New Carlisle Federal Savings Bank is headquartered in New Carlisle and is the 99th largest bank in the state of Ohio. It is also the 3,175th largest bank in the nation. It was established in 1883 and as of June of 2022, it had grown to 32 employees at 4 locations. New Carlisle Federal Savings Bank has an A health rating.
My experience with this bank has been pretty good. The staff are friendly and know you by name. They remember you and are always pleasant. However, it's expensive to use ATMs that aren't their own...which there is only one ATM in my town and the surrounding area that I can use. So every time I need to use an ATM I have to pay a fee. Their hours are pretty bad, and as a third shift worker, it is difficult to visit them in person. If there's a problem, you have to wait til the next day to call them, and they aren't open at all on Sundays. Their website is good for the most part. I do most transactions with my debit card. However, the website goes down a lot at night, which is frustrating. When it comes to competitive products, they lack what many other bigger banks offer. For example, so banks let you take a picture of your check and then it get deposited. But my bank doesn't offer that, they are pretty old school. Also, they took away my savings account because I withdrew from it too much and made it a second checking account. They caused me to be late on a credit card payment because they canceled an automatic withdraw from my checking account without telling me or contacting me. Still, it's close to where I live, the staff are friendly, I haven't had any problems with security, so I'd say overall it's a decent bank to use.
Non professional employees. Not helpful, condescending and dismissive.
Overall | |
---|---|
FDIC Certificate # | 29173 |
Year Established | 1883 |
Employees | 32 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.78% |
Return on Equity - YTD | 8.22% |
Annual Interest Income | $3.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2022vs Q2 2021 | $188.7MM$179.7MM |
Loans | Q2 2022vs Q2 2021 | $159.9MM$142.7MM |
Deposits | Q2 2022vs Q2 2021 | $139.7MM$120.6MM |
Equity Capital | Q2 2022vs Q2 2021 | $17.3MM$15.9MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $1.5MM$1.2MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $467.00K$1.8MM |
Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |
Rates for New Carlisle Federal Savings Bank are currently being reviewed.
New Carlisle Federal Savings Bank Locations | ||
---|---|---|
New Carlisle Federal Savings Bank | 400 N Main St | New Carlisle, OH 45344 |
Tipp City Branch | 5129 S County Road 25a | Tipp City, OH 45371 |
Villa Road Branch | 833 Villa Road | Springfield, OH 45503 |
Limestone Branch | 1408 North Limestone Street | Springfield, OH 45503 |