Neches Federal Credit Union


Overview / Commentary
409-722-1174
676 Magnolia Ave
Port Neches, TX 77651

Neches Federal Credit Union is headquartered in Port Neches and is the 38th largest credit union in the state of Texas. It is also the 469th largest credit union in the nation. It was established in 1952 and as of December of 2023, it had grown to 212 employees and 73,370 members at 11 locations. Neches Federal Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Neches Federal Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Chambers, Hardin, Jasper, Jefferson, Liberty, Tyler, Orange, or Newton.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #7916
Year Chartered1952
Employees212
Primary Regulator
Profit Margin
Return on Assets - YTD1.44%
Return on Equity - YTD9.36%
Annual Interest Income$39.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$931.9MM$876MM
LoansQ4 2023vs Q4 2022$705.4MM$630.4MM
DepositsQ4 2023vs Q4 2022$781.1MM$738.8MM
Equity CapitalQ4 2023vs Q4 2022$142.2MM$128.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.4MM$2.4MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$2.8MM$1.9MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Neches Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Neches Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25-Savings
0.20%--IRA Savings

Neches Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$50k*-Money Market
OTHER TIERS: 0.10% Up to $2k | 0.60% $2k - $25k | 0.70% $25k - $50k

Neches Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
9.57%*$50*$500nPower Youth Checking
OTHER TIERS: 0.10% $500+
0.10%$500-Checking

Neches Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.85%*$100k*-12 Month CD
OTHER TIERS: 4.75% $1k - $100k
4.25%*$100k*-18 Month CD
OTHER TIERS: 4.00% $1k - $100k
4.25%*$100k*-24 Month CD
OTHER TIERS: 4.00% $1k - $100k
4.00%$1k-6 Month CD
4.00%*$100k*-36 Month CD
OTHER TIERS: 3.51% $1k - $100k
4.00%*$100k*-30 Month CD
OTHER TIERS: 3.51% $1k - $100k
4.00%*$100k*-48 Month CD
OTHER TIERS: 3.60% $1k - $100k
4.00%*$100k*-60 Month CD
OTHER TIERS: 3.85% $1k - $100k
Locations

Availability



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