New Century Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.41%	5-year CD	5 Year CD 2.25% - Ally Bank High Yield 5 Year CD
0.30%	1-year CD	1 Year CD 1.50% - Ally Bank No Penalty 11-Month CD
0.05%	Savings	Special Saving 1.20% - Ally Bank Online Savings Account

View all New Century Federal Credit Union rates »

Overview / Commentary

newcenturyfcu.org

815-727-3691

291 Springfield Ave
Joliet, IL 60435-6509

New Century Federal Credit Union is headquartered in Joliet and is the 70^th largest credit union in the state of Illinois. It is also the 2,310^th largest credit union in the nation. It was established in 1936 and as of June of 2017, it had grown to 8 employees and 5,295 members at 3 locations. New Century Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must work at one of the several select payroll groups. Also open to residents of Crest Hill, Lockport, Rockdale or the east side of Joliet.
See current membership details

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Health

B+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. New Century Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	1251
Year Chartered	1936
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	0.32%
Return on Equity - YTD	2.63%
Annual Interest Income	$613.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$52.0MM$52.2MM
Loans	Q2 2017vs Q2 2016	$14.3MM$14.7MM
Deposits	Q2 2017vs Q2 2016	$45.6MM$45.9MM
Equity Capital	Q2 2017vs Q2 2016	$6.4MM$6.3MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$41.00K$23.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$112.00K$61.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

New Century Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$25	-	Share Saving
0.05%	$25	-	Christmas Cub
0.05%	$25	-	Vacation Club
0.05%	$25	-	Special Saving
0.05%	$25	-	Tax Holding Saving
0.05%	$25	-	IRA Shares

New Century Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.15% → $2k - $10k \| 0.20% → $10k - $75k

New Century Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%	$1k	-	5 Year CD
1.10%	$1k	-	4 Year CD
0.70%	$1k	-	3 Year CD
0.45%	$1k	-	2 Year CD
0.30%	$1k	-	1 Year CD
0.20%	$1k	-	6 Month CD

New Century Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%	$1k	-	5 Year IRA
1.10%	$1k	-	4 Year IRA
0.70%	$1k	-	3 Year IRA
0.45%	$1k	-	2 Year IRA
0.30%	$1k	-	1 Year IRA

Locations

New Century Federal Credit Union Locations
Branch Office	971 Collins St	Joliet, IL 60432-1212
Branch Office	291 Springfield Ave	Joliet, IL 60435-6509
Branch Office	1910 Ferro Dr	New Lenox, IL 60451-3506