New Dimensions Federal Credit Union

Overview / Commentary
94 Silver Street
Waterville, ME 04901

New Dimensions Federal Credit Union is headquartered in Waterville and is the 22nd largest credit union in the state of Maine. It is also the 1,223rd largest credit union in the nation. It was established in 1956 and as of June of 2022, it had grown to 61 employees and 17,580 members at 5 locations. New Dimensions Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in New Dimensions Federal Credit Union is open to businesses and other legal entities, and any anyone who lives, works, worships, or goes to school in the Maine counties of Franklin, Kennebec, Somerset, or Waldo.
See current membership details

Reviews (2)

using a credit union

I have been using this credit union for over 20 years. I have used "big banks" in the past along with this credit union but have always come back to using New Dimensions as my primary. The checking and savings account is what I like the most. I am not charged a fee or minimum deposit for the checking account. The savings account is linked to my checking account so that if i overdraw on my checking the bank will automatically transfer the money to cover the overdraw for a dollar. One of the major downside is that they are not open on Saturdays. I enjoy using the app and makes it easy to transfer money from account to account and also balance my checking account. They provide me with the ability to use the credit union at my local Walmart. I also like that when I call on the phone I speak to a person and am not transferred a hundred times before solving my problem.

New Dimensions FCU review

Posted by: |

I have been using this credit union since my dad opened me an account when I was six. This credit union is in my town and down the street. I use it for my checking, savings, home morg., and sometimes car loan. The bank is small and bit behind the times as for banking experience. I think their mobile app which they just added recently is great, but the online banking is not very good through their website. I always get a person when I call the bank. They are not open on Saturdays or Sundays which makes it very inconvenient. I am able to transfer money between accountts easily without much hassle.


Health Grade Components

NCUA #11253
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD10.02%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$209.4MM$191.6MM
LoansQ2 2022vs Q2 2021$171.6MM$156.1MM
DepositsQ2 2022vs Q2 2021$184.5MM$173.3MM
Equity CapitalQ2 2022vs Q2 2021$15.7MM$15.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$879.00K$728.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.3MM$1.4MM
Real Estate OwnedQ2 2022vs Q2 2021$0$29.00K

Rates for New Dimensions Federal Credit Union are currently being reviewed.


New Dimensions Federal Credit Union Locations
Branch Office61 Grove StWaterville, ME 04901
Branch Office72 Cony StAugusta, ME 04330
Branch Office316 Benton AveWinslow, ME 04901
Branch Office245 Madison AveSkowhegan, ME 04976
Corporate Office94 Silver StWaterville, ME 04901

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