Navigator Credit Union


Overview / Commentary
800-344-3281
6012 Highway 63
Moss Point, MS 39563

Navigator Credit Union is headquartered in Moss Point and is the 4th largest credit union in the state of Mississippi. It is also the 848th largest credit union in the nation. It was established in 1939 and as of December of 2024, it had grown to 145 employees and 46,994 members at 11 locations. Navigator Credit Union has an A health rating.

Field of Membership Restrictions

Navigator Credit Union is open to those who live, work, worship, or attend school in Baldwin or Mobile Counties in Alabama or a select area of Gulfport, Mississippi. Membership is also open to employees of Huntington Ingalls Industries Inc. and its subsidiaries, federal employees working in Jackson County, Mississippi and other select employer groups.
See current membership details

Reviews (1)

Bad At Communicating To Clients

Posted by: |

After 12 years of being a Navigator customer this bank failed me and my family very badly. Failure to communicate that a account had gone in negative. I bank policy is 30 days late then charge off soon after that. You get the notice on day 30 plus in the mail then day 40 -45 it's charged off. No one called saying hey this is courtesy called we're about to report a 129 charge and drop your credit a 100 points a cross each credit agency .
. I didn't get proper notice before damaging my credit. Very bad bank, and bad customer services.
Sincerely 12 year customer no problem before theis but no a very big problem they claim they can't correct.



Health

Health Grade Components

Overall
NCUA #24954
Year Chartered1939
Employees145
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD4.35%
Annual Interest Income$21.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$400.9MM$378.8MM
LoansQ4 2024vs Q4 2023$278.6MM$269.4MM
DepositsQ4 2024vs Q4 2023$329.3MM$315.6MM
Equity CapitalQ4 2024vs Q4 2023$61.2MM$58.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$6.1MM$5.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.8MM$1.7MM
Real Estate OwnedQ4 2024vs Q4 2023$61K$55K
Rates

Rates for Navigator Credit Union are currently being reviewed.

Locations

Availability



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