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Neighbors Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.neighborscu.org
314-892-5400
6300 S Lindbergh Blvd
Saint Louis, MO 63123

Neighbors Credit Union is headquartered in Saint Louis and is the 6th largest credit union in the state of Missouri. It is also the 709th largest credit union in the nation. It was established in 1928 and as of December of 2024, it had grown to 119 employees and 49,168 members at 8 locations. Neighbors Credit Union's money market rates are 11X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Neighbors Credit Union is open to individuals and their relatives who live or work in Madison, Monroe, or St. Clair Counties in Illinois, or St. Charles, Jefferson, St. Louis Counties or St. Louis City in Missouri. Employees of the following Select Employer Groups are also eligible: Allie Waste, Bi-State Development Agency, Costco, Culpeppers, Home Health Care of America, and career postal employees of the United States Postal Service in select areas of Missouri and Illinois, or any of the over 70 groups. (A complete list of SEGs is listed on the Credit Union's website)
See current membership details

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Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #62905
Year Chartered1928
Employees119
Primary Regulator
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.37%
Annual Interest Income$26.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$532.8MM$491.2MM
LoansQ4 2024vs Q4 2023$399.5MM$378.8MM
DepositsQ4 2024vs Q4 2023$468.6MM$425.9MM
Equity CapitalQ4 2024vs Q4 2023$60.1MM$59MM
Loan Loss AllowanceQ4 2024vs Q4 2023$4.2MM$3.8MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$8.1MM$5.3MM
Real Estate OwnedQ4 2024vs Q4 2023$114K$23K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Neighbors Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
10.00%*$1$1kS.M.A.R.T. Student Club
OTHER TIERS: 0.05% → $1k+
0.15%$5-Holiday Savings
0.05%$100-Regular Share Savings
0.05%$0-Visa Share Savings
0.05%$100-Additional Savings

Neighbors Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$25k-Express Money Market Special - New Money
2.25%*$150k*-Money Market Maximizer
OTHER TIERS: 0.80% → $2k - $25k | 1.00% → $25k - $75k | 1.25% → $75k - $100k | 1.75% → $100k - $150k
2.25%*$150k*-Business Money Market
OTHER TIERS: 0.80% → $2k - $25k | 1.00% → $25k - $75k | 1.25% → $75k - $100k | 1.75% → $100k - $150k

Neighbors Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$2.5k-Interest Checking
0.15%$0-Benefits Checking

Neighbors Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.45%$1k-7 Month CD Special
4.35%$1k-15 Month CD Special
4.00%$1k-12 Month CD
3.00%$1k-24 Month CD
3.00%$1k-36 Month CD
3.00%$1k-18 Month CD
2.75%$1k-48 Month CD
2.75%$1k-60 Month CD
2.75%$1k-84 Month CD
2.50%$1k-6 Month CD
1.05%$1k-48 Month Bump Rate CD
1.05%$1k-60 Month Bump Rate CD
0.30%$100-12 Month Investment Builder CD

Neighbors Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-12 Month IRA
3.00%$1k-24 Month IRA
3.00%$1k-36 Month IRA
2.75%$1k-48 Month IRA
2.75%$1k-60 Month IRA
2.75%$1k-84 Month IRA
0.30%*$100k*-IRA Savings
OTHER TIERS: 0.10% → $0 - $10k | 0.15% → $10k - $50k | 0.20% → $50k - $75k | 0.25% → $75k - $100k
Locations


Neighbors Credit Union Locations
Branch Office1720 Market St Rm 1001Saint Louis, MO 63166-4001
Branch Office355 Howdershell RdFlorissant, MO 63031-6315
Branch Office4745 Mexico RdSaint Peters, MO 63376-2461
Branch Office8935 Jennings Station RoadJennings, MO 63136
Branch Office612 Gravois RdFenton, MO 63026-4137
Branch Office11899 New Halls Ferry RdFlorissant, MO 63033-6926
Branch Office6300 S Lindbergh BlvdSaint Louis, MO 63123-7804
Branch Office14422 Manchester RdManchester, MO 63011-4045

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