N.H. Community Federal Credit Union

claremont union

I've been with NH Community Federal Credit Union for over 3 years now. I was referred by a co-worker. The customer service is always perfect. You are greeted by name when you walk through the door. I have convenient direct deposit and payroll deductions. The bank itself is pleasant and airy, and it's just the right size. I prefer a smaller hometown bank than a large city bank. Their car loans are very competitive, offering good rates on new and used cars. Their home equity loans seem to be somewhat competitive. But, their overdraft fees are very high and I don't believe they have overdraft protection to cover 'bounced' checks.' I think this is a great service to have just in case so I was a little disappointed when they didn't offer this. A few weeks ago I had to change banks because I moved and I now have this feature on my account. I haven't needed it yet, but knowing it's available is great. If I'm going to be charged $25 for a check return, at least my bank will pay the amount of the check so I avoid embarrassment.