NIH Federal Credit Union is headquartered in Rockville and is the 11th largest credit union in the state of Maryland. It is also the 462nd largest credit union in the nation. It was established in 1940 and as of December of 2020, it had grown to 121 employees and 42,749 members at 5 locations. NIH Federal Credit Union has an A health rating.
NIH Federal Credit Union membership is open to all employees and contractors of the National Institutes of Health (NIH). Membership is also open to all employees, independent contractors, or self-employed persons who work regularly in the biomedical and healthcare industry located in the District of Columbia, Maryland, West Virginia, and Virginia. Once you become an NIHFCU member, membership is available to your immediate family, regardless of geography or profession, via sponsorship.
See current membership details
I have used this FCU for 8 plus years, have been very patient with a number of problems. I am leaving for a bank with better rates, better customer service and a bank that is large enough to be competitive.
I can only give them three stars, would never recommend to anyone.
The National Institutes of Health Federal Credit Union (NIH FCU) has instituted a quarterly inactivity fee of $25.00 on inactive accounts. Yes, that's $100 per year. Needless to say, my wife and I are both closing our accounts.
Overall | |
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NCUA # | 3601 |
Year Chartered | 1940 |
Employees | 121 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.18% |
Return on Equity - YTD | 2.36% |
Annual Interest Income | $19.5MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $787.9MM$669.3MM |
Loans | Q4 2020vs Q4 2019 | $429.7MM$445.6MM |
Deposits | Q4 2020vs Q4 2019 | $716.6MM$603.8MM |
Equity Capital | Q4 2020vs Q4 2019 | $59.2MM$56.3MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.6MM$1.5MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $977.00K$620.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$356.00K |
Rates for NIH Federal Credit Union are currently being reviewed.
NIH Federal Credit Union Locations | ||
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Branch Office | 2200 Pennsylvania Ave NW | Washington, DC 20037 |
Branch Office | 111 Rockville Pike Ste 500 | Rockville, MD 20850 |
Branch Office | 5601 Fishers Lane Rm 1H1079 | Rockville, MD 20852 |
Corporate Office | 111 Rockville Pike Ste 990 | Rockville, MD 20850 |
Branch Office | 1308 E West Hwy | Silver Spring, MD 20910-3232 |