60.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$5.5MM$5.3MM
Loans	Q1 2017vs Q1 2016	$3.9MM$3.9MM
Deposits	Q1 2017vs Q1 2016	$4.6MM$4.4MM
Equity Capital	Q1 2017vs Q1 2016	$861.00K$852.00K
Loan Loss Allowance	Q1 2017vs Q1 2016	$7.00K$0
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$1,000$10.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Natural State Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$5k^*	-	Thrifty Youth Account
OTHER TIERS: 0.20% → Up to $5k
0.20%^*	$5k^*	-	Regular Share Account
OTHER TIERS: 0.15% → $25 - $5k

Natural State Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$250	-	Share Draft Account

Natural State Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%	$2k	$250k	12 Month Share Certificate
0.25%	$2k	$250k	6 Month Share Certificate

Locations

Natural State Federal Credit Union Locations
Branch Office	901 S MAIN ST	SEARCY, AR 72143