Featured Savings Rates
Featured Accounts

New Dimensions Federal Credit Union

Popular Accounts at this Credit Union

1.97%5-year CD5 Year Step Up Share Certificate
0.55%1-year CD12 Month Share Certificate
0.10%Savings60+ Savings Account

Overview / Commentary
61 Grove St
Waterville, ME 04901

New Dimensions Federal Credit Union is headquartered in Waterville and is the 31st largest credit union in the state of Maine. It is also the 1,704th largest credit union in the nation. It was established in 1956 and as of December of 2016, it had grown to 38 employees and 8,262 members at 2 locations. New Dimensions Federal Credit Union's savings rates are 63% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in New Dimensions Federal Credit Union is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in the counties of Kennebec and Somerset, Maine.
See current membership details

Related Posts

New Dimensions FCU Adds Competitive 15-month CD - 8/29/2016

New Dimensions FCU (Maine) has added a 15-month Share Certificate (1.51% APY) to its product line. Minimum opening deposit is $1k, with no balance cap.

Reviews (1)

New Dimensions FCU review

Posted by: naturist | Dec 18, 2016

I have been using this credit union since my dad opened me an account when I was six. This credit union is in my town and down the street. I use it for my checking, savings, home morg., and sometimes car loan. The bank is small and bit behind the times as for banking experience. I think their mobile app which they just added recently is great, but the online banking is not very good through their website. I always get a person when I call the bank. They are not open on Saturdays or Sundays which makes it very inconvenient. I am able to transfer money between accountts easily without much hassle.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. New Dimensions Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #11253
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD7.08%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$88.5MM$80.7MM
LoansQ4 2016vs Q4 2015$74.2MM$69.0MM
DepositsQ4 2016vs Q4 2015$75.1MM$69.7MM
Equity CapitalQ4 2016vs Q4 2015$6.8MM$6.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$542.00K$371.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.4MM$1.5MM
Real Estate OwnedQ4 2016vs Q4 2015$5.00K$39.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

New Dimensions Federal Credit Union Savings Account Rates

0.85%*$500k*-Jumbo Certificate Savings Account
OTHER TIERS: 0.10% $100 - $50k | 0.20% $50k - $100k | 0.53% $100k - $250k | 0.69% $250k - $500k
0.30%*$50k*-Certificate Savings Account
OTHER TIERS: 0.10% $100 - $2,500 | 0.20% $2,500 - $10k | 0.25% $10k - $50k
0.25%$100-Traditional IRA
0.25%$100-Roth IRA
0.25%$100-Coverdell Education Savings Account
0.25%$100-Health Savings Account
0.10%$100-Share Savings Account
0.10%$100-Club Account
0.10%$100-60+ Savings Account
0.10%--Monty Moose Youth Savings Account
0.10%--Take Charge Youth Savings Account

New Dimensions Federal Credit Union CD Rates

1.97%$5k-5 Year Step Up Share Certificate
1.55%$1k-48 Month Share Certificate
1.25%$1k-36 Month Share Certificate
0.80%$1k-24 Month Share Certificate
0.67%$1k-18 Month Share Certificate
0.55%$1k-12 Month Share Certificate
0.55%$500-12 Month Monty Moose Share Certificate
0.55%$500-12 Month Take Charge Share Certificate
0.40%$1k-6 Month Share Certificate

New Dimensions Federal Credit Union IRA Rates

1.56%$2k-48 Month IRA Certificate
1.26%$2k-36 Month IRA Certificate
0.80%$2k-24 Month IRA Certificate
0.67%$2k-18 Month IRA Certificate
0.55%$2k-12 Month IRA Certificate
0.40%$2k-6 Month IRA Certificate

New Dimensions Federal Credit Union Locations
Branch Office61 Grove StWaterville, ME 04901
Branch Office72 Cony StAugusta, ME 04330