New Hampshire Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.20% | 5-year CD | |
| 1.00% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.10% | Savings | 2.00% - Ally Bank Online Savings Account |
New Hampshire Federal Credit Union is headquartered in Concord and is the 8th largest credit union in the state of New Hampshire. It is also the 855th largest credit union in the nation. It was established in 1941 and as of September of 2018, it had grown to 47 employees and 14,393 members at 3 locations. New Hampshire Federal Credit Union's CD rates are 11% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
We serve the employees, immediate family and household members of more than 140 employer groups throughout NH, including the State of NH, many cities, towns, counties, hospitals, health care organizations, and more.
See current membership details
Related Posts
5/17 - 5.00% 36-Month / 4.00% 12-Month CD at a New Hampshire Credit Union (NHFCU)
2/21 - 5.10% 24-Month / 5.00% 12-Month CD at a New Hampshire Credit Union (NHFCU)
1/8 - 5.10% 24-Month CD at New Hampshire Federal Credit Union
A true granite state value
The tellers are always courteous and know my name right when I walk in. ATMs and business hours are convienent and I love being able to go to multiple other branches ATMs around the country without being charged those awful ATM fees.
Use A Different Credit Union
You might as well go to a big bank if you consider NHFCU. Chose a different credit union.
My account with NHFCU went inactive and people at the bank failed to inform me properly, as they knew my address was no longer valid, as they began to charge me fees for an incorrect address, in addition to inactive account fees. The whole time, my phone number was on file and anyone with the bank could have called me and I would have taken immediate action to reactivate my account and update my address.
Instead, NHFCU chose to drain $170+ from my account in fees before closing it and sending my remaining balance to the state of New Hampshire. It was only then, after sending the amount, that I received a call from NHFCU updating me on the situation. While I was able to retrieve my balance from the state after a couple months, my repeated requests with NHFCU for refund of fees has been met with avoidance (not returning my calls, long delays in communication). When I finally flew back to NH from California, now almost a year since that phone call that my money had been sent to the state of NH, I met with a representative in-person and filled out an official request for refund, which was soon rejected without real explanation.
I view this whole experience as frustrating and disappointing, as I have always strived to support local credit unions over big banks, but this behavior is something I would expect of those big banks.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4746 |
| Year Chartered | 1941 |
| Employees | 47 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.46% |
| Return on Equity - YTD | 3.67% |
| Annual Interest Income | $5.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $272.6MM$262.8MM |
| Loans | Q3 2018vs Q3 2017 | $116.8MM$123.6MM |
| Deposits | Q3 2018vs Q3 2017 | $236.6MM$226.6MM |
| Equity Capital | Q3 2018vs Q3 2017 | $34.4MM$34.3MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $291.00K$365.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $113.00K$2.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not New Hampshire Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
New Hampshire Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $1 | - | IRA Variable | |
| 0.10% | $25 | - | Shares | |
| 0.10% | - | - | Clubs |
New Hampshire Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | Money Market Share Account | ||
| OTHER TIERS: 0.15% → Up to $2.5k | 0.20% → $2.5k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k | |||||
New Hampshire Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.20% | $500 | - | 60 Month CD | |
| 2.20% | $250 | - | 60 Month Youth CD | |
| 2.00% | $500 | - | 48 Month CD | |
| 2.00% | $250 | - | 48 Month Youth CD | |
| 1.55% | $500 | - | 36 Month CD | |
| 1.55% | $250 | - | 36 Month Youth CD | |
| 1.30% | $500 | - | 18 Month CD | |
| 1.30% | $250 | - | 18 Month Youth CD | |
| 1.20% | $500 | - | 24 Month CD | |
| 1.20% | $250 | - | 24 Month Youth CD | |
| 1.00% | $500 | - | 12 Month CD | |
| 1.00% | $250 | - | 12 Month Youth CD | |
| 0.75% | $500 | - | 6 Month CD |
New Hampshire Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.20% | $500 | - | 60 Month IRA | |
| 2.20% | $250 | - | 60 Month Youth IRA | |
| 2.00% | $500 | - | 48 Month IRA | |
| 2.00% | $250 | - | 48 Month Youth IRA | |
| 1.55% | $500 | - | 36 Month IRA | |
| 1.55% | $250 | - | 36 Month Youth IRA | |
| 1.20% | $500 | - | 24 Month IRA | |
| 1.20% | $250 | - | 24 Month Youth IRA | |
| 1.00% | $500 | - | 12 Month IRA | |
| 1.00% | $250 | - | 12 Month Youth IRA |
| New Hampshire Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 47 N Main St | Concord, NH 03301-4934 |
| Branch Office | 70 Airport Rd | Concord, NH 03301-5205 |
| Branch Office | 71 Calef Hwy | Lee, NH 03861-6737 |