Neighbors Credit Union

Overview / Commentary
6300 S Lindbergh Blvd
Saint Louis, MO 63123

Neighbors Credit Union is headquartered in Saint Louis and is the 6th largest credit union in the state of Missouri. It is also the 730th largest credit union in the nation. It was established in 1928 and as of December of 2023, it had grown to 121 employees and 48,515 members at 9 locations. Neighbors Credit Union's money market rates are 11X the national average, and it has an A health rating.

Field of Membership Restrictions

Neighbors Credit Union is open to individuals and their relatives who live or work in Madison, Monroe, or St. Clair Counties in Illinois, or St. Charles, Jefferson, St. Louis Counties or St. Louis City in Missouri. Employees of the following Select Employer Groups are also eligible: Allie Waste, Bi-State Development Agency, Costco, Culpeppers, Home Health Care of America, and career postal employees of the United States Postal Service in select areas of Missouri and Illinois, or any of the over 70 groups. (A complete list of SEGs is listed on the Credit Union's website)
See current membership details

Reviews (1)

Great Local Bank

My husband and I have been using Neighbors Federal Credit Union for many years. It is an extremely convenient bank, and an absolute wonderful decision that we made. In the past, we always used Chase, and were only getting a .01% interest on our savings account. Our money was basically just sitting there and making no money whatsoever. With Neighbors, the return on our money is MUCH higher. The staff are all so friendly and helpful, and it's a smaller bank so we never have to wait in long lines, or for hours on the phone to speak with someone. Problems are solved fairly quickly, and it is only a mile down the road from our home. I tell all of our friends and family members to bank at Neighbors for it's convenience and it's ease of use. I don't think I could ever go back to a traditional big bank. Also, whenever we purchase a large item on our credit card, they immediately call us to make sure that we were the ones purchasing the item and that our card was not stolen! This is a huge relief because identity theft is becoming more and more widespread


Health Grade Components

NCUA #62905
Year Chartered1928
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD1.93%
Annual Interest Income$21.3MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$491.2MM$513.2MM
LoansQ4 2023vs Q4 2022$378.8MM$388MM
DepositsQ4 2023vs Q4 2022$425.9MM$419.8MM
Equity CapitalQ4 2023vs Q4 2022$59MM$57.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$3.8MM$2.6MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$5.3MM$6MM
Real Estate OwnedQ4 2023vs Q4 2022$23K$23K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Neighbors Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Neighbors Credit Union Savings Account Rates

10.00%*$1$1kS.M.A.R.T. Student Club
OTHER TIERS: 0.05% $1k+
0.30%*$100k*-IRA Savings
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $75k | 0.25% $75k - $100k
0.15%$5-Holiday Savings
0.05%$101-Regular Share Savings
0.05%--Visa Share Savings
0.05%$100-Additional Savings

Neighbors Credit Union Money Market Rates

4.75%$25k-Express Money Market Special - New Money
2.25%*$150k*-Money Market Maximizer
OTHER TIERS: 0.80% $2k - $25k | 1.00% $25k - $75k | 1.25% $75k - $100k | 1.75% $100k - $150k
2.25%*$150k*-Business Money Market
OTHER TIERS: 0.80% $2k - $25k | 1.00% $25k - $75k | 1.25% $75k - $100k | 1.75% $100k - $150k

Neighbors Credit Union Checking Account Rates

0.30%$2.5k-Interest Checking
0.15%--Benefits Checking

Neighbors Credit Union CD Rates

5.15%$1k-15 Month CD Special - New Money
4.75%$1k-7 Month CD Special - New Money
4.00%$1k-12 Month CD
3.00%$1k-24 Month CD
3.00%$1k-36 Month CD
3.00%$1k-18 Month CD
2.75%$1k-48 Month CD
2.75%$1k-60 Month CD
2.75%$1k-84 Month CD
2.50%$1k-6 Month CD
1.05%$1k-48 Month Bump Rate CD
1.05%$1k-60 Month Bump Rate CD
1.00%$25-12 Month Save to Win CD
0.15%$100-12 Month Investment Builder CD - w/ direct deposit
0.05%$100-12 Month Investment Builder CD - w/o direct deposit

Neighbors Credit Union IRA Rates

4.00%$1k-12 Month IRA
3.00%$1k-24 Month IRA
3.00%$1k-36 Month IRA
2.75%$1k-48 Month IRA
2.75%$1k-60 Month IRA
2.75%$1k-84 Month IRA

Neighbors Credit Union Locations
Branch Office1720 Market St Rm 1001Saint Louis, MO 63166-4001
Branch Office355 Howdershell RdFlorissant, MO 63031-6315
Branch Office4745 Mexico RdSaint Peters, MO 63376-2461
Branch Office8935 Jennings Station RoadJennings, MO 63136
Branch Office612 Gravois RdFenton, MO 63026-4137
Branch Office11899 New Halls Ferry RdFlorissant, MO 63033-6926
Branch Office6300 S Lindbergh BlvdSaint Louis, MO 63123-7804
Branch Office15928 Manchester RdEllisville, MO 63011
Branch Office14422 Manchester RdManchester, MO 63011-4045

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.