New Carlisle Federal Savings Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.00%	1-year CD	2.65% - Barclays 12 Month Online CD
2.45%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
0.02%	Savings	2.00% - Ally Bank Online Savings Account

View all New Carlisle Federal Savings Bank rates »

Overview / Commentary

www.newcarlislefederal.com

937-845-3636

400 North Main Street
New Carlisle, OH 45344

New Carlisle Federal Savings Bank is headquartered in New Carlisle and is the 119^th largest bank in the state of Ohio. It is also the 3,907^th largest bank in the nation. It was established in 1883 and as of September of 2018, it had grown to 27 employees at 3 locations. New Carlisle Federal Savings Bank's CD rates are 3X the national average, and it has an A health rating.

A friendly small town bank

Posted by: lesliegillespie | May 26, 2017

My experience with this bank has been pretty good. The staff are friendly and know you by name. They remember you and are always pleasant. However, it's expensive to use ATMs that aren't their own...which there is only one ATM in my town and the surrounding area that I can use. So every time I need to use an ATM I have to pay a fee. Their hours are pretty bad, and as a third shift worker, it is difficult to visit them in person. If there's a problem, you have to wait til the next day to call them, and they aren't open at all on Sundays. Their website is good for the most part. I do most transactions with my debit card. However, the website goes down a lot at night, which is frustrating. When it comes to competitive products, they lack what many other bigger banks offer. For example, so banks let you take a picture of your check and then it get deposited. But my bank doesn't offer that, they are pretty old school. Also, they took away my savings account because I withdrew from it too much and made it a second checking account. They caused me to be late on a credit card payment because they canceled an automatic withdraw from my checking account without telling me or contacting me. Still, it's close to where I live, the staff are friendly, I haven't had any problems with security, so I'd say overall it's a decent bank to use.

Comment

1

Don't Waste Your Time

Posted by: RobinSholley | Sep 18, 2017

Non professional employees. Not helpful, condescending and dismissive.

Comment

1

Health

A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	29173
Year Established	1883
Employees	27
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.65%
Return on Equity - YTD	6.62%
Annual Interest Income	$3.7MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$115.5MM$108.2MM
Loans	Q3 2018vs Q3 2017	$99.0MM$91.9MM
Deposits	Q3 2018vs Q3 2017	$81.3MM$78.1MM
Equity Capital	Q3 2018vs Q3 2017	$11.6MM$10.9MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$1.1MM$1.0MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$653.00K$469.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$125.00K

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