Niagara Regional Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.70% | 5-year CD | |
| 0.80% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.25% | Savings | 2.00% - Ally Bank Online Savings Account |
Niagara Regional Federal Credit Union is headquartered in North Tonawanda and is the 151st largest credit union in the state of New York. It is also the 2,884th largest credit union in the nation. It was established in 1939 and as of September of 2018, it had grown to 8 employees and 2,562 members at 2 locations. Niagara Regional Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, worship, work, or attend school in Niagara County.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 3285 |
| Year Chartered | 1939 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.28% |
| Return on Equity - YTD | 2.59% |
| Annual Interest Income | $741.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $30.1MM$29.9MM |
| Loans | Q3 2018vs Q3 2017 | $19.2MM$18.5MM |
| Deposits | Q3 2018vs Q3 2017 | $26.7MM$26.6MM |
| Equity Capital | Q3 2018vs Q3 2017 | $3.2MM$3.2MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $68.00K$44.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $310.00K$190.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $82.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Niagara Regional Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Niagara Regional Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $10k* | - | Share Accounts | ||
| OTHER TIERS: 0.10% → $100 - $5k | 0.15% → $5k - $10k | |||||
Niagara Regional Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.08% | $2k | - | Share Draft |
Niagara Regional Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.70% | $1k | - | 5 Year CD | |
| 1.50% | $1k | - | 4 Year CD | |
| 1.15% | $1k | - | 3 Year CD | |
| 0.95% | $1k | - | 2 Year CD | |
| 0.80% | $1k | - | 1 Year CD | |
| 0.80% | - | - | 1 Year Lucky Savers Prized Linked Savings | |
| 0.55% | $1k | - | 6 Month CD |
| Niagara Regional Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1285 Erie Ave | North Tonawanda, NY 14120 |
| Branch Office | 665 N French Rd | Amherst, NY 14228 |