Niagara Regional Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.70% | 5-year CD | 5 Year CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.80% | 1-year CD | 1 Year CD |
| 0.25% | Savings | Share Accounts |
Niagara Regional Federal Credit Union is headquartered in North Tonawanda and is the 152nd largest credit union in the state of New York. It is also the 2,904th largest credit union in the nation. It was established in 1939 and as of December of 2017, it had grown to 8 employees and 2,558 members at 1 location. Niagara Regional Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, worship, work, or attend school in Niagara County.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 3285 |
| Year Chartered | 1939 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.17% |
| Return on Equity - YTD | 1.61% |
| Annual Interest Income | $970.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $29.7MM$29.5MM |
| Loans | Q4 2017vs Q4 2016 | $18.6MM$18.8MM |
| Deposits | Q4 2017vs Q4 2016 | $26.4MM$26.2MM |
| Equity Capital | Q4 2017vs Q4 2016 | $3.2MM$3.1MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $68.00K$94.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $156.00K$255.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $53.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Niagara Regional Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Niagara Regional Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $10k* | - | Share Accounts | ||
| OTHER TIERS: 0.10% → $100 - $5k | 0.15% → $5k - $10k | |||||
Niagara Regional Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.08% | $2k | - | Share Draft |
Niagara Regional Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.70% | $1k | - | 5 Year CD | |
| 1.50% | $1k | - | 4 Year CD | |
| 1.15% | $1k | - | 3 Year CD | |
| 0.95% | $1k | - | 2 Year CD | |
| 0.80% | $1k | - | 1 Year CD | |
| 0.80% | - | - | 1 Year Lucky Savers Prized Linked Savings | |
| 0.55% | $1k | - | 6 Month CD |
| Niagara Regional Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1285 Erie Ave | North Tonawanda, NY 14120 |