From the Bank
NBKC Bank offers a variety of banking services designed to suit your needs.
Our #nogotcha Personal Checking, Money Market Savings and Business Accounts offer competitive interest rates, no hidden fees, no minimum balance requirements, or limits on transactions. We don't believe in small print.
In addition to our stellar bank accounts, we've been offering home loans in all 50 states since 1999. We show our support for Veterans by sponsoring the nationally syndicated TV show: Military Makeover... and we don't charge any lender fees on VA Loans.
Our mission is simple. Keep banking simple and easy for our customers.
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Great Bank
I was looking to move my checking and savings to a bank that had no fees and found NBKC. I have had my accounts with them for a year now and have been very happy so far. Customer Service is great and helpful and my accounts have good interest rates on them. Best of all I have never been charged a fee for anything and I love being able to deposit cash in the ATM when i need to (I use a credit union close by that accepts deposits for NBKC cards) so overall I have been very happy and would advise anyone looking for a fee free account and a great bank to choose NBKC. I have already had family members move to them as well and they are very happy so far.
Good Customer Service And Decent Rate
Took a second try to open an account. Three identity questions are totally worthless, asking something occurred more than 30 years ago, who remembers that far back!
Had to upload image of driver license in order to complete the process.
Checking Review
I just recently opened up a new checking account online with NBKC. I live in a different state than the states they are in but they allow anyone in the USA to open an account online. They have a huge ATM network (utilizing the MoneyPass network) and allow cash deposits at any deposit ready money pass ATM. They also pay interest on your checking with no minimum balance and refund up to 12.00 a month in any ATM charges you might incur for using another banks ATM machine. You get your first box of checks for free which is great for me because they will last me for years. The online banking and mobile app are by far my favorite things about this bank so far. Very secure and safe easy to use and I can do anything I need to do with my money using their great features. Another great thing about this account is there are NO FEES...No overdraft or NSF fees no declined card or monthly fees no bill pay fees no replacement atm fees no fees is great. Their customer service is good they are very knowledgable and quick to answer any questions you may have. I am super happy so far. Great bank for anyone no matter where you live.
Worst Bank Ive Ever Used
I had a business account setup through this Bank, and they were needing some paperwork a few months into having this account from me. They attempted to email me one time to get this information. When I went to open up the email it just closed out and would not let me read anything. I did not think it was that important because nobody had reached out to me by any other means.
Couple weeks later I went to use my account and it was closed down. I called to see what was going on and they explained that they had needed that paperwork from me but because I never responded to the one email they shut my account down. They never once attempted to call me or to mail me anything, only the one email that wasn't even readable. So now all of our business accounts are jacked up, we needed to pay our venders today and instead will have to wait several days until we get the cashier's check in the mail. I was never even notified that they were planning to close the account. Completely unprofessional way to do business. I was never even notified that they did close the account. I only found out when I tried to access my money and it said I had no account anymore. When I called to complain the lady apologized and said that they should have at least called me. A little too late now.
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35014 |
| Year Established | 1999 |
| Employees | 360 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 6.52% |
| Return on Equity - YTD | 53.3% |
| Annual Interest Income | $29.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $833.4MM$684.4MM |
| Loans | Q4 2019vs Q4 2018 | $568.2MM$468.4MM |
| Deposits | Q4 2019vs Q4 2018 | $576.4MM$456.3MM |
| Equity Capital | Q4 2019vs Q4 2018 | $101.9MM$82.4MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $7.1MM$6.9MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $908.00K$1.8MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |