Featured Savings Rates
Featured Accounts

Navigator Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.45%5-year IRA60 Month Jumbo IRA
2.05%4-year IRA48 Month Jumbo IRA
1.60%2-year IRA24 Month Jumbo IRA

Overview / Commentary
228-475-7300
2721 Jerry St Pe Hwy
Pascagoula, MS 39567

Navigator Credit Union is headquartered in Pascagoula and is the 2nd largest credit union in the state of Mississippi. It is also the 690th largest credit union in the nation. It was established in 1939 and as of September of 2016, it had grown to 128 employees and 45,969 members at 13 locations. Navigator Credit Union's savings rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Baldwin or Mobile Counties in Alabama and a select area of Gulfport, Mississippi. Membership is also open to employees of Huntington Ingalls Industries Inc. and its subsidiaries, federal employees working in Jackson County, Mississippi and other select employer groups.
See current membership details

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Reviews (3)

Navigator Credit Union Is A Good Place

Posted by: CassieJ | Nov 17, 2016

Navigator Credit Union is overall a good place to have take care of your banking needs. I have been a member with a checking and savings account for approximately 15 years and have always had a hassle free experience. The one time I did have a small issue with cashing a large check, it was resolved very quickly and efficiently with the credit union manager.
The tellers are extremely polite and professional and the service atmosphere is very welcoming. The hours of operation are great for my needs and it is especially convenient that it is open on Saturdays from 9am-1pm.
The ATM is rarely out of service and the location of the Credit Union is in the very center of downtown which makes banking there even better.
I definitely recommend Navigator for anyone who has one in their city or town. I even recommended it to my family members who are also now members themselves and have been for several years as well.

Navigate Your Way to this Credit Union

Posted by: skippyPB | Oct 13, 2016

I have a couple of savings accounts at Navigator Credit Union. When you sign up they hold five dollars. And when you are ready to leave the bank they will give you back your five dollars. They have online banking. You can see how much money comes into your account each month. Then you also see how much money is withdrawn from your account. I like this feature because I know that I need to be increasing the amount of money that I put into the bank every month or try to. If I want to make a deposit where i have to go to the bank it's pretty easy. I set up a second account so that I could save money for a rainy day. I can go onto my account and switch between those two accounts as often as I want. All they ask for is for me to enter my social security number.

Navigator Credit Union Review

My credit union is okay. I was surprised to find that they give you interest on your savings account. It isn't that much. I might have made 25 cents in the six months that I have used them. It's easy to talk to them. They try to be helpful. There is never a long wait when I need to talk with them. They know who I am. I think that they know my name. I have to enter in my social whenever they go. They are easy going about me having to provide identification. I talked to the lady who opened up my account. I told her that 2 billions wasn't that much money to have of other people's money. She said she thought it was a lot. Considering they've been around for 30 years I don't really think so. But it's not bad either. I guess it depends on whether that includes investments or not.



Health
A

Health Grade Components

Overall
NCUA #63637
Year Chartered1939
Employees128
Primary Regulator
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD8.83%
Annual Interest Income$11.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$336.4MM$304.6MM
LoansQ3 2016vs Q3 2015$258.6MM$234.3MM
DepositsQ3 2016vs Q3 2015$291.1MM$262.7MM
Equity CapitalQ3 2016vs Q3 2015$43.5MM$40.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$6.8MM$7.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$3.6MM$1.9MM
Real Estate OwnedQ3 2016vs Q3 2015$271.00K$544.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Navigator Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.50%-$300Save'N Up Share
2.27%--Membership Share
0.75%--Christmas Club
0.55%--IRA
0.35%--Primary Savings

Navigator Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Premium Savings Money Market
OTHER TIERS: 0.40% $2,500 - $10k | 0.43% $10k - $25k | 0.45% $25k - $50k | 0.48% $50k - $100k

Navigator Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Checking

Navigator Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%$100k-60 Month Jumbo Share CD
2.25%*$25k*$100k60 Month Regular CD
OTHER TIERS: 2.15% Up to $25k
1.95%$100k-48 Month Jumbo Share CD
1.85%*$25k*$100k48 Month Regular CD
OTHER TIERS: 1.75% Up to $25k
1.60%$100k-36 Month Jumbo Share CD
1.55%$100k-30 Month Jumbo Share CD
1.50%*$25k*$100k36 Month Regular CD
OTHER TIERS: 1.40% Up to $25k
1.50%$100k-24 Month Jumbo Share CD
1.45%*$25k*$100k30 Month Regular CD
OTHER TIERS: 1.35% Up to $25k
1.40%*$25k*$100k24 Month Regular CD
OTHER TIERS: 1.30% Up to $25k
1.05%$100k-18 Month Jumbo Share CD
1.02%*$25k*$100k18 Month Regular CD
OTHER TIERS: 1.00% Up to $25k
0.95%$100k-12 Month Jumbo Share CD
0.93%*$25k*$100k12 Month Regular CD
OTHER TIERS: 0.90% Up to $25k
0.50%$100k-6 Month Jumbo Share CD
0.48%*$25k*-6 Month 1st Nvestor CD
OTHER TIERS: 0.45% Up to $25k
0.48%*$25k*$100k6 Month Regular CD
OTHER TIERS: 0.45% Up to $25k

Navigator Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.45%$100k-60 Month Jumbo IRA
2.35%*$25k*-60 Month IRA
OTHER TIERS: 2.25% Up to $25k
2.05%$100k-48 Month Jumbo IRA
1.95%*$25k*$100k48 Month IRA
OTHER TIERS: 1.85% Up to $25k
1.70%$100k-36 Month Jumbo IRA
1.65%$100k-30 Month Jumbo IRA
1.60%*$25k*$100k36 Month IRA
OTHER TIERS: 1.50% Up to $25k
1.60%$100k-24 Month Jumbo IRA
1.55%*$25k*$100k30 Month IRA
OTHER TIERS: 1.45% Up to $25k
1.50%*$25k*$100k24 Month IRA
OTHER TIERS: 1.40% Up to $25k
1.15%$100k-18 Month Jumbo IRA
1.13%*$25k*$100k18 Month IRA
OTHER TIERS: 1.10% Up to $25k
1.05%$100k-12 Month Jumbo IRA
1.02%*$25k*$100k12 Month IRA
OTHER TIERS: 1.00% Up to $25k
0.60%$100k-6 Month Jumbo IRA
0.57%*$25k*-6 Month 1st Nvestor IRA
OTHER TIERS: 0.55% Up to $25k
0.57%*$25k*$100k6 Month IRA
OTHER TIERS: 0.55% Up to $25k
Locations

Navigator Credit Union has 13 locations. Click to view all Navigator Credit Union locations.