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New Horizons Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.newhcu.org
251-316-3240
6320 Airport Boulevard
Mobile, AL 36608

New Horizons Credit Union is headquartered in Mobile and is the 21st largest credit union in the state of Alabama. It is also the 1,100th largest credit union in the nation. It was established in 1950 and as of March of 2025, it had grown to 82 employees and 22,514 members at 8 locations. New Horizons Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in New Horizons Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Mobile, Baldwin, Clarke, Escambia, Monroe, or Washington, or the Florida counties of Escambia, Okaloosa, or Santa Rosa.
See current membership details

Reviews (1)

Brandon Jenkins

Posted by: |

Mr. Jenkins was very helpful when I came into his office. He help me get my car refinanced. He is always very courteous and helpful. He is willing to help you with any needs. I highly appreciated the good service. I will be returning to that branch. I will also recommend him to my friends.

1


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #60799
Year Chartered1950
Employees82
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD5.34%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$265.1MM$270.5MM
LoansQ1 2025vs Q1 2024$184.6MM$166.5MM
DepositsQ1 2025vs Q1 2024$234.5MM$228.4MM
Equity CapitalQ1 2025vs Q1 2024$25.4MM$20.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$426K$370K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$172K$162K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not New Horizons Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

New Horizons Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$25-Savings Account
0.10%$0-Christmas Account
0.10%$0-Vacation Account

New Horizons Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Money Market Account
OTHER TIERS: 0.10% → $2.5k - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k

New Horizons Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$0$10kUltimate Dividend Checking
OTHER TIERS: 0.25% → $10k+

New Horizons Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-180 Day CD
4.25%$500-12 Month CD
4.25%$50k-12 Month Jumbo CD
2.75%$500-24 Month CD
2.75%$50k-24 Month Jumbo CD
2.50%$500-36 Month CD
2.50%$50k-36 Month Jumbo CD
0.10%$500-90 Day CD

New Horizons Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-12 Month IRA
2.75%$500-24 Month IRA
2.50%$500-36 Month IRA
0.20%$0-IRA Share Account
Locations


New Horizons Credit Union Locations
Branch Office6320 Airport BlvdMobile, AL 36608
Branch Office103 Saraland Blvd SSaraland, AL 36571-2833
Branch Office7146 Stone DrDaphne, AL 36526-4825
Branch Office3385 Schillinger Rd N Ste 19Semmes, AL 36575-5494
Branch Office622 Azalea RdMobile, AL 36609-1530
Branch Office1225 Forest AveJackson, AL 36545-2929
Branch Office5000 Rangeline Crossing DrMobile, AL 36619-0016
Branch Office9154 Cottage Hill RdMobile, AL 36695-9893

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