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Newburyport Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.newburyportbank.com
844-639-3483
63 State Street
Newburyport, MA 01950

Newburyport Bank is headquartered in NEWBURYPORT and is the 35th largest bank in the state of Massachusetts. It is also the 696th largest bank in the nation. It was established in 1854 and as of December of 2024, it had grown to 156 employees at 12 locations. Newburyport Bank's CD rates are 4X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #90251
Year Established1854
Employees156
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.13%
Return on Equity - YTD-1.46%
Annual Interest Income$82.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.63B$1.57B
LoansQ4 2024vs Q4 2023$1.35B$1.33B
DepositsQ4 2024vs Q4 2023$1.32B$1.19B
Equity CapitalQ4 2024vs Q4 2023$136.2MM$138.8MM
Loan Loss AllowanceQ4 2024vs Q4 2023$18.4MM$13MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$16.9MM$897K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Newburyport Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Statement Savings Account
0.15%$0-Holiday Club

Newburyport Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$15kRewards Checking
OTHER TIERS: 0.01% → $15k+
0.01%$0-NOW Account
0.01%$0-Lifeline 18 Checking Account
0.01%$0-Lifeline 65 Checking Account
0.01%$0-Freedom Checking

Newburyport Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0-9 Month CD Special
3.85%$2.5k-6-8 Month CD
3.85%$500-12-14 Month CD
3.75%$500-18-23 Month CD
3.29%$2.5k-91 Day-5 Month CD
3.26%$2.5k-9-11 Month CD
3.25%$500-15-17 Month CD
3.25%$500-24-29 Month CD
3.25%$500-30-35 Month CD
3.25%$500-36-47 Month CD
3.25%$500-48-59 Month CD
3.25%$500-60 Month CD

Newburyport Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$0-12 Month IRA
3.75%$0-18 Month IRA
3.50%$0-24 Month IRA
3.25%$0-36 Month IRA
3.25%$0-48 Month IRA
3.25%$0-60 Month IRA
Locations

Availability



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