Overview / Commentary
Neches Federal Credit Union is headquartered in Port Neches and is the 34th largest credit union in the state of Texas. It is also the 444th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 208 employees and 79,780 members at 11 locations. Neches Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in Neches Federal Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Chambers, Hardin, Jasper, Jefferson, Liberty, Tyler, Orange, or Newton.
See current membership details
Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7916 |
| Year Chartered | 1952 |
| Employees | 208 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.43% |
| Return on Equity - YTD | 9.51% |
| Annual Interest Income | $13.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $1.04B$951MM |
| Loans | Q1 2025vs Q1 2024 | $756.9MM$716.2MM |
| Deposits | Q1 2025vs Q1 2024 | $883.8MM$795.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $153.4MM$141.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $6.5MM$5.8MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2.4MM$2.5MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
