Featured Savings Rates
Featured Accounts

Niagara Regional Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.70%5-year CD5 Year CD
0.80%1-year CD1 Year CD
0.25%SavingsShare Accounts

Overview / Commentary
716-694-7344
1285 Erie Ave
North Tonawanda, NY 14120

Niagara Regional Federal Credit Union is headquartered in North Tonawanda and is the 153rd largest credit union in the state of New York. It is also the 2,938th largest credit union in the nation. It was established in 1939 and as of December of 2016, it had grown to 7 employees and 2,540 members at 1 location. Niagara Regional Federal Credit Union's savings rates are 54% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, work, or attend school in Niagara County.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Niagara Regional Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #3285
Year Chartered1939
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.45%
Annual Interest Income$965.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$29.5MM$28.5MM
LoansQ4 2016vs Q4 2015$18.8MM$18.9MM
DepositsQ4 2016vs Q4 2015$26.2MM$25.2MM
Equity CapitalQ4 2016vs Q4 2015$3.1MM$3.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$94.00K$56.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$255.00K$200.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Niagara Regional Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%--Lucky Savers Prized Linked Savings
0.25%*$10k*-Share Accounts
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $10k

Niagara Regional Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%$2k-Share Draft

Niagara Regional Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$1k-5 Year CD
1.50%$1k-4 Year CD
1.15%$1k-3 Year CD
0.95%$1k-2 Year CD
0.80%$1k-1 Year CD
0.55%$1k-6 Month CD
Locations


Niagara Regional Federal Credit Union Locations
Branch Office1285 Erie AveNorth Tonawanda, NY 14120