N.H. Community Federal Credit Union is headquartered in Claremont and is the 12th largest credit union in the state of New Hampshire. It is also the 3,757th largest credit union in the nation. It was established in 1959 and as of March of 2022, it had grown to 2 employees and 1,689 members at 1 location. N.H. Community Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Sullivan County, New Hampshire.
See current membership details
claremont union
I've been with NH Community Federal Credit Union for over 3 years now. I was referred by a co-worker. The customer service is always perfect. You are greeted by name when you walk through the door. I have convenient direct deposit and payroll deductions. The bank itself is pleasant and airy, and it's just the right size. I prefer a smaller hometown bank than a large city bank. Their car loans are very competitive, offering good rates on new and used cars. Their home equity loans seem to be somewhat competitive. But, their overdraft fees are very high and I don't believe they have overdraft protection to cover 'bounced' checks.' I think this is a great service to have just in case so I was a little disappointed when they didn't offer this. A few weeks ago I had to change banks because I moved and I now have this feature on my account. I haven't needed it yet, but knowing it's available is great. If I'm going to be charged $25 for a check return, at least my bank will pay the amount of the check so I avoid embarrassment.
Data as of Q1 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 12963 |
| Year Chartered | 1959 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.14% |
| Return on Equity - YTD | -2.4% |
| Annual Interest Income | $87.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2022vs Q1 2021 | $13.3MM$12.4MM |
| Loans | Q1 2022vs Q1 2021 | $5.4MM$5.3MM |
| Deposits | Q1 2022vs Q1 2021 | $12.5MM$11.6MM |
| Equity Capital | Q1 2022vs Q1 2021 | $767.00K$792.00K |
| Loan Loss Allowance | Q1 2022vs Q1 2021 | $30.00K$42.00K |
| Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $58.00K$76.00K |
| Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |