Neighborhood Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.50% | Reward Checking | 2.06% - National Average |
| 2.40% | 18-month CD | 2.75% - Synchrony Bank 18 Month CD |
| 3.00% | 5-year CD |
Neighborhood Credit Union is headquartered in Dallas and is the 34th largest credit union in the state of Texas. It is also the 413th largest credit union in the nation. It was established in 1930 and as of September of 2018, it had grown to 185 employees and 56,862 members at 17 locations. Neighborhood Credit Union's CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Neighborhood Credit Union is open to the following: (1) those who live or work in Dallas or Ellis Counties or within the City of Arlington; (2) those who live, work, attend school or worship within a 10-mile radius of the credit union's branches in Coppell, Grand Prairie, Highland Village, or Richardson, Texas; (3) residents of Collin, Delta, Denton, Hunt, Johnson, Kaufman, Parker, Rockwall, Tarrant, and Wise through joining the American Consumer Council; (4) employees of the Dallas or Arlington District of the United States Postal Service.
See current membership details
Related Posts
3/17 - Neighborhood CU (TX) Offers 17-Month Online Add-On CD
1/5 - Neighborhood Credit Union Increases RCA Cap To $25K
Happy Customer
My experience was awesome! The customer rep took care of me and I am grateful! Thank you! I would recommend if you need a credit union def go to them!
Convenient Location and good Service
I chose Neighborhood Credit Union due to its convenient location to my home. It was literally right down the street. I had also read the reviews online ahead of time and they had been nothing but stellar. The service was good and I didn't have too many issues with using their website or their mobile app. My only complaint was that I felt that the fees that charged were a bit excessive compared to a national bank brand, but that was offset by the products that they offered to me as a customer. For instance, I have an account with a national bank and they would not approve me for a personal to help pay off some debts that I had incurred, whereas Neighborhood Credit Union was more than happy to help me out. I liked the personal aspect that belonging to a credit union brings over being a faceless name on a page.
Customer Service Stinks
Not helpful and always talking to you like you don't know what you're talking about. Then, when you want a manager...all of a sudden none are available
Neighborhood Credit Union
Received an email from NCU on July 7th, 2017 stating that they were "making some upgrades to make it easier for customers to make payments"--- September, 2017 I received a report from Trans and Equifax stating that my credit score had dropped due to "late credit card payments". I've never missed a payment on any credit card in my life. All along, I had been receiving confirmation emails from NCU confirming my payments were received. After a long drawn out process, the credit card nightmare has finally been resolved (or so we hope)... and NCU DID "correct/reverse" my derogatory report to the Credit Bureau. Still a pain and hassle.
Just received another email from them stating the exact same thing is fixing to happen with my car note. I went to "contact agent" for any questions (listed in the email) and NCU website says, "This is somewhat embarrassing, isn't it"?
Wish me luck!!!!!!!!!!!!
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67681 |
| Year Chartered | 1930 |
| Employees | 185 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.98% |
| Return on Equity - YTD | 9.05% |
| Annual Interest Income | $20.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $720.1MM$633.4MM |
| Loans | Q3 2018vs Q3 2017 | $546.4MM$461.6MM |
| Deposits | Q3 2018vs Q3 2017 | $630.9MM$555.5MM |
| Equity Capital | Q3 2018vs Q3 2017 | $74.9MM$68.7MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $5.1MM$4.0MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $2.9MM$2.4MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $13.00K$488.00K |
Always verify rates and promotions with the bank or credit union. We are not Neighborhood Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Neighborhood Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $100 | - | Christmas Savings | |
| 0.15% | $100 | - | Looney Tunes Savings Club | |
| 0.15% | $100 | - | Prize Savings Account | |
| 0.15% | $100 | - | IRA Share Savings | |
| 0.15% | $100 | - | Regular Shares | |
| 0.15% | $100 | - | Other Savings |
Neighborhood Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $10k* | - | Money Market Account | ||
| OTHER TIERS: 0.15% → $1k - $10k | |||||
Neighborhood Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | - | - | Kasasa Cash |
Neighborhood Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $2.5k | - | 60 Month CD | |
| 2.70% | $2.5k | - | 48 Month CD | |
| 2.45% | $2.5k | - | 36 Month CD | |
| 2.40% | $2.5k | - | 30 Month CD | |
| 2.40% | $1.5k | - | 17 Month Online Savings CD | |
| 2.20% | $2.5k | - | 18 Month CD | |
| 2.00% | $2.5k | - | 12 Month CD | |
| 1.25% | $2.5k | - | 6 Month CD | |
| 1.25% | $500 | - | 12 Month Flex CD | |
| 1.00% | $2.5k | - | 91 Day CD |
Neighborhood Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $2.5k | - | 60 Month IRA | |
| 2.70% | $2.5k | - | 48 Month IRA | |
| 2.45% | $2.5k | - | 36 Month IRA | |
| 2.40% | $2.5k | - | 30 Month IRA | |
| 2.20% | $2.5k | - | 18 Month IRA | |
| 2.00% | $2.5k | - | 12 Month IRA |
