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Overview / Commentary
865-523-0757
3261 N Mall Rd
Knoxville, TN 37924

New South Credit Union is headquartered in Knoxville and is the 48th largest credit union in the state of Tennessee. It is also the 2,226th largest credit union in the nation. It was established in 1952 and as of June of 2017, it had grown to 19 employees and 6,297 members at 4 locations. New South Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Knox, Grainger, or Union Counties in Tennessee.
See current membership details

Reviews (1)

NSCU provides personal service

My wife has a phobia of going into banks, not sure why but it terrifies her. NSCU offers remote deposit and a very good web portal to do online banking so she rarely needs to actually go to the bank in person. However some things do require a trip there. The bank vice president is aware of her phobia and is willing to go well above and beyond what anyone could expect of him. He will arrange for her to meet him there at a time when the bank is closed so there is no one else around, then he will meet her in the parking lot and walk her into the bank. I have never known of any other bank to offer service like this.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. New South Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #60645
Year Chartered1952
Employees19
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD2.55%
Annual Interest Income$820.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$55.5MM$47.1MM
LoansQ2 2017vs Q2 2016$30.1MM$24.4MM
DepositsQ2 2017vs Q2 2016$46.2MM$39.2MM
Equity CapitalQ2 2017vs Q2 2016$8.7MM$7.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$103.00K$103.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$100.00K$47.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

New South Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Christmas Club
0.50%--Vacation Club
0.35%*$25k*-IRA Share
OTHER TIERS: 0.15% Up to $25k
0.15%--Primary Savings

New South Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$25k*-Money Market
OTHER TIERS: 0.15% $2,500 - $25k

New South Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--TOTALLY FREE Checking

New South Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$250-60 Month CD
1.00%$250-48 Month CD
0.85%$250-3 Year CD
0.70%$250-2 Year CD
0.70%$250-3 Year - Rate Climber CD
0.55%$250-2 Year - Rate Climber CD
0.45%$250-12 Month CD
0.25%$250-6 Month CD

New South Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%--36 Month IRA
0.70%--24 Month IRA
0.45%--12 Month IRA
Locations


New South Credit Union Locations
Branch Office4587 Maynardville HwyMaynardville, TN 37807
Branch Office7701 Rutledge PikeRutledge, TN 37861
Branch Office3261 N Mall RdKnoxville, TN 37924
Branch Office2332 News Sentinel DrKnoxville, TN 37921-5766