Niagara Regional Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.70%5-year CD
0.80%1-year CD
0.25%Savings
View all Niagara Regional Federal Credit Union rates »

Overview / Commentary
716-694-7344
1285 Erie Ave
North Tonawanda, NY 14120

Niagara Regional Federal Credit Union is headquartered in North Tonawanda and is the 149th largest credit union in the state of New York. It is also the 2,864th largest credit union in the nation. It was established in 1939 and as of December of 2018, it had grown to 8 employees and 2,558 members at 2 locations. Niagara Regional Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, work, or attend school in Niagara County.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Niagara Regional Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #3285
Year Chartered1939
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.41%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$30.4MM$29.7MM
LoansQ4 2018vs Q4 2017$19.1MM$18.6MM
DepositsQ4 2018vs Q4 2017$27.0MM$26.4MM
Equity CapitalQ4 2018vs Q4 2017$3.2MM$3.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$40.00K$68.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$358.00K$156.00K
Real Estate OwnedQ4 2018vs Q4 2017$84.00K$53.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Niagara Regional Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Share Accounts
OTHER TIERS: 0.10% $100 - $5k | 0.15% $5k - $10k

Niagara Regional Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%$2k-Share Draft

Niagara Regional Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$1k-5 Year CD
1.50%$1k-4 Year CD
1.50%--1 Year Lucky Savers Prized Linked Savings
1.15%$1k-3 Year CD
0.95%$1k-2 Year CD
0.80%$1k-1 Year CD
0.55%$1k-6 Month CD
Locations


Niagara Regional Federal Credit Union Locations
Branch Office1285 Erie AveNorth Tonawanda, NY 14120
Branch Office665 N French RdAmherst, NY 14228

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