New South Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.15% | 5-year CD | 60 Month CD 2.35% - Synchrony Bank 60 Month CD |
| 0.45% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
| 0.15% | Savings | Primary Savings |
New South Credit Union is headquartered in Knoxville and is the 48th largest credit union in the state of Tennessee. It is also the 2,220th largest credit union in the nation. It was established in 1952 and as of March of 2017, it had grown to 20 employees and 6,312 members at 3 locations. New South Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Knox, Grainger, or Union Counties in Tennessee.
See current membership details
NSCU provides personal service
My wife has a phobia of going into banks, not sure why but it terrifies her. NSCU offers remote deposit and a very good web portal to do online banking so she rarely needs to actually go to the bank in person. However some things do require a trip there. The bank vice president is aware of her phobia and is willing to go well above and beyond what anyone could expect of him. He will arrange for her to meet him there at a time when the bank is closed so there is no one else around, then he will meet her in the parking lot and walk her into the bank. I have never known of any other bank to offer service like this.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60645 |
| Year Chartered | 1952 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 2.86% |
| Annual Interest Income | $406.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $56.2MM$46.4MM |
| Loans | Q1 2017vs Q1 2016 | $30.8MM$23.4MM |
| Deposits | Q1 2017vs Q1 2016 | $46.9MM$38.6MM |
| Equity Capital | Q1 2017vs Q1 2016 | $8.7MM$7.4MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $91.00K$129.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $4.00K$32.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $96.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not New South Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
New South Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50% | - | - | Christmas Club | ||
| 0.50% | - | - | Vacation Club | ||
| 0.35%* | $25k* | - | IRA Share | ||
| OTHER TIERS: 0.15% → Up to $25k | |||||
| 0.15% | - | - | Primary Savings | ||
New South Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.15% → $2,500 - $25k | |||||
New South Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | TOTALLY FREE Checking |
New South Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.15% | $250 | - | 60 Month CD | |
| 1.00% | $250 | - | 48 Month CD | |
| 0.85% | $250 | - | 3 Year CD | |
| 0.70% | $250 | - | 2 Year CD | |
| 0.70% | $250 | - | 3 Year - Rate Climber CD | |
| 0.55% | $250 | - | 2 Year - Rate Climber CD | |
| 0.45% | $250 | - | 12 Month CD | |
| 0.25% | $250 | - | 6 Month CD |
New South Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | - | - | 36 Month IRA | |
| 0.70% | - | - | 24 Month IRA | |
| 0.45% | - | - | 12 Month IRA |
| New South Credit Union Locations | ||
|---|---|---|
| Branch Office | 4587 Maynardville Hwy | Maynardville, TN 37807 |
| Branch Office | 7701 Rutledge Pike | Rutledge, TN 37861 |
| Branch Office | 3261 N Mall Rd | Knoxville, TN 37924 |