Overview / Commentary
70 Airport Rd
Concord, NH 03301

New Hampshire Federal Credit Union is headquartered in Concord and is the 8th largest credit union in the state of New Hampshire. It is also the 855th largest credit union in the nation. It was established in 1941 and as of September of 2018, it had grown to 47 employees and 14,393 members at 3 locations. New Hampshire Federal Credit Union's CD rates are 11% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

We serve the employees, immediate family and household members of more than 140 employer groups throughout NH, including the State of NH, many cities, towns, counties, hospitals, health care organizations, and more.
See current membership details

Related Posts

18 Months CD, 2.50% APY, $500 Minimum - 5/6/2018

18 months CD, 2.50% APY, $500 minimum NHFCU's field of membership includes "the employees, immediate family and household members of more than 150 employer groups throughout NH, including the State of NH, many cities, towns, counties, hospitals, health care organizations, and more. Check the list below, you may be eligible without even knowing it! Retirees from the employers listed are also eligible." https://nhfcu.org/HowtoJoin

13 Months At 2.00% APY; 37 Months At 2.50% APY - 3/17/2018

Limited time certificate specials with $500 minimum to open. Link to the details here: https://nhfcu.org/Rates

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Reviews (2)

A true granite state value

Posted by: MatthewN | Sep 4, 2014

The tellers are always courteous and know my name right when I walk in. ATMs and business hours are convienent and I love being able to go to multiple other branches ATMs around the country without being charged those awful ATM fees.

Use A Different Credit Union

Posted by: JackieH | Nov 15, 2015

You might as well go to a big bank if you consider NHFCU. Chose a different credit union.

My account with NHFCU went inactive and people at the bank failed to inform me properly, as they knew my address was no longer valid, as they began to charge me fees for an incorrect address, in addition to inactive account fees. The whole time, my phone number was on file and anyone with the bank could have called me and I would have taken immediate action to reactivate my account and update my address.

Instead, NHFCU chose to drain $170+ from my account in fees before closing it and sending my remaining balance to the state of New Hampshire. It was only then, after sending the amount, that I received a call from NHFCU updating me on the situation. While I was able to retrieve my balance from the state after a couple months, my repeated requests with NHFCU for refund of fees has been met with avoidance (not returning my calls, long delays in communication). When I finally flew back to NH from California, now almost a year since that phone call that my money had been sent to the state of NH, I met with a representative in-person and filled out an official request for refund, which was soon rejected without real explanation.

I view this whole experience as frustrating and disappointing, as I have always strived to support local credit unions over big banks, but this behavior is something I would expect of those big banks.


Health Grade Components

NCUA #4746
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD3.67%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$272.6MM$262.8MM
LoansQ3 2018vs Q3 2017$116.8MM$123.6MM
DepositsQ3 2018vs Q3 2017$236.6MM$226.6MM
Equity CapitalQ3 2018vs Q3 2017$34.4MM$34.3MM
Loan Loss AllowanceQ3 2018vs Q3 2017$291.00K$365.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$113.00K$2.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not New Hampshire Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

New Hampshire Federal Credit Union Savings Account Rates

0.20%$1-IRA Variable

New Hampshire Federal Credit Union Money Market Rates

0.35%*$100k*-Money Market Share Account
OTHER TIERS: 0.15% Up to $2.5k | 0.20% $2.5k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k

New Hampshire Federal Credit Union CD Rates

2.20%$500-60 Month CD
2.20%$250-60 Month Youth CD
2.00%$500-48 Month CD
2.00%$250-48 Month Youth CD
1.55%$500-36 Month CD
1.55%$250-36 Month Youth CD
1.30%$500-18 Month CD
1.30%$250-18 Month Youth CD
1.20%$500-24 Month CD
1.20%$250-24 Month Youth CD
1.00%$500-12 Month CD
1.00%$250-12 Month Youth CD
0.75%$500-6 Month CD

New Hampshire Federal Credit Union IRA Rates

2.20%$500-60 Month IRA
2.20%$250-60 Month Youth IRA
2.00%$500-48 Month IRA
2.00%$250-48 Month Youth IRA
1.55%$500-36 Month IRA
1.55%$250-36 Month Youth IRA
1.20%$500-24 Month IRA
1.20%$250-24 Month Youth IRA
1.00%$500-12 Month IRA
1.00%$250-12 Month Youth IRA

New Hampshire Federal Credit Union Locations
Branch Office47 N Main StConcord, NH 03301-4934
Branch Office70 Airport RdConcord, NH 03301-5205
Branch Office71 Calef HwyLee, NH 03861-6737

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