Overview / Commentary
419-224-7861
1067 S. Main St.
Lima, OH 45804

Nickel Steel Federal Credit Union is headquartered in lima and is the 217th largest credit union in the state of Ohio. It is also the 4,610th largest credit union in the nation. It was established in 1953 and as of June of 2018, it had grown to 3 employees and 679 members at 1 location. Nickel Steel Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Nickel Steel Federal Credit Union is open to those who live, work, volunteer, attend school or worship in the city of Lima, Ohio and to employees and retirees of Whemco, N & S Railroad, Superior Forge & Steel, L.A.C.C.A, V.F.W. Post #1911, Frank's Drive-thru, Ohio Army National Guard, Southside Neighborhood Association, International Brake, UAW Local 975.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Nickel Steel Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #9000
Year Chartered1953
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-0.92%
Return on Equity - YTD-3.65%
Annual Interest Income$110.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$5.4MM$5.9MM
LoansQ2 2018vs Q2 2017$2.6MM$2.7MM
DepositsQ2 2018vs Q2 2017$3.9MM$4.5MM
Equity CapitalQ2 2018vs Q2 2017$1.4MM$1.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$31.00K$16.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$112.00K$38.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Nickel Steel Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-IRA Account
0.35%*$50k*-Regular Share / Savings Account
OTHER TIERS: 0.10% $100 - $10k | 0.15% $10k - $50k
0.10%$100-Club Accounts

Nickel Steel Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%*$2.5k*-38 Month CD
OTHER TIERS: 1.26% $500 - $2.5k
1.41%*$2.5k*-26 Month CD
OTHER TIERS: 1.00% $500 - $2.5k
1.31%*$2.5k*-20 Month CD
OTHER TIERS: 0.90% $500 - $2.5k
1.26%*$2.5k*-14 Month CD
OTHER TIERS: 0.85% $500 - $2.5k
1.10%*$2.5k*-7 Month CD
OTHER TIERS: 0.65% $500 - $2.5k
Locations


Nickel Steel Federal Credit Union Locations
Branch Office1067 s main stlima, OH 45804-2043

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