Neighbors Credit Union is headquartered in Saint Louis and is the 5th largest credit union in the state of Missouri. It is also the 720th largest credit union in the nation. It was established in 1928 and as of June of 2023, it had grown to 130 employees and 47,736 members at 9 locations. Neighbors Credit Union's money market rates are 5X the national average, and it has a B health rating.
Neighbors Credit Union is open to individuals and their relatives who live or work in Madison, Monroe, or St. Clair Counties in Illinois, or St. Charles, Jefferson, St. Louis Counties or St. Louis City in Missouri. Employees of the following Select Employer Groups are also eligible: Allie Waste, Bi-State Development Agency, Costco, Culpeppers, Home Health Care of America, and career postal employees of the United States Postal Service in select areas of Missouri and Illinois, or any of the over 70 groups. (A complete list of SEGs is listed on the Credit Union's website)
See current membership details
My husband and I have been using Neighbors Federal Credit Union for many years. It is an extremely convenient bank, and an absolute wonderful decision that we made. In the past, we always used Chase, and were only getting a .01% interest on our savings account. Our money was basically just sitting there and making no money whatsoever. With Neighbors, the return on our money is MUCH higher. The staff are all so friendly and helpful, and it's a smaller bank so we never have to wait in long lines, or for hours on the phone to speak with someone. Problems are solved fairly quickly, and it is only a mile down the road from our home. I tell all of our friends and family members to bank at Neighbors for it's convenience and it's ease of use. I don't think I could ever go back to a traditional big bank. Also, whenever we purchase a large item on our credit card, they immediately call us to make sure that we were the ones purchasing the item and that our card was not stolen! This is a huge relief because identity theft is becoming more and more widespread
Overall | |
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NCUA # | 62905 |
Year Chartered | 1928 |
Employees | 130 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.17% |
Return on Equity - YTD | 1.49% |
Annual Interest Income | $10.1MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $499.3MM$507.7MM |
Loans | Q2 2023vs Q2 2022 | $378.2MM$336.3MM |
Deposits | Q2 2023vs Q2 2022 | $430.1MM$431.1MM |
Equity Capital | Q2 2023vs Q2 2022 | $57.4MM$58.6MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$1.8MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $7.3MM$3.6MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Neighbors Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.30% | $2.5k | - | Interest Checking | |
0.15% | - | - | Benefits Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.15% | $1k | - | 12 Month IRA | |
1.40% | $1k | - | 84 Month IRA | |
1.30% | $1k | - | 36 Month IRA | |
1.30% | $1k | - | 48 Month IRA | |
1.30% | $1k | - | 60 Month IRA | |
1.25% | $1k | - | 24 Month IRA |
Neighbors Credit Union Locations | ||
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Branch Office | 1720 Market St Rm 1001 | Saint Louis, MO 63166-4001 |
Branch Office | 355 Howdershell Rd | Florissant, MO 63031-6315 |
Branch Office | 4745 Mexico Rd | Saint Peters, MO 63376-2461 |
Branch Office | 8935 Jennings Station Road | Jennings, MO 63136 |
Branch Office | 612 Gravois Rd | Fenton, MO 63026-4137 |
Branch Office | 11899 New Halls Ferry Rd | Florissant, MO 63033-6926 |
Branch Office | 6300 S Lindbergh Blvd | Saint Louis, MO 63123-7804 |
Branch Office | 15928 Manchester Rd | Ellisville, MO 63011 |
Branch Office | 14422 Manchester Rd | Manchester, MO 63011-4045 |