Neighborhood Credit Union is headquartered in Dallas and is the 31st largest credit union in the state of Texas. It is also the 410th largest credit union in the nation. It was established in 1930 and as of December of 2024, it had grown to 209 employees and 68,976 members at 16 locations. Neighborhood Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Neighborhood Credit Union is open to anyone who lives in the state of Texas.
See current membership details
Not Worth It Anymore
I've been with this CU for several years but their checking account rate just isn't competitive anymore. You can get higher rates from a savings account these days and don't have to jump through any 15 transaction per month hoops to get it.
The times I've had to visit a branch, the employees are great. Unfortunately, you'll get to do that more than you'd like because often the answer is "we can't help you over the phone, you'll have to come visit in person."
If they increased their rate and reduced their interest rate hoops, I'd consider coming back but there are enough better options out there now that it's worth the trouble to switch.
Credit Report Access Required
Tried to open an account and make a substantial Certificate deposit yesterday but they won't open your new account without TransUnion credit access. Their loss.
Worst CU Ever
Always poor service over the phone. Incompetent and lazy workers. Who ever heard of financial institution that doesn't take deposits at a ATM? They need to get with the program!
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67681 |
| Year Chartered | 1930 |
| Employees | 209 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 4.38% |
| Annual Interest Income | $56MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $1.12B$1.08B |
| Loans | Q4 2024vs Q4 2023 | $816.9MM$776.6MM |
| Deposits | Q4 2024vs Q4 2023 | $1.01B$954.3MM |
| Equity Capital | Q4 2024vs Q4 2023 | $98.4MM$92.2MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $12.1MM$11.4MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $10.9MM$8.8MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $390K$0 |
