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Neches Federal Credit Union


Overview / Commentary
www.nechesfcu.org
409-722-1174
676 Magnolia Ave
Port Neches, TX 77651

Neches Federal Credit Union is headquartered in Port Neches and is the 38th largest credit union in the state of Texas. It is also the 467th largest credit union in the nation. It was established in 1952 and as of June of 2024, it had grown to 221 employees and 72,536 members at 11 locations. Neches Federal Credit Union's CD rates are 6X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Neches Federal Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Chambers, Hardin, Jasper, Jefferson, Liberty, Tyler, Orange, or Newton.
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Health
A+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #7916
Year Chartered1952
Employees221
Primary Regulator
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD7.87%
Annual Interest Income$24MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$955.2MM$899.5MM
LoansQ2 2024vs Q2 2023$730.5MM$672.3MM
DepositsQ2 2024vs Q2 2023$803MM$755.5MM
Equity CapitalQ2 2024vs Q2 2023$144.7MM$135.5MM
Loan Loss AllowanceQ2 2024vs Q2 2023$6.2MM$2.3MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$3.6MM$2MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Neches Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Neches Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25-Savings
0.20%$0-IRA Savings

Neches Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$50k*-Money Market
OTHER TIERS: 0.10% → $0 - $2k | 0.60% → $2k - $25k | 0.70% → $25k - $50k

Neches Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
9.57%*$50*$500nPower Youth Checking
OTHER TIERS: 0.10% → $500+
3.93%*$1k*$25kShare Draft Member Plus
OTHER TIERS: 0.10% → $25k+
0.10%$500-Checking

Neches Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.95%*$100k*-12 Month CD
OTHER TIERS: 4.75% → $1k - $100k
4.25%*$100k*-6 Month CD
OTHER TIERS: 4.00% → $1k - $100k
3.85%*$100k*-18 Month CD
OTHER TIERS: 3.75% → $1k - $100k
3.75%*$100k*-24 Month CD
OTHER TIERS: 3.50% → $1k - $100k
3.75%*$100k*-36 Month CD
OTHER TIERS: 3.50% → $1k - $100k
3.75%*$100k*-30 Month CD
OTHER TIERS: 3.50% → $1k - $100k
3.75%*$100k*-48 Month CD
OTHER TIERS: 3.60% → $1k - $100k
3.75%*$100k*-60 Month CD
OTHER TIERS: 3.60% → $1k - $100k
Locations

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