Featured Savings Rates
Featured Accounts

New Dimensions Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.97%5-year CD5 Year Step Up Share Certificate
0.55%1-year CD12 Month Share Certificate
0.10%SavingsShare Savings Account

Overview / Commentary
800-326-6190
61 Grove St
Waterville, ME 04901

New Dimensions Federal Credit Union is headquartered in Waterville and is the 33rd largest credit union in the state of Maine. It is also the 1,774th largest credit union in the nation. It was established in 1956 and as of December of 2015, it had grown to 36 employees and 7,838 members at 2 locations. New Dimensions Federal Credit Union's savings rates are 63% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Our field of membership includes: persons who live, work, worship, or attend school in, and businesses and other legal entities located in the counties of Kennebec and Somerset, Maine; and, also included are spouses of persons who passed away while within the field of membership of this credit union, employees of this credit union, members of their immediate family* or household**, and organizations of such persons. - See Details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. New Dimensions Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #11253
Year Chartered1956
Employees36
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD11.2%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$80.7MM$70.1MM
LoansQ4 2015vs Q4 2014$69.0MM$61.7MM
DepositsQ4 2015vs Q4 2014$69.7MM$60.0MM
Equity CapitalQ4 2015vs Q4 2014$6.3MM$5.6MM
Loan Loss AllowanceQ4 2015vs Q4 2014$371.00K$311.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$1.5MM$909.00K
Real Estate OwnedQ4 2015vs Q4 2014$39.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

New Dimensions Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$500k*-Jumbo Certificate Savings Account
OTHER TIERS: 0.10% $100 - $50k | 0.20% $50k - $100k | 0.53% $100k - $250k | 0.69% $250k - $500k
0.30%*$50k*-Certificate Savings Account
OTHER TIERS: 0.10% $100 - $2,500 | 0.20% $2,500 - $10k | 0.25% $10k - $50k
0.25%$100-Traditional IRA
0.25%$100-Roth IRA
0.25%$100-Coverdell Education Savings Account
0.25%$100-Health Savings Account
0.10%$100-Share Savings Account
0.10%$100-Club Account

New Dimensions Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.44%$5k-7 Year Step Up Share Certificate
1.97%$5k-5 Year Step Up Share Certificate
1.56%$1k-48 Month Share Certificate
1.53%$50k-27 Month Step-Up Share Certificate Special
1.26%$1k-36 Month Share Certificate
1.00%$50k-17 Month Share Certificate Special
0.80%$1k-24 Month Share Certificate
0.67%$1k-18 Month Share Certificate
0.55%$1k-12 Month Share Certificate
0.55%$500-12 Month Monty Moose Share Certificate
0.55%$500-12 Month Take Charge Share Certificate
0.40%$1k-6 Month Share Certificate

New Dimensions Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%$2k-48 Month IRA Certificate
1.53%$50k-27 Month Step-Up Share Certificate Special
1.26%$2k-36 Month IRA Certificate
1.00%$50k-17 Month Share Certificate Special
0.80%$2k-24 Month IRA Certificate
0.67%$2k-18 Month IRA Certificate
0.55%$2k-12 Month IRA Certificate
0.40%$2k-6 Month IRA Certificate
Locations


New Dimensions Federal Credit Union Locations
Branch Office61 Grove StWaterville, ME 04901
Branch Office72 Cony StAugusta, ME 04330