Neighborhood Credit Union


Overview / Commentary
214-748-9393
13649 Montfort Dr
Dallas, TX 75240-2521

Neighborhood Credit Union is headquartered in Dallas and is the 31st largest credit union in the state of Texas. It is also the 397th largest credit union in the nation. It was established in 1930 and as of December of 2020, it had grown to 177 employees and 56,877 members at 13 locations. Neighborhood Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Neighborhood Credit Union is open to anyone who lives in the state of Texas.
See current membership details

Happy Customer

My experience was awesome! The customer rep took care of me and I am grateful! Thank you! I would recommend if you need a credit union def go to them!

Convenient Location and good Service

I chose Neighborhood Credit Union due to its convenient location to my home. It was literally right down the street. I had also read the reviews online ahead of time and they had been nothing but stellar. The service was good and I didn't have too many issues with using their website or their mobile app. My only complaint was that I felt that the fees that charged were a bit excessive compared to a national bank brand, but that was offset by the products that they offered to me as a customer. For instance, I have an account with a national bank and they would not approve me for a personal to help pay off some debts that I had incurred, whereas Neighborhood Credit Union was more than happy to help me out. I liked the personal aspect that belonging to a credit union brings over being a faceless name on a page.

Customer Service Stinks

Not helpful and always talking to you like you don't know what you're talking about. Then, when you want a manager...all of a sudden none are available

Neighborhood Credit Union Lancaster Tx

I had a very pleasant experience with this Credit Union, from the moment I got to the door the guard on duty was very polite, he said good day and opened the door for me. The ladies at the desk were all very courteous, pleasant and helpful. I was helped with my specific transaction by the branch manager, she was very helpful, very knowledgeable and was very diligent in answering all my questions and explaining everything to me. I am completely impressed by the service and ambience provided at this facility. They are definitely angels showing their halos and their wings. I will recommend this credit union to anyone. Thank you Neighborhood Credit Union.

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Health

Health Grade Components

Overall
NCUA #67681
Year Chartered1930
Employees177
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD6.9%
Annual Interest Income$32.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$943.0MM$810.1MM
LoansQ4 2020vs Q4 2019$608.3MM$582.6MM
DepositsQ4 2020vs Q4 2019$835.3MM$712.7MM
Equity CapitalQ4 2020vs Q4 2019$93.1MM$85.2MM
Loan Loss AllowanceQ4 2020vs Q4 2019$7.0MM$5.4MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.8MM$4.3MM
Real Estate OwnedQ4 2020vs Q4 2019$152.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Neighborhood Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Neighborhood Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$10k-High Yield Savings
0.10%$100-Christmas Savings
0.10%$100-Looney Tunes Savings Club
0.10%$100-Prize Savings Account
0.10%$100-IRA Share Savings
0.10%$100-Membership Savings
0.10%$100-Special Savings

Neighborhood Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Money Market Account

Neighborhood Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*-$50kKasasa Cash
OTHER TIERS: 0.10% $50k+

Neighborhood Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$2.5k-60 Month CD
1.00%$2.5k-48 Month CD
1.00%$2.5k-25 Month Inflate My Rate CD
0.90%$2.5k-36 Month CD
0.80%$1.5k-17 Month Online Savings CD
0.70%$2.5k-18 Month CD
0.70%$2.5k-30 Month CD
0.60%$2.5k-12 Month CD
0.40%$2.5k-6 Month CD
0.40%$500-12 Month Flex CD
0.20%$2.5k-91 Day CD

Neighborhood Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$2.5k-60 Month IRA
1.00%$2.5k-48 Month IRA
0.90%$2.5k-36 Month IRA
0.70%$2.5k-18 Month IRA
0.70%$2.5k-30 Month IRA
0.60%$2.5k-12 Month IRA
Locations

Availability



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