Featured Savings Rates
Featured Accounts

Natural State Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.35%1-year CD12 Month Share Certificate
0.20%SavingsRegular Share Account
0.10%CheckingShare Draft Account

Overview / Commentary
501-268-9301
901 S Main St
Searcy, AR 72143

Natural State Federal Credit Union is headquartered in SEARCY and is the 41st largest credit union in the state of Arkansas. It is also the 4,822nd largest credit union in the nation. It was established in 1956 and as of September of 2016, it had grown to 3 employees and 1,278 members at 1 location. Natural State Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Natural State Federal Credit Union is open to Entergy, Classic Colors, Sloan Valve Company, Aromatique, Inc., Green Dental Laboratories, Garreco, Inc., Red Apple Inn, Electrocraft, Land O'Frost, Arkansas Radiology Group, and over 20 local Select Employer Groups.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Natural State Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #24432
Year Chartered1956
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-0.5%
Return on Equity - YTD-3.17%
Annual Interest Income$158.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$5.4MM$5.5MM
LoansQ3 2016vs Q3 2015$3.9MM$4.1MM
DepositsQ3 2016vs Q3 2015$4.5MM$4.7MM
Equity CapitalQ3 2016vs Q3 2015$841.00K$847.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$4.00K$0
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$0$6.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Natural State Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$5k*-Thrifty Youth Account
OTHER TIERS: 0.20% Up to $5k
0.20%*$5k*-Regular Share Account
OTHER TIERS: 0.15% $25 - $5k

Natural State Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$250-Share Draft Account

Natural State Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$2k$250k12 Month Share Certificate
0.25%$2k$250k6 Month Share Certificate
Locations


Natural State Federal Credit Union Locations
Branch Office901 S MAIN STSEARCY, AR 72143