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Navigator Credit Union


Overview / Commentary
navigatorcu.org
800-344-3281
6012 Highway 63
Moss Point, MS 39563

Navigator Credit Union is headquartered in Moss Point and is the 3rd largest credit union in the state of Mississippi. It is also the 851st largest credit union in the nation. It was established in 1939 and as of June of 2024, it had grown to 143 employees and 46,725 members at 11 locations. Navigator Credit Union's money market rates are 11X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Navigator Credit Union is open to those who live, work, worship, or attend school in Baldwin or Mobile Counties in Alabama or a select area of Gulfport, Mississippi. Membership is also open to employees of Huntington Ingalls Industries Inc. and its subsidiaries, federal employees working in Jackson County, Mississippi and other select employer groups.
See current membership details

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Reviews (1)

Bad At Communicating To Clients

Posted by: |

After 12 years of being a Navigator customer this bank failed me and my family very badly. Failure to communicate that a account had gone in negative. I bank policy is 30 days late then charge off soon after that. You get the notice on day 30 plus in the mail then day 40 -45 it's charged off. No one called saying hey this is courtesy called we're about to report a 129 charge and drop your credit a 100 points a cross each credit agency .
. I didn't get proper notice before damaging my credit. Very bad bank, and bad customer services.
Sincerely 12 year customer no problem before theis but no a very big problem they claim they can't correct.

1


Health
A+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #24954
Year Chartered1939
Employees143
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD3.81%
Annual Interest Income$10.4MM
Assets and Liabilities
AssetsQ2 2024$395.7MM
LoansQ2 2024$276.1MM
DepositsQ2 2024$331MM
Equity CapitalQ2 2024$59.6MM
Loan Loss AllowanceQ2 2024$6.2MM
Unbacked Noncurrent LoansQ2 2024$1.5MM
Real Estate OwnedQ2 2024$103K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Navigator Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Navigator Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$0$300Save'N Up Share
2.27%$0$5Membership Share
0.50%$0-IRA
0.40%$0-Christmas Club
0.15%$0-Primary Savings

Navigator Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%*$10k*-Prime Money Market
OTHER TIERS: 0.15% → $0 - $10k
0.70%*$100k*-Premium Savings Money Market
OTHER TIERS: 0.40% → $2.5k - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k | 0.60% → $50k - $100k

Navigator Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Checking

Navigator Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$100k-60 Month Jumbo Share CD
1.40%*$25k*$100k60 Month Regular CD
OTHER TIERS: 1.35% → $0 - $25k
1.20%$100k-48 Month Jumbo Share CD
1.15%*$25k*$100k48 Month Regular CD
OTHER TIERS: 1.10% → $0 - $25k
1.05%$100k-36 Month Jumbo Share CD
1.00%*$25k*$100k36 Month Regular CD
OTHER TIERS: 0.95% → $0 - $25k
1.00%$100k-30 Month Jumbo Share CD
0.95%*$25k*$100k30 Month Regular CD
OTHER TIERS: 0.90% → $0 - $25k
0.95%$100k-24 Month Jumbo Share CD
0.90%*$25k*$100k24 Month Regular CD
OTHER TIERS: 0.85% → $0 - $25k
0.85%*$25k*$100k18 Month Regular CD
OTHER TIERS: 0.80% → $0 - $25k
0.80%$100k-12 Month Jumbo Share CD
0.75%*$25k*$100k12 Month Regular CD
OTHER TIERS: 0.70% → $0 - $25k
0.50%$100k-6 Month Jumbo Share CD
0.48%*$25k*-6 Month 1st Nvestor CD
OTHER TIERS: 0.45% → $0 - $25k
0.48%*$25k*$100k6 Month Regular CD
OTHER TIERS: 0.45% → $0 - $25k

Navigator Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$100k-60 Month Jumbo IRA
1.50%*$25k*-60 Month IRA
OTHER TIERS: 1.45% → $0 - $25k
1.30%$100k-48 Month Jumbo IRA
1.25%*$25k*$100k48 Month IRA
OTHER TIERS: 1.20% → $0 - $25k
1.15%$100k-36 Month Jumbo IRA
1.10%*$25k*$100k36 Month IRA
OTHER TIERS: 1.05% → $0 - $25k
1.10%$100k-30 Month Jumbo IRA
1.05%*$25k*$100k30 Month IRA
OTHER TIERS: 1.00% → $0 - $25k
1.05%$100k-24 Month Jumbo IRA
1.00%*$25k*$100k24 Month IRA
OTHER TIERS: 0.95% → $0 - $25k
1.00%$100k-18 Month Jumbo IRA
0.95%*$25k*$100k18 Month IRA
OTHER TIERS: 0.90% → $0 - $25k
0.90%$100k-12 Month Jumbo IRA
0.85%*$25k*$100k12 Month IRA
OTHER TIERS: 0.80% → $0 - $25k
0.60%$100k-6 Month Jumbo IRA
0.57%*$25k*-6 Month 1st Nvestor IRA
OTHER TIERS: 0.55% → $0 - $25k
0.57%*$25k*$100k6 Month IRA
OTHER TIERS: 0.55% → $0 - $25k
Locations

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