Navigator Credit Union is headquartered in Moss Point and is the 4th largest credit union in the state of Mississippi. It is also the 848th largest credit union in the nation. It was established in 1939 and as of December of 2024, it had grown to 145 employees and 46,994 members at 11 locations. Navigator Credit Union has an A health rating.
Field of Membership Restrictions
Navigator Credit Union is open to those who live, work, worship, or attend school in Baldwin or Mobile Counties in Alabama or a select area of Gulfport, Mississippi. Membership is also open to employees of Huntington Ingalls Industries Inc. and its subsidiaries, federal employees working in Jackson County, Mississippi and other select employer groups.
See current membership details
Bad At Communicating To Clients
After 12 years of being a Navigator customer this bank failed me and my family very badly. Failure to communicate that a account had gone in negative. I bank policy is 30 days late then charge off soon after that. You get the notice on day 30 plus in the mail then day 40 -45 it's charged off. No one called saying hey this is courtesy called we're about to report a 129 charge and drop your credit a 100 points a cross each credit agency .
. I didn't get proper notice before damaging my credit. Very bad bank, and bad customer services.
Sincerely 12 year customer no problem before theis but no a very big problem they claim they can't correct.
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24954 |
| Year Chartered | 1939 |
| Employees | 145 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.65% |
| Return on Equity - YTD | 4.35% |
| Annual Interest Income | $21.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $400.9MM$378.8MM |
| Loans | Q4 2024vs Q4 2023 | $278.6MM$269.4MM |
| Deposits | Q4 2024vs Q4 2023 | $329.3MM$315.6MM |
| Equity Capital | Q4 2024vs Q4 2023 | $61.2MM$58.5MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $6.1MM$5.5MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $1.8MM$1.7MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $61K$55K |
