NIH Federal Credit Union is headquartered in Rockville and is the 12th largest credit union in the state of Maryland. It is also the 536th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 131 employees and 44,201 members at 5 locations. NIH Federal Credit Union 's CD rates are 4X the national average, and it has a B+ health rating.
NIH Federal Credit Union membership is open to anyone through membership in the American Consumer Council. All employees and contractors of the National Institutes of Health (NIH) and employees, independent contractors, or self-employed persons who work regularly in the biomedical and healthcare industry located in the District of Columbia, Maryland, West Virginia, and Virginia also qualify for membership. Immediate family of a current NIH FCU member are welcome to apply.
See current membership details
Overall | |
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NCUA # | 3601 |
Year Chartered | 1940 |
Employees | 131 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.57% |
Return on Equity - YTD | 10.2% |
Annual Interest Income | $8.6MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $817.6MM$798.1MM |
Loans | Q1 2025vs Q1 2024 | $492.2MM$488.1MM |
Deposits | Q1 2025vs Q1 2024 | $752.6MM$742.7MM |
Equity Capital | Q1 2025vs Q1 2024 | $45.3MM$34.9MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $5.6MM$7.6MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.7MM$2MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not NIH Federal Credit Union ; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
NIH Federal Credit Union Locations | ||
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Branch Office | 111 Rockville Pike Ste 500 | Rockville, MD 20850 |
Corporate Office | 111 Rockville Pike Ste 990 | Rockville, MD 20850 |
Branch Office | 1308 E West Hwy | Silver Spring, MD 20910-3232 |
Branch Office | 9000 Rockville Pike Bldg 10 Room B1-C25 | Bethesda, MD 20892 |
Branch Office | 9000 Rockville Pike Bldg 31 RM 1A-08 | Bethesda, MD 20892 |