New Carlisle Federal Savings Bank


Overview / Commentary
937-845-3636
400 North Main Street
New Carlisle, OH 45344

New Carlisle Federal Savings Bank is headquartered in New Carlisle and is the 100th largest bank in the state of Ohio. It is also the 3,293rd largest bank in the nation. It was established in 1883 and as of June of 2020, it had grown to 32 employees at 3 locations. New Carlisle Federal Savings Bank's savings rates are 2X the national average, and it has a B+ health rating.

Reviews (2)

A friendly small town bank

My experience with this bank has been pretty good. The staff are friendly and know you by name. They remember you and are always pleasant. However, it's expensive to use ATMs that aren't their own...which there is only one ATM in my town and the surrounding area that I can use. So every time I need to use an ATM I have to pay a fee. Their hours are pretty bad, and as a third shift worker, it is difficult to visit them in person. If there's a problem, you have to wait til the next day to call them, and they aren't open at all on Sundays. Their website is good for the most part. I do most transactions with my debit card. However, the website goes down a lot at night, which is frustrating. When it comes to competitive products, they lack what many other bigger banks offer. For example, so banks let you take a picture of your check and then it get deposited. But my bank doesn't offer that, they are pretty old school. Also, they took away my savings account because I withdrew from it too much and made it a second checking account. They caused me to be late on a credit card payment because they canceled an automatic withdraw from my checking account without telling me or contacting me. Still, it's close to where I live, the staff are friendly, I haven't had any problems with security, so I'd say overall it's a decent bank to use.

Don't Waste Your Time

Non professional employees. Not helpful, condescending and dismissive.



Health
B+

Health Grade Components

Overall
FDIC Certificate #29173
Year Established1883
Employees32
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD9.48%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$166.5MM$121.6MM
LoansQ2 2020vs Q2 2019$136.8MM$104.3MM
DepositsQ2 2020vs Q2 2019$108.5MM$85.3MM
Equity CapitalQ2 2020vs Q2 2019$13.4MM$12.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.1MM$1.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$877.00K$187.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

New Carlisle Federal Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%--First Rate Savings
1.10%-$15kCommunity Heroes Savings
0.02%--Statement Savings Account
0.02%--Student Savings

New Carlisle Federal Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Management Account
OTHER TIERS: 0.02% Up to $10k | 0.05% $10k - $25k | 0.08% $25k - $50k | 0.11% $50k - $100k

New Carlisle Federal Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%--First Rate Checking
1.10%-$10kCommunity Heroes Checking
Locations


New Carlisle Federal Savings Bank Locations
New Carlisle Federal Savings Bank400 North Main StreetNew Carlisle, OH 45344
Tipp City Branch5129 S County Road 25aTipp City, OH 45371
Villa Road Branch833 Villa RoadSpringfield, OH 45503
Limestone Branch1408 North Limestone StreetSpringfield, OH 45503

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