NIH Federal Credit Union is headquartered in Rockville and is the 11th largest credit union in the state of Maryland. It is also the 510th largest credit union in the nation. It was established in 1940 and as of September of 2022, it had grown to 121 employees and 50,588 members at 4 locations. NIH Federal Credit Union 's CD rates are 5X the national average, and it has a B+ health rating.
NIH Federal Credit Union membership is open to all employees and contractors of the National Institutes of Health (NIH). Membership is also open to all employees, independent contractors, or self-employed persons who work regularly in the biomedical and healthcare industry located in the District of Columbia, Maryland, West Virginia, and Virginia. Once you become an NIHFCU member, membership is available to your immediate family, regardless of geography or profession, via sponsorship.
See current membership details
I have used this FCU for 8 plus years, have been very patient with a number of problems. I am leaving for a bank with better rates, better customer service and a bank that is large enough to be competitive.
I can only give them three stars, would never recommend to anyone.
The National Institutes of Health Federal Credit Union (NIH FCU) has instituted a quarterly inactivity fee of $25.00 on inactive accounts. Yes, that's $100 per year. Needless to say, my wife and I are both closing our accounts.
Overall | |
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NCUA # | 3601 |
Year Chartered | 1940 |
Employees | 121 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.01% |
Return on Equity - YTD | 0.36% |
Annual Interest Income | $18.0MM |
Assets and Liabilities | ||
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Assets | Q3 2022vs Q3 2021 | $820.8MM$818.6MM |
Loans | Q3 2022vs Q3 2021 | $495.6MM$404.1MM |
Deposits | Q3 2022vs Q3 2021 | $770.3MM$746.7MM |
Equity Capital | Q3 2022vs Q3 2021 | $34.0MM$60.5MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $3.7MM$2.3MM |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $1.6MM$1.5MM |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not NIH Federal Credit Union ; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.01% | - | - | TotalCare Checking |
NIH Federal Credit Union Locations | ||
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Branch Office | 111 Rockville Pike Ste 500 | Rockville, MD 20850 |
Corporate Office | 111 Rockville Pike Ste 990 | Rockville, MD 20850 |
Branch Office | 1308 E West Hwy | Silver Spring, MD 20910-3232 |
Branch Office | 9000 Rockville Pike Bldg 10 Room B1-C25 | Bethesda, MD 20892 |