New Century Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.91% | 5-year CD | |
| 0.60% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.05% | Savings | 2.00% - Ally Bank Online Savings Account |
New Century Federal Credit Union is headquartered in Joliet and is the 70th largest credit union in the state of Illinois. It is also the 2,348th largest credit union in the nation. It was established in 1936 and as of September of 2018, it had grown to 10 employees and 5,011 members at 3 locations. New Century Federal Credit Union has a B health rating.
Field of Membership Restrictions
Must work at one of the several select payroll groups. Also open to residents of Crest Hill, Lockport, Rockdale or the east side of Joliet.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1251 |
| Year Chartered | 1936 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 3.37% |
| Annual Interest Income | $1.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $49.1MM$51.4MM |
| Loans | Q3 2018vs Q3 2017 | $15.8MM$14.8MM |
| Deposits | Q3 2018vs Q3 2017 | $42.8MM$44.9MM |
| Equity Capital | Q3 2018vs Q3 2017 | $6.6MM$6.4MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $61.00K$46.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $119.00K$150.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not New Century Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
New Century Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $25 | - | Share Saving | |
| 0.05% | $25 | - | Christmas Cub | |
| 0.05% | $25 | - | Vacation Club | |
| 0.05% | $25 | - | Special Saving | |
| 0.05% | $25 | - | Tax Holding Saving | |
| 0.05% | $25 | - | IRA Shares |
New Century Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $75k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $2k - $10k | 0.25% → $10k - $75k | |||||
New Century Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.91% | $1k | - | 5 Year CD | |
| 1.71% | $1k | - | 4 Year CD | |
| 1.36% | $1k | - | 3 Year CD | |
| 0.80% | $1k | - | 2 Year CD | |
| 0.60% | $1k | - | 1 Year CD | |
| 0.40% | $1k | - | 6 Month CD |
New Century Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.91% | $1k | - | 5 Year IRA | |
| 1.71% | $1k | - | 4 Year IRA | |
| 1.36% | $1k | - | 3 Year IRA | |
| 0.80% | $1k | - | 2 Year IRA | |
| 0.60% | $1k | - | 1 Year IRA |
| New Century Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 971 Collins St | Joliet, IL 60432-1212 |
| Branch Office | 291 Springfield Ave | Joliet, IL 60435-6509 |
| Branch Office | 1910 Ferro Dr | New Lenox, IL 60451-3506 |