Nickel Steel Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.26%	1-year CD	2.65% - Barclays 12 Month Online CD
0.35%	Savings	2.00% - Ally Bank Online Savings Account
1.56%	3-year CD	2.85% - Synchrony Bank 36 Month CD

View all Nickel Steel Federal Credit Union rates »

Overview / Commentary

www.nickelsteelfcu.com

419-224-7861

1067 S. Main St.
Lima, OH 45804

Nickel Steel Federal Credit Union is headquartered in lima and is the 217^th largest credit union in the state of Ohio. It is also the 4,610^th largest credit union in the nation. It was established in 1953 and as of June of 2018, it had grown to 3 employees and 679 members at 1 location. Nickel Steel Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Nickel Steel Federal Credit Union is open to those who live, work, volunteer, attend school or worship in the city of Lima, Ohio and to employees and retirees of Whemco, N & S Railroad, Superior Forge & Steel, L.A.C.C.A, V.F.W. Post #1911, Frank's Drive-thru, Ohio Army National Guard, Southside Neighborhood Association, International Brake, UAW Local 975.
See current membership details

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Health

C+

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Nickel Steel Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	9000
Year Chartered	1953
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.92%
Return on Equity - YTD	-3.65%
Annual Interest Income	$110.00K

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$5.4MM$5.9MM
Loans	Q2 2018vs Q2 2017	$2.6MM$2.7MM
Deposits	Q2 2018vs Q2 2017	$3.9MM$4.5MM
Equity Capital	Q2 2018vs Q2 2017	$1.4MM$1.4MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$31.00K$16.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$112.00K$38.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Nickel Steel Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$100	-	IRA Account
0.35%^*	$50k^*	-	Regular Share / Savings Account
OTHER TIERS: 0.10% → $100 - $10k \| 0.15% → $10k - $50k
0.10%	$100	-	Club Accounts

Nickel Steel Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.56%^*	$2.5k^*	-	38 Month CD
OTHER TIERS: 1.26% → $500 - $2.5k
1.41%^*	$2.5k^*	-	26 Month CD
OTHER TIERS: 1.00% → $500 - $2.5k
1.31%^*	$2.5k^*	-	20 Month CD
OTHER TIERS: 0.90% → $500 - $2.5k
1.26%^*	$2.5k^*	-	14 Month CD
OTHER TIERS: 0.85% → $500 - $2.5k
1.10%^*	$2.5k^*	-	7 Month CD
OTHER TIERS: 0.65% → $500 - $2.5k

Locations

Nickel Steel Federal Credit Union Locations
Branch Office	1067 s main st	lima, OH 45804-2043

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