New Hampshire Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.20%	5-year CD	60 Month CD 3.00% - American Express National Bank 60 Month CD
1.00%	1-year CD	12 Month CD 2.45% - Synchrony Bank 12 Month CD
0.10%	Savings	Shares 1.80% - American Express National Bank High Yield Savings Account

View all New Hampshire Federal Credit Union rates »

Overview / Commentary

www.nhfcu.org

603-224-7731

70 Airport Rd
Concord, NH 03301

New Hampshire Federal Credit Union is headquartered in Concord and is the 8^th largest credit union in the state of New Hampshire. It is also the 858^th largest credit union in the nation. It was established in 1941 and as of June of 2018, it had grown to 48 employees and 14,530 members at 3 locations. New Hampshire Federal Credit Union's CD rates are 11% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

We serve the employees, immediate family and household members of more than 140 employer groups throughout NH, including the State of NH, many cities, towns, counties, hospitals, health care organizations, and more.
See current membership details

A true granite state value

Posted by: MatthewN | Sep 4, 2014

The tellers are always courteous and know my name right when I walk in. ATMs and business hours are convienent and I love being able to go to multiple other branches ATMs around the country without being charged those awful ATM fees.

Comment

1

Use A Different Credit Union

Posted by: JackieH | Nov 15, 2015

You might as well go to a big bank if you consider NHFCU. Chose a different credit union.

My account with NHFCU went inactive and people at the bank failed to inform me properly, as they knew my address was no longer valid, as they began to charge me fees for an incorrect address, in addition to inactive account fees. The whole time, my phone number was on file and anyone with the bank could have called me and I would have taken immediate action to reactivate my account and update my address.

Instead, NHFCU chose to drain $170+ from my account in fees before closing it and sending my remaining balance to the state of New Hampshire. It was only then, after sending the amount, that I received a call from NHFCU updating me on the situation. While I was able to retrieve my balance from the state after a couple months, my repeated requests with NHFCU for refund of fees has been met with avoidance (not returning my calls, long delays in communication). When I finally flew back to NH from California, now almost a year since that phone call that my money had been sent to the state of NH, I met with a representative in-person and filled out an official request for refund, which was soon rejected without real explanation.

I view this whole experience as frustrating and disappointing, as I have always strived to support local credit unions over big banks, but this behavior is something I would expect of those big banks.

Comment

4

Health

A+

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	4746
Year Chartered	1941
Employees	48
Primary Regulator

Profit Margin
Return on Assets - YTD	0.33%
Return on Equity - YTD	2.61%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$271.6MM$264.1MM
Loans	Q2 2018vs Q2 2017	$118.4MM$124.2MM
Deposits	Q2 2018vs Q2 2017	$235.8MM$228.0MM
Equity Capital	Q2 2018vs Q2 2017	$34.2MM$34.2MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$322.00K$390.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$530.00K$28.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.