Neighborhood Credit Union


Overview / Commentary
214-748-9393
13649 Montfort Dr
Dallas, TX 75240

Neighborhood Credit Union is headquartered in Dallas and is the 31st largest credit union in the state of Texas. It is also the 410th largest credit union in the nation. It was established in 1930 and as of March of 2024, it had grown to 192 employees and 62,086 members at 14 locations. Neighborhood Credit Union's savings rates are 9X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Neighborhood Credit Union is open to anyone who lives in the state of Texas.
See current membership details

Reviews (2)

Not Worth It Anymore

Posted by: |

I've been with this CU for several years but their checking account rate just isn't competitive anymore. You can get higher rates from a savings account these days and don't have to jump through any 15 transaction per month hoops to get it.

The times I've had to visit a branch, the employees are great. Unfortunately, you'll get to do that more than you'd like because often the answer is "we can't help you over the phone, you'll have to come visit in person."

If they increased their rate and reduced their interest rate hoops, I'd consider coming back but there are enough better options out there now that it's worth the trouble to switch.

Worst CU Ever

Posted by: |

Always poor service over the phone. Incompetent and lazy workers. Who ever heard of financial institution that doesn't take deposits at a ATM? They need to get with the program!



Health

Health Grade Components

Overall
NCUA #67681
Year Chartered1930
Employees192
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD6.44%
Annual Interest Income$13.1MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.11B$1.1B
LoansQ1 2024vs Q1 2023$768.8MM$746.7MM
DepositsQ1 2024vs Q1 2023$964.1MM$992.7MM
Equity CapitalQ1 2024vs Q1 2023$93.4MM$96.1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$11.1MM$4.9MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$9.1MM$7.7MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Neighborhood Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Neighborhood Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$100-Max Savings Account - Online/New Members Only
3.00%$10k-High Yield Savings
0.10%$100-Christmas Savings
0.10%$100-Kid's Savings
0.10%$100-Prize Savings Account
0.10%$100-IRA Share Savings
0.10%$100-Membership Savings
0.10%$100-Special Savings

Neighborhood Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Money Market Account

Neighborhood Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$50kHigh Yield Checking
OTHER TIERS: 0.10% $50k+

Neighborhood Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.40%$2.5k-12 Month CD
4.15%$1.5k-17 Month Online Savings CD Special
4.05%$2.5k-18 Month CD
4.05%$2.5k-25 Month Inflate My Rate CD Special
4.00%$2.5k-6 Month CD
4.00%$500-12 Month FlexPlus CD Special
3.70%$2.5k-30 Month CD
3.50%$2.5k-91 Day CD
3.50%$2.5k-36 Month CD
3.40%$2.5k-48 Month CD
3.30%$2.5k-60 Month CD

Neighborhood Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.40%$2.5k-12 Month IRA
4.05%$2.5k-18 Month IRA
3.70%$2.5k-30 Month IRA
3.50%$2.5k-36 Month IRA
3.40%$2.5k-48 Month IRA
3.30%$2.5k-60 Month IRA
Locations

Availability

Dallas Area

Interactive local rates map


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