Neches Federal Credit Union

Overview / Commentary
676 Magnolia Ave
Port Neches, TX 77651

Neches Federal Credit Union is headquartered in Port Neches and is the 43rd largest credit union in the state of Texas. It is also the 475th largest credit union in the nation. It was established in 1952 and as of June of 2023, it had grown to 204 employees and 76,481 members at 10 locations. Neches Federal Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Neches Federal Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Chambers, Hardin, Jasper, Jefferson, Liberty, Tyler, Orange, or Newton.
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Health Grade Components

NCUA #7916
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD7.76%
Annual Interest Income$18.4MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$899.5MM$862.0MM
LoansQ2 2023vs Q2 2022$672.3MM$592.6MM
DepositsQ2 2023vs Q2 2022$755.5MM$727.2MM
Equity CapitalQ2 2023vs Q2 2022$135.5MM$126.5MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$1.8MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$2.0MM$1.4MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Neches Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Neches Federal Credit Union Savings Account Rates

0.20%--IRA Savings

Neches Federal Credit Union Money Market Rates

0.80%*$50k*-Money Market
OTHER TIERS: 0.10% Up to $2k | 0.60% $2k - $25k | 0.70% $25k - $50k

Neches Federal Credit Union Checking Account Rates

9.57%*$50*$500nPower Youth Checking
OTHER TIERS: 0.10% $500+

Neches Federal Credit Union CD Rates

4.85%*$100k*-12 Month CD
OTHER TIERS: 4.75% $1k - $100k
4.25%*$100k*-18 Month CD
OTHER TIERS: 4.00% $1k - $100k
4.25%*$100k*-24 Month CD
OTHER TIERS: 4.00% $1k - $100k
4.00%*$100k*-36 Month CD
OTHER TIERS: 3.51% $1k - $100k
4.00%*$100k*-30 Month CD
OTHER TIERS: 3.51% $1k - $100k
4.00%*$100k*-48 Month CD
OTHER TIERS: 3.60% $1k - $100k
4.00%*$100k*-60 Month CD
OTHER TIERS: 3.85% $1k - $100k
3.85%*$100k*-6 Month CD
OTHER TIERS: 3.75% $1k - $100k

Cities: Beaumont, Bridge City, Lumberton, Nederland, Port Neches

Beaumont Branches
Branch Office1254 Pearl StBeaumont, TX 77701
Branch Office1955 Dowlen RdBeaumont, TX 77706-3330

Bridge City Branches
Branch Office410 Texas AveBridge City, TX 77611

Lumberton Branches
Branch Office299 Country Lane DrLumberton, TX 77657
Branch Office103 S LHS DrLumberton, TX 77657

Nederland Branches
Branch Office220 N 17th StNederland, TX 77627-5029
Branch Office2623 Nederland AveNederland, TX 77627

Port Neches Branches
Branch Office1401 Merriman StPort Neches, TX 77651
Branch Office2239 Nall StPort Neches, TX 77651-4207
Corporate Office676 Magnolia AvePort Neches, TX 77651

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