NIH Federal Credit Union

Overview / Commentary
111 Rockville Pike, Ste 500
Rockville, MD 20850

NIH Federal Credit Union is headquartered in Rockville and is the 11th largest credit union in the state of Maryland. It is also the 462nd largest credit union in the nation. It was established in 1940 and as of December of 2020, it had grown to 121 employees and 42,749 members at 5 locations. NIH Federal Credit Union has an A health rating.

Field of Membership Restrictions

NIH Federal Credit Union membership is open to all employees and contractors of the National Institutes of Health (NIH). Membership is also open to all employees, independent contractors, or self-employed persons who work regularly in the biomedical and healthcare industry located in the District of Columbia, Maryland, West Virginia, and Virginia. Once you become an NIHFCU member, membership is available to your immediate family, regardless of geography or profession, via sponsorship.
See current membership details

Reviews (2)

National Institutes Of Health Federal Credit Union (NIH FCU)

Posted by: |

I have used this FCU for 8 plus years, have been very patient with a number of problems. I am leaving for a bank with better rates, better customer service and a bank that is large enough to be competitive.

I can only give them three stars, would never recommend to anyone.

Inactivity Fee

Posted by: |

The National Institutes of Health Federal Credit Union (NIH FCU) has instituted a quarterly inactivity fee of $25.00 on inactive accounts.  Yes, that's $100 per year.  Needless to say, my wife and I are both closing our accounts.


Health Grade Components

NCUA #3601
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD2.36%
Annual Interest Income$19.5MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$787.9MM$669.3MM
LoansQ4 2020vs Q4 2019$429.7MM$445.6MM
DepositsQ4 2020vs Q4 2019$716.6MM$603.8MM
Equity CapitalQ4 2020vs Q4 2019$59.2MM$56.3MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.6MM$1.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$977.00K$620.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$356.00K

Rates for NIH Federal Credit Union are currently being reviewed.


NIH Federal Credit Union Locations
Branch Office2200 Pennsylvania Ave NWWashington, DC 20037
Branch Office111 Rockville Pike Ste 500Rockville, MD 20850
Branch Office5601 Fishers Lane Rm 1H1079Rockville, MD 20852
Corporate Office111 Rockville Pike Ste 990Rockville, MD 20850
Branch Office1308 E West HwySilver Spring, MD 20910-3232

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.