New South Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.15%	5-year CD	60 Month CD 2.25% - Ally Bank High Yield 5 Year CD
0.45%	1-year CD	1 Year CD 1.35% - Ally Bank High Yield 12-Month CD
0.15%	Savings	Primary Savings 1.05% - Ally Bank Online Savings Account

View all New South Credit Union rates »

Overview / Commentary

www.newsouthcu.com

865-523-0757

3261 N Mall Rd
Knoxville, TN 37924

New South Credit Union is headquartered in Knoxville and is the 55^th largest credit union in the state of Tennessee. It is also the 2,377^th largest credit union in the nation. It was established in 1952 and as of December of 2016, it had grown to 18 employees and 5,617 members at 3 locations. New South Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Knox, Grainger, or Union Counties in Tennessee.
See current membership details

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Health

B+

Data as of Q4 2016

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. New South Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	60645
Year Chartered	1952
Employees	18
Primary Regulator

Profit Margin
Return on Assets - YTD	0.52%
Return on Equity - YTD	3.3%
Annual Interest Income	$1.4MM

Assets and Liabilities
Assets	Q4 2016vs Q4 2015	$47.6MM$43.9MM
Loans	Q4 2016vs Q4 2015	$25.2MM$23.8MM
Deposits	Q4 2016vs Q4 2015	$39.6MM$36.1MM
Equity Capital	Q4 2016vs Q4 2015	$7.6MM$7.3MM
Loan Loss Allowance	Q4 2016vs Q4 2015	$88.00K$128.00K
Unbacked Noncurrent Loans	Q4 2016vs Q4 2015	$9.00K$27.00K
Real Estate Owned	Q4 2016vs Q4 2015	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

New South Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	Christmas Club Account
0.50%	-	-	Vacation Club Account
0.35%^*	$25k^*	-	Traditional IRA
OTHER TIERS: 0.15% → Up to $25k
0.35%^*	$25k^*	-	Roth IRA
OTHER TIERS: 0.15% → Up to $25k
0.35%^*	$25k^*	-	Educational IRA
OTHER TIERS: 0.15% → Up to $25k
0.15%	-	-	Primary Savings

New South Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$25k^*	-	Money Market
OTHER TIERS: 0.15% → $2,500 - $25k

New South Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	TOTALLY FREE Checking

New South Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%	$250	-	60 Month CD
0.85%	$250	-	3 Year CD
0.70%	$250	-	2 Year CD
0.70%	$250	-	3 Year - Rate Climber CD
0.55%	$250	-	2 Year - Rate Climber CD
0.45%	$250	-	1 Year CD
0.25%	$250	-	6 Month CD

New South Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	-	-	36 Month IRA
0.70%	-	-	24 Month IRA
0.45%	-	-	12 Month IRA

Locations

New South Credit Union Locations
Branch Office	4587 Maynardville Hwy	Maynardville, TN 37807
Branch Office	7701 Rutledge Pike	Rutledge, TN 37861
Branch Office	3261 N Mall Rd	Knoxville, TN 37924