Featured Savings Rates
Featured Accounts

Neighborhood Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.50%Reward CheckingKasasa Cash
1.60%18-month CD17 Month Online Savings CD
2.15%5-year CD60 Month CD

Overview / Commentary
214-748-9393
13649 Montfort Dr
Dallas, TX 75240-2521

Neighborhood Credit Union is headquartered in Dallas and is the 37th largest credit union in the state of Texas. It is also the 437th largest credit union in the nation. It was established in 1930 and as of September of 2017, it had grown to 172 employees and 48,937 members at 15 locations. Neighborhood Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Neighborhood Credit Union is open to the following: (1) those who live or work in Dallas or Ellis Counties or within the City of Arlington; (2) those who live, work, attend school or worship within a 10-mile radius of the credit union's branches in Coppell, Grand Prairie, Highland Village, or Richardson, Texas; (3) residents of Collin, Delta, Denton, Hunt, Johnson, Kaufman, Parker, Rockwall, Tarrant, and Wise through joining the American Consumer Council; (4) employees of the Dallas or Arlington District of the United States Postal Service.
See current membership details

Related Posts

Neighborhood CU (TX) Doubles Kasasa Cash Balance Cap To $50k - 3/22/2017

Neighborhood CU (TX) has doubled the qualifying balance cap on its Kasasa Cash account to $50k, while maintaining its 2.50% APY. Requires a minimum $100 opening deposit.

Neighborhood CU (TX) Offers 17-Month Online Add-On CD - 3/17/2017

Neighborhood CU (TX) is offering a 17-month Online Savings CD (1.60% APY, $1.5k min). Additional deposits (minimum of $25) are allowed throughout the term of the CD.

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Happy Customer

My experience was awesome! The customer rep took care of me and I am grateful! Thank you! I would recommend if you need a credit union def go to them!

Convenient Location and good Service

I chose Neighborhood Credit Union due to its convenient location to my home. It was literally right down the street. I had also read the reviews online ahead of time and they had been nothing but stellar. The service was good and I didn't have too many issues with using their website or their mobile app. My only complaint was that I felt that the fees that charged were a bit excessive compared to a national bank brand, but that was offset by the products that they offered to me as a customer. For instance, I have an account with a national bank and they would not approve me for a personal to help pay off some debts that I had incurred, whereas Neighborhood Credit Union was more than happy to help me out. I liked the personal aspect that belonging to a credit union brings over being a faceless name on a page.

Customer Service Stinks

Not helpful and always talking to you like you don't know what you're talking about. Then, when you want a manager...all of a sudden none are available

Neighborhood Credit Union

Received an email from NCU on July 7th, 2017 stating that they were "making some upgrades to make it easier for customers to make payments"--- September, 2017 I received a report from Trans and Equifax stating that my credit score had dropped due to "late credit card payments". I've never missed a payment on any credit card in my life. All along, I had been receiving confirmation emails from NCU confirming my payments were received. After a long drawn out process, the credit card nightmare has finally been resolved (or so we hope)... and NCU DID "correct/reverse" my derogatory report to the Credit Bureau. Still a pain and hassle.

Just received another email from them stating the exact same thing is fixing to happen with my car note. I went to "contact agent" for any questions (listed in the email) and NCU website says, "This is somewhat embarrassing, isn't it"?

Wish me luck!!!!!!!!!!!!

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Health

Health Grade Components

Overall
NCUA #67681
Year Chartered1930
Employees172
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD9.29%
Annual Interest Income$18.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$633.4MM$592.7MM
LoansQ3 2017vs Q3 2016$461.6MM$422.9MM
DepositsQ3 2017vs Q3 2016$555.5MM$517.7MM
Equity CapitalQ3 2017vs Q3 2016$68.7MM$63.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$4.0MM$2.9MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$2.4MM$2.0MM
Real Estate OwnedQ3 2017vs Q3 2016$488.00K$1.3MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Neighborhood Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Christmas Savings
0.15%$100-Looney Tunes Savings Club
0.15%$100-Prize Savings Account
0.15%$100-IRA Share Savings
0.15%$100-Share Savings
0.15%$100-Roth IRA Share Savings
0.15%$100-Coverdell Education Savings Account
0.15%$100-Other Savings

Neighborhood Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$10k*-Money Market Account
OTHER TIERS: 0.15% $1k - $10k

Neighborhood Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$50kKasasa Cash
OTHER TIERS: 0.20% $50k+

Neighborhood Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%$2,500-60 Month CD
1.70%$2,500-48 Month CD
1.60%$1,500-17 Month Online Savings CD
1.25%$2,500-30 Month CD
1.00%$2,500-18 Month CD
0.85%$2,500-12 Month CD
0.60%$2,500-6 Month CD
0.50%$500-12 Month Flex CD
0.25%$2,500-91 Day CD

Neighborhood Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%$2,500-60 Month Traditional IRA
1.70%$2,500-48 Month Traditional IRA
1.25%$2,500-30 Month Traditional IRA
1.00%$2,500-18 Month Traditional IRA
0.85%$500-12 Month Coverdell Education Savings
0.85%$2,500-12 Month Traditional IRA
Locations

Availability