Neighborhood Credit Union is headquartered in Dallas and is the 31st largest credit union in the state of Texas. It is also the 410th largest credit union in the nation. It was established in 1930 and as of June of 2024, it had grown to 191 employees and 61,555 members at 15 locations. Neighborhood Credit Union's savings rates are 8X the national average, and it has a B health rating.
Membership in Neighborhood Credit Union is open to anyone who lives in the state of Texas.
See current membership details
I've been with this CU for several years but their checking account rate just isn't competitive anymore. You can get higher rates from a savings account these days and don't have to jump through any 15 transaction per month hoops to get it.
The times I've had to visit a branch, the employees are great. Unfortunately, you'll get to do that more than you'd like because often the answer is "we can't help you over the phone, you'll have to come visit in person."
If they increased their rate and reduced their interest rate hoops, I'd consider coming back but there are enough better options out there now that it's worth the trouble to switch.
Always poor service over the phone. Incompetent and lazy workers. Who ever heard of financial institution that doesn't take deposits at a ATM? They need to get with the program!
Overall | |
---|---|
NCUA # | 67681 |
Year Chartered | 1930 |
Employees | 191 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.49% |
Return on Equity - YTD | 5.7% |
Annual Interest Income | $26.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2024vs Q2 2023 | $1.11B$1.08B |
Loans | Q2 2024vs Q2 2023 | $784.8MM$756MM |
Deposits | Q2 2024vs Q2 2023 | $955.3MM$980.7MM |
Equity Capital | Q2 2024vs Q2 2023 | $94.9MM$86.8MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $11.2MM$12.8MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $9.3MM$7.6MM |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Neighborhood Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $1k | - | Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.00%* | $0 | $50k | High Yield Checking | ||
OTHER TIERS: 0.10% → $50k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.10% | $2.5k | - | 12 Month IRA | |
3.85% | $2.5k | - | 18 Month IRA | |
3.45% | $2.5k | - | 30 Month IRA | |
3.25% | $2.5k | - | 36 Month IRA | |
3.15% | $2.5k | - | 48 Month IRA | |
3.05% | $2.5k | - | 60 Month IRA |