Neighbors Credit Union


Overview / Commentary
314-892-5400
6300 S Lindbergh Blvd
Saint Louis, MO 63123-7804

Neighbors Credit Union is headquartered in Saint Louis and is the 4th largest credit union in the state of Missouri. It is also the 669th largest credit union in the nation. It was established in 1928 and as of June of 2020, it had grown to 152 employees and 45,103 members at 10 locations. Neighbors Credit Union's money market rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Neighbors Credit Union is open to individuals and their relatives who live or work in Madison, Monroe, or St. Clair Counties in Illinois, or St. Charles, Jefferson, St. Louis Counties or St. Louis City in Missouri. Employees of the following Select Employer Groups are also eligible: Allie Waste, Bi-State Development Agency, Costco, Culpeppers, Home Health Care of America, and career postal employees of the United States Postal Service in select areas of Missouri and Illinois, or any of the over 70 groups. (A complete list of SEGs is listed on the Credit Union's website)
See current membership details

Reviews (1)

Great Local Bank

My husband and I have been using Neighbors Federal Credit Union for many years. It is an extremely convenient bank, and an absolute wonderful decision that we made. In the past, we always used Chase, and were only getting a .01% interest on our savings account. Our money was basically just sitting there and making no money whatsoever. With Neighbors, the return on our money is MUCH higher. The staff are all so friendly and helpful, and it's a smaller bank so we never have to wait in long lines, or for hours on the phone to speak with someone. Problems are solved fairly quickly, and it is only a mile down the road from our home. I tell all of our friends and family members to bank at Neighbors for it's convenience and it's ease of use. I don't think I could ever go back to a traditional big bank. Also, whenever we purchase a large item on our credit card, they immediately call us to make sure that we were the ones purchasing the item and that our card was not stolen! This is a huge relief because identity theft is becoming more and more widespread



Health
A+

Health Grade Components

Overall
NCUA #62905
Year Chartered1928
Employees152
Primary Regulator
Profit Margin
Return on Assets - YTD-0.37%
Return on Equity - YTD-2.57%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$462.7MM$390.8MM
LoansQ2 2020vs Q2 2019$263.6MM$257.2MM
DepositsQ2 2020vs Q2 2019$367.6MM$302.3MM
Equity CapitalQ2 2020vs Q2 2019$63.0MM$60.4MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.0MM$1.7MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.3MM$3.5MM
Real Estate OwnedQ2 2020vs Q2 2019$1.9MM$139.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Neighbors Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Neighbors Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
10.00%*$1$1kS.M.A.R.T. Student Club
OTHER TIERS: 0.25% $1k+
0.75%*$100k*-IRA Savings
OTHER TIERS: 0.20% $10k - $25k | 0.25% Up to $50k | 0.40% $50k - $75k | 0.60% $75k - $100k
0.15%$5-Christmas Club
0.15%$5-Y.E.S. Club
0.10%$101-Regular Share Savings
0.10%$101-Escrow Savings
0.05%--Visa Share Savings

Neighbors Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$20k$500kProsperity Money Market - New Money
0.65%*$150k*-Business Money Market
OTHER TIERS: 0.35% $2k - $10k | 0.40% $10k - $25k | 0.45% $25k - $50k | 0.50% $50k - $75k | 0.55% $75k - $100k | 0.60% $100k - $150k
0.50%*$150k*-Money Market Maximizer
OTHER TIERS: 0.20% $2k - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k | 0.45% $100k - $150k

Neighbors Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$2.5k-Interest Checking
0.15%--Benefits Checking

Neighbors Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$1k-84 Month CD
1.10%$1k-60 Month CD
0.95%$1k-48 Month CD
0.95%$1k-60 Month Bump Rate CD
0.85%$1k-36 Month CD
0.80%$1k-48 Month Bump Rate CD
0.80%$1k-30 Month CD
0.75%$1k-24 Month CD
0.65%$1k-18 Month CD
0.60%$1k-12 Month CD
0.60%$25-12 Month Save to Win CD
0.45%$1k-6 Month CD
0.36%$100-12 Month Investment Builder CD - w/ direct deposit
0.16%$100-12 Month Investment Builder CD - w/o direct deposit

Neighbors Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$1k-84 Month IRA
1.20%$1k-60 Month IRA
1.06%$1k-48 Month IRA
0.95%$1k-36 Month IRA
0.85%$1k-24 Month IRA
0.70%$1k-12 Month IRA
Locations


Cities: Ellisville, Fenton, Florissant, Hazelwood, Jennings, Manchester, Saint Louis, Saint Peters

Ellisville Branches
Branch Office15928 Manchester RdEllisville, MO 63011

Fenton Branches
Branch Office612 Gravois RdFenton, MO 63026-4137

Florissant Branches
Branch Office355 Howdershell RdFlorissant, MO 63031-6315
Branch Office11899 New Halls Ferry RdFlorissant, MO 63033-6926

Hazelwood Branches
Branch Office5800 Phantom Dr Rm 116Hazelwood, MO 63042-2411

Jennings Branches
Branch Office8935 Jennings Station RoadJennings, MO 63136

Manchester Branches
Branch Office14422 Manchester RdManchester, MO 63011-4045

Saint Louis Branches
Branch Office1720 Market St Rm 1001Saint Louis, MO 63166-4001
Branch Office6300 S Lindbergh BlvdSaint Louis, MO 63123-7804

Saint Peters Branches
Branch Office4745 Mexico RdSaint Peters, MO 63376-2461

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