New Horizons Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.newhcu.org

251-316-3240

6320 Airport Boulevard
Mobile, AL 36608

New Horizons Credit Union is headquartered in Mobile and is the 21^st largest credit union in the state of Alabama. It is also the 1,087^th largest credit union in the nation. It was established in 1950 and as of December of 2024, it had grown to 80 employees and 22,302 members at 8 locations. New Horizons Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in New Horizons Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Mobile, Baldwin, Clarke, Escambia, Monroe, or Washington, or the Florida counties of Escambia, Okaloosa, or Santa Rosa.
See current membership details

Reviews (1)

Write a Review

Brandon Jenkins

Posted by: Lynell1111 | Jun 5, 2023

Mr. Jenkins was very helpful when I came into his office. He help me get my car refinanced. He is always very courteous and helpful. He is willing to help you with any needs. I highly appreciated the good service. I will be returning to that branch. I will also recommend him to my friends.

Comment

Health

B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60799
Year Chartered	1950
Employees	80
Primary Regulator

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	4.59%
Annual Interest Income	$10.9MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$264.2MM$272.1MM
Loans	Q4 2024vs Q4 2023	$181.3MM$161.5MM
Deposits	Q4 2024vs Q4 2023	$220.9MM$225.3MM
Equity Capital	Q4 2024vs Q4 2023	$24.7MM$20.9MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$362K$265K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$484K$466K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not New Horizons Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

New Horizons Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$25	-	Savings Account
0.10%	$0	-	Christmas Account
0.10%	$0	-	Vacation Account

New Horizons Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.10% → $2.5k - $10k \| 0.20% → $10k - $25k \| 0.30% → $25k - $50k \| 0.40% → $50k - $100k

New Horizons Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.25%^*	$0	$10k	Ultimate Dividend Checking
OTHER TIERS: 0.25% → $10k+

New Horizons Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.50%	$500	-	180 Day CD
4.25%	$500	-	12 Month CD
4.25%	$50k	-	12 Month Jumbo CD
2.75%	$500	-	24 Month CD
2.75%	$50k	-	24 Month Jumbo CD
2.50%	$500	-	36 Month CD
2.50%	$50k	-	36 Month Jumbo CD
0.10%	$500	-	90 Day CD

New Horizons Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$500	-	12 Month IRA
2.75%	$500	-	24 Month IRA
2.50%	$500	-	36 Month IRA
0.20%	$0	-	IRA Share Account

Locations

New Horizons Credit Union Locations
Branch Office	6320 Airport Blvd	Mobile, AL 36608
Branch Office	103 Saraland Blvd S	Saraland, AL 36571-2833
Branch Office	7146 Stone Dr	Daphne, AL 36526-4825
Branch Office	3385 Schillinger Rd N Ste 19	Semmes, AL 36575-5494
Branch Office	622 Azalea Rd	Mobile, AL 36609-1530
Branch Office	1225 Forest Ave	Jackson, AL 36545-2929
Branch Office	5000 Rangeline Crossing Dr	Mobile, AL 36619-0016
Branch Office	9154 Cottage Hill Rd	Mobile, AL 36695-9893

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