Niagara Regional Federal Credit Union
Niagara Regional Federal Credit Union is headquartered in North Tonawanda and is the 144th largest credit union in the state of New York. It is also the 2,743rd largest credit union in the nation. It was established in 1939 and as of June of 2019, it had grown to 8 employees and 2,630 members at 2 locations. Niagara Regional Federal Credit Union's CD rates are 83% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership in Niagara Regional Federal Credit Union is open to those who live, worship, work, attend school, or volunteer in Niagara County, or in the Erie County communities of Amherst, Grand Island, or Tonawanda in New York. Immediate family members of eligible individuals also qualify for membership.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 3285 |
| Year Chartered | 1939 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.54% |
| Return on Equity - YTD | -5.79% |
| Annual Interest Income | $550.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $34.0MM$30.9MM |
| Loans | Q2 2019vs Q2 2018 | $19.4MM$18.4MM |
| Deposits | Q2 2019vs Q2 2018 | $30.6MM$27.5MM |
| Equity Capital | Q2 2019vs Q2 2018 | $3.1MM$3.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $41.00K$68.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $305.00K$207.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$75.00K |
Always verify rates and promotions with the bank or credit union. We are not Niagara Regional Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Niagara Regional Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $10k* | - | Share Accounts | ||
| OTHER TIERS: 0.05% → $100 - $5k | 0.10% → $5k - $10k | |||||
Niagara Regional Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $2k | - | Share Draft |
Niagara Regional Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 5 Year CD | |
| 1.95% | $1k | - | 4 Year CD | |
| 1.85% | $1k | - | 3 Year CD | |
| 1.75% | $1k | - | 2 Year CD | |
| 1.65% | $1k | - | 1 Year CD | |
| 1.50% | - | - | 1 Year Lucky Savers Prized Linked Savings | |
| 1.00% | $1k | - | 6 Month CD |
| Niagara Regional Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1285 Erie Ave | North Tonawanda, NY 14120 |
| Branch Office | 665 N French Rd | Amherst, NY 14228 |