Neighborhood Credit Union


Overview / Commentary
214-748-9393
13649 Montfort Dr
Dallas, TX 75240-2521

Neighborhood Credit Union is headquartered in Dallas and is the 29th largest credit union in the state of Texas. It is also the 390th largest credit union in the nation. It was established in 1930 and as of June of 2021, it had grown to 182 employees and 58,135 members at 13 locations. Neighborhood Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Neighborhood Credit Union is open to anyone who lives in the state of Texas.
See current membership details

Happy Customer

My experience was awesome! The customer rep took care of me and I am grateful! Thank you! I would recommend if you need a credit union def go to them!

Convenient Location and good Service

I chose Neighborhood Credit Union due to its convenient location to my home. It was literally right down the street. I had also read the reviews online ahead of time and they had been nothing but stellar. The service was good and I didn't have too many issues with using their website or their mobile app. My only complaint was that I felt that the fees that charged were a bit excessive compared to a national bank brand, but that was offset by the products that they offered to me as a customer. For instance, I have an account with a national bank and they would not approve me for a personal to help pay off some debts that I had incurred, whereas Neighborhood Credit Union was more than happy to help me out. I liked the personal aspect that belonging to a credit union brings over being a faceless name on a page.

Customer Service Stinks

Not helpful and always talking to you like you don't know what you're talking about. Then, when you want a manager...all of a sudden none are available

Worst CU Ever

Posted by: |

Always poor service over the phone. Incompetent and lazy workers. Who ever heard of financial institution that doesn't take deposits at a ATM? They need to get with the program!

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Health

Health Grade Components

Overall
NCUA #67681
Year Chartered1930
Employees182
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD9.41%
Annual Interest Income$14.9MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.02B$898.6MM
LoansQ2 2021vs Q2 2020$602.2MM$594.7MM
DepositsQ2 2021vs Q2 2020$910.1MM$797.7MM
Equity CapitalQ2 2021vs Q2 2020$96.4MM$87.9MM
Loan Loss AllowanceQ2 2021vs Q2 2020$7.0MM$6.4MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$2.6MM$2.8MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Neighborhood Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Neighborhood Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$10k-High Yield Savings
0.10%$100-Christmas Savings
0.10%$100-Looney Tunes Savings Club
0.10%$100-Prize Savings Account
0.10%$100-IRA Share Savings
0.10%$100-Membership Savings
0.10%$100-Special Savings

Neighborhood Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Money Market Account

Neighborhood Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*-$50kKasasa Cash
OTHER TIERS: 0.10% $50k+

Neighborhood Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$2.5k-60 Month CD
1.00%$2.5k-25 Month Inflate My Rate CD
0.80%$2.5k-48 Month CD
0.80%$1.5k-17 Month Online Savings CD
0.70%$2.5k-18 Month CD
0.70%$2.5k-30 Month CD
0.70%$2.5k-36 Month CD
0.60%$2.5k-12 Month CD
0.40%$2.5k-6 Month CD
0.40%$500-12 Month Flex CD
0.20%$2.5k-91 Day CD

Neighborhood Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$2.5k-60 Month IRA
0.80%$2.5k-48 Month IRA
0.70%$2.5k-18 Month IRA
0.70%$2.5k-30 Month IRA
0.70%$2.5k-36 Month IRA
0.60%$2.5k-12 Month IRA
Locations

Availability

Dallas Area

Interactive local rates map


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