Neches Federal Credit Union

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CURRENT TOP RATE

nPower Youth Checking

Overview / Commentary

www.nechesfcu.org

409-722-1174

676 Magnolia Ave
Port Neches, TX 77651

Neches Federal Credit Union is headquartered in Port Neches and is the 43^rd largest credit union in the state of Texas. It is also the 475^th largest credit union in the nation. It was established in 1952 and as of June of 2023, it had grown to 204 employees and 76,481 members at 10 locations. Neches Federal Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Neches Federal Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Chambers, Hardin, Jasper, Jefferson, Liberty, Tyler, Orange, or Newton.
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Related Posts

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2011

3/25 - Competitive Long-Term CD Rates at Neches Federal Credit Union in Texas - Local Only

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Health

A+

Data as of Q2 2023

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Health Grade Components

Overall
NCUA #	7916
Year Chartered	1952
Employees	204
Primary Regulator

Profit Margin
Return on Assets - YTD	1.17%
Return on Equity - YTD	7.76%
Annual Interest Income	$18.4MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$899.5MM$862.0MM
Loans	Q2 2023vs Q2 2022	$672.3MM$592.6MM
Deposits	Q2 2023vs Q2 2022	$755.5MM$727.2MM
Equity Capital	Q2 2023vs Q2 2022	$135.5MM$126.5MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$0$1.8MM
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$2.0MM$1.4MM
Real Estate Owned	Q2 2023vs Q2 2022	$0$0

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not Neches Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Neches Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$25	-	Savings
0.20%	-	-	IRA Savings

Neches Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.80%^*	$50k^*	-	Money Market
OTHER TIERS: 0.10% → Up to $2k \| 0.60% → $2k - $25k \| 0.70% → $25k - $50k

Neches Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
9.57%^*	$50^*	$500	nPower Youth Checking
OTHER TIERS: 0.10% → $500+
0.10%	$500	-	Checking

Neches Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.85%^*	$100k^*	-	12 Month CD
OTHER TIERS: 4.75% → $1k - $100k
4.25%^*	$100k^*	-	18 Month CD
OTHER TIERS: 4.00% → $1k - $100k
4.25%^*	$100k^*	-	24 Month CD
OTHER TIERS: 4.00% → $1k - $100k
4.00%^*	$100k^*	-	36 Month CD
OTHER TIERS: 3.51% → $1k - $100k
4.00%^*	$100k^*	-	30 Month CD
OTHER TIERS: 3.51% → $1k - $100k
4.00%^*	$100k^*	-	48 Month CD
OTHER TIERS: 3.60% → $1k - $100k
4.00%^*	$100k^*	-	60 Month CD
OTHER TIERS: 3.85% → $1k - $100k
3.85%^*	$100k^*	-	6 Month CD
OTHER TIERS: 3.75% → $1k - $100k

Locations

Cities: Beaumont, Bridge City, Lumberton, Nederland, Port Neches

Beaumont Branches
Branch Office	1254 Pearl St	Beaumont, TX 77701
Branch Office	1955 Dowlen Rd	Beaumont, TX 77706-3330

Bridge City Branches
Branch Office	410 Texas Ave	Bridge City, TX 77611

Lumberton Branches
Branch Office	299 Country Lane Dr	Lumberton, TX 77657
Branch Office	103 S LHS Dr	Lumberton, TX 77657

Nederland Branches
Branch Office	220 N 17th St	Nederland, TX 77627-5029
Branch Office	2623 Nederland Ave	Nederland, TX 77627

Port Neches Branches
Branch Office	1401 Merriman St	Port Neches, TX 77651
Branch Office	2239 Nall St	Port Neches, TX 77651-4207
Corporate Office	676 Magnolia Ave	Port Neches, TX 77651

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