Neighbors Bank


Overview / Commentary
833-514-4190
109 East St
Columbia, MO 63437

Neighbors Bank is based in Missouri and offers a competitive high-yield online savings account. Founded in 1945, the bank has developed a niche lending to first-time home buyers in 49 states using industry-leading technology.

Neighbors Bank’s high-yield online savings account offers an attractive APY, no monthly service fee, and deposits and withdrawals through ACH. Neighbors Bank offers mobile apps for iOS and Android and a convenient online banking platform.

Happy Customer

I’ve had a savings account with Neighbors Bank for over four years now, and I honestly can’t say enough good things. Their customer service is fast and always super friendly—every time I’ve reached out, they’ve been helpful and easy to talk to. One standout moment was when I was buying a car: they handled the wire transfer to the dealer quickly and with zero stress on my end.
The app is also awesome, too. It’s super simple to use, super clean, and does exactly what I need without any fuss.

Straightforward & Trust-Building:

Posted by: |

I'm so happy with my savings account at Neighbors Bank! I've had an account here for over three years and have never had any issues. Anytime I’ve called with a question, the team is always friendly, professional, and quick to help. It’s been a great experience from the start, and I truly appreciate their excellent customer service.

Happy Customer

Posted by: |

I have used Neighbors Bank for two home loans (a refi as well as a purchase) and have a savings account with them. Their customer service is top notch in all regards. I also like their app/website- it is user friendly and extremely helpful. I would recommend this company to anyone.

I Love Neighbors!

Posted by: |

I have had a savings account with Neighbors Bank for more than a year now and I have been very happy with the interest rate I received. The few times I needed help or had questions, the Neighbors Bank customer service was excellent. I was able to reach a human right away. The app is very easy to use. Highly recommend this bank.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Neighbors Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #16247
Year Established1945
Employees202
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.61%
Return on Equity - YTD10.27%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$88.5MM$67.4MM
LoansQ1 2025vs Q1 2024$65.4MM$48.3MM
DepositsQ1 2025vs Q1 2024$68.4MM$53.8MM
Equity CapitalQ1 2025vs Q1 2024$14.4MM$10.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$270K$210K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$704K$454K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Sorry, we do not have rate data for Neighbors Bank.

Locations


Neighbors Bank Locations
Clarence State Bank101 E Chestnut StClarence, MO 63437

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