Advertising Disclosure
  1. Home
  2. Banks
  3. Newburyport Bank

Newburyport Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.newburyportbank.com
844-639-3483
63 State Street
Newburyport, MA 01950

Newburyport Bank is headquartered in NEWBURYPORT and is the 37th largest bank in the state of Massachusetts. It is also the 699th largest bank in the nation. It was established in 1854 and as of March of 2025, it had grown to 160 employees at 12 locations. Newburyport Bank's CD rates are 4X the national average, and it has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #90251
Year Established1854
Employees160
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.57%
Annual Interest Income$20.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.61B$1.6B
LoansQ1 2025vs Q1 2024$1.33B$1.34B
DepositsQ1 2025vs Q1 2024$1.33B$1.22B
Equity CapitalQ1 2025vs Q1 2024$137.8MM$139.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$18.1MM$13MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$15.5MM$1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Newburyport Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Newburyport Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Statement Savings Account
0.15%$0-Holiday Club

Newburyport Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$15kRewards Checking
OTHER TIERS: 0.01% → $15k+
0.01%$0-Lifeline 18 Checking Account
0.01%$0-Lifeline 65 Checking Account

Newburyport Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$0-9 Month CD Special
4.00%$500-18-23 Month CD
3.85%$500-12-14 Month CD
3.50%$2.5k-6-8 Month CD
3.29%$2.5k-91 Day-5 Month CD
3.26%$2.5k-9-11 Month CD
3.25%$500-15-17 Month CD
3.25%$500-24-29 Month CD
3.25%$500-30-35 Month CD
3.25%$500-36-47 Month CD
3.25%$500-48-59 Month CD
3.25%$500-60 Month CD

Newburyport Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0-18 Month IRA
3.85%$0-12 Month IRA
3.50%$0-24 Month IRA
3.25%$0-36 Month IRA
3.25%$0-48 Month IRA
3.25%$0-60 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.