New Carlisle Federal Savings Bank is headquartered in New Carlisle and is the 116th largest bank in the state of Ohio. It is also the 3,763rd largest bank in the nation. It was established in 1883 and as of March of 2019, it had grown to 27 employees at 3 locations. New Carlisle Federal Savings Bank's savings rates are 2X the national average, and it boasts an A+ health rating.
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A friendly small town bank
My experience with this bank has been pretty good. The staff are friendly and know you by name. They remember you and are always pleasant. However, it's expensive to use ATMs that aren't their own...which there is only one ATM in my town and the surrounding area that I can use. So every time I need to use an ATM I have to pay a fee. Their hours are pretty bad, and as a third shift worker, it is difficult to visit them in person. If there's a problem, you have to wait til the next day to call them, and they aren't open at all on Sundays. Their website is good for the most part. I do most transactions with my debit card. However, the website goes down a lot at night, which is frustrating. When it comes to competitive products, they lack what many other bigger banks offer. For example, so banks let you take a picture of your check and then it get deposited. But my bank doesn't offer that, they are pretty old school. Also, they took away my savings account because I withdrew from it too much and made it a second checking account. They caused me to be late on a credit card payment because they canceled an automatic withdraw from my checking account without telling me or contacting me. Still, it's close to where I live, the staff are friendly, I haven't had any problems with security, so I'd say overall it's a decent bank to use.
Don't Waste Your Time
Non professional employees. Not helpful, condescending and dismissive.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 29173 |
| Year Established | 1883 |
| Employees | 27 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.58% |
| Return on Equity - YTD | 5.97% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $122.5MM$113.8MM |
| Loans | Q1 2019vs Q1 2018 | $104.6MM$97.4MM |
| Deposits | Q1 2019vs Q1 2018 | $86.9MM$82.3MM |
| Equity Capital | Q1 2019vs Q1 2018 | $12.0MM$11.2MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $1.1MM$1.0MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $211.00K$346.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not New Carlisle Federal Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
New Carlisle Federal Savings Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.10% | - | - | First Rate Savings | |
| 0.02% | - | - | Statement Savings Account |
New Carlisle Federal Savings Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $100k* | - | Money Management Account | ||
| OTHER TIERS: 0.02% → Up to $10k | 0.05% → $10k - $25k | 0.08% → $25k - $50k | 0.11% → $50k - $100k | |||||
New Carlisle Federal Savings Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.10% | - | - | First Rate Checking |
New Carlisle Federal Savings Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.45% | $10k | - | 60 Month CD Special | |
| 2.35% | $10k | - | 48 Month CD Special | |
| 2.25% | $10k | - | 36 Month CD Special | |
| 2.10% | $10k | - | 24 Month CD Special | |
| 1.66% | $10k | - | 12 Month CD Special |
| New Carlisle Federal Savings Bank Locations | ||
|---|---|---|
| New Carlisle Federal Savings Bank | 400 North Main Street | New Carlisle, OH 45344 |
| Tipp City Branch | 5129 S County Road 25a | Tipp City, OH 45371 |
| Villa Road Branch | 833 Villa Road | Springfield, OH 45503 |