Niagara Regional Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.70%	5-year CD	5 Year CD 2.25% - Ally Bank High Yield 5 Year CD
0.80%	1-year CD	1 Year CD 1.50% - Ally Bank No Penalty 11-Month CD
0.25%	Savings	Share Accounts 1.15% - CIT Bank Spring Savings

View all Niagara Regional Federal Credit Union rates »

Overview / Commentary

www.niagararegionalfcu.org

716-694-7344

1285 Erie Ave
North Tonawanda, NY 14120

Niagara Regional Federal Credit Union is headquartered in North Tonawanda and is the 153^rd largest credit union in the state of New York. It is also the 2,904^th largest credit union in the nation. It was established in 1939 and as of March of 2017, it had grown to 7 employees and 2,563 members at 1 location. Niagara Regional Federal Credit Union's savings rates are 54% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, work, or attend school in Niagara County.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Niagara Regional Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	3285
Year Chartered	1939
Employees	7
Primary Regulator

Profit Margin
Return on Assets - YTD	0.19%
Return on Equity - YTD	1.79%
Annual Interest Income	$240.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$30.9MM$28.5MM
Loans	Q1 2017vs Q1 2016	$18.6MM$18.8MM
Deposits	Q1 2017vs Q1 2016	$27.6MM$25.3MM
Equity Capital	Q1 2017vs Q1 2016	$3.1MM$3.1MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$77.00K$56.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$212.00K$142.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Niagara Regional Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%	-	-	Lucky Savers Prized Linked Savings
0.25%^*	$10k^*	-	Share Accounts
OTHER TIERS: 0.10% → Up to $5k \| 0.15% → $5k - $10k

Niagara Regional Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.08%	$2k	-	Share Draft

Niagara Regional Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.70%	$1k	-	5 Year CD
1.50%	$1k	-	4 Year CD
1.15%	$1k	-	3 Year CD
0.95%	$1k	-	2 Year CD
0.80%	$1k	-	1 Year CD
0.55%	$1k	-	6 Month CD

Locations

Niagara Regional Federal Credit Union Locations
Branch Office	1285 Erie Ave	North Tonawanda, NY 14120