Neighborhood Trust Federal Credit Union
Overview / Commentary
Neighborhood Trust Federal Credit Union is headquartered in New York and is the 187th largest credit union in the state of New York. It is also the 3,218th largest credit union in the nation. It was established in 1995 and as of March of 2025, it had grown to 11 employees and 3,253 members at 1 location. Neighborhood Trust Federal Credit Union has a B health rating.
Field of Membership Restrictions
Work or study in Washington Heights, West Harlem or Inwood (or if you have graduated from the Getting Ahead course or have been referred by a Single Stop or Financial Empowerment Center site).
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Neighborhood Trust Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24589 |
| Year Chartered | 1995 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 3.59% |
| Return on Equity - YTD | 14.39% |
| Annual Interest Income | $239K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $19.9MM$19.2MM |
| Loans | Q1 2025vs Q1 2024 | $14MM$12.9MM |
| Deposits | Q1 2025vs Q1 2024 | $12.3MM$12.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $5MM$4.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $117K$206K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $51K$210K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |